R
State Bank of India
Clerical Cadre Phase-II: Main Exam
Previous Years’ Papers Solved
R. Gupta's®
SBI State Bank of India
Clerical Cadre Phase-II: Main Exam
Previous Years' Papers (Solved)
by RPH Editorial Board
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Book Code: R-2404 ISBN: 978-93-5477-239-9 HSN Code: 49011010
CONTENTS Previous Years’ Paper, 2020 .................................................... 1–25 Previous Years’ Paper, 2019 .................................................. 26–50 Previous Years’ Paper, 2018 .................................................. 51–81 Previous Years’ Paper, 2016 ................................................ 82–100 Previous Years’ Paper, 2015 .............................................. 101–124
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1 Previous Paper (Solved)
State Bank of India (SBI)
CLERICAL CADRE Phase-II: Main Exam 2020 GENERAL/FINANCIAL AWARENESS 7. Who has authored the book titled ‘10 Rules of Successful Nations’? A. Mahadevi Verma B. Ruchir Sharma C. Kuldip Nayyar D. Sunil Gavaskar E. None of these
1. Which bank has launched a new entry-level credit card named ACE Credit Card, with a focus on increasing participation of users in the digital economy partnership with Google Pay? A. Axis Bank B. HDFC Bank C. ICICI Bank D. State Bank of India E. None of these
8. What is the stake of State Bank of India in the Jio Payments Bank? B. 40 per cent A. 35 per cent C. 30 per cent D. 48 per cent E. None of these
2. Which is the implementing Agency of the Atal Pension Yojana? A. PFRDA B. NCDC C. IRDA D. DFGT E. None of these
9. Which insurance company has launched a first-of-its kind insurance product called ‘Shagun—Gift an Insurance’, which is a unique gift of Personal Accident policy? A. Aegon Life Insurance B. Birla Sun Life Insurance C. HDFC Standard Life Insurance D. SBI General Insurance E. None of these
3. Who has been appointed as the Chairman of the Telecom Regulatory Authority of India (TRAI)? B. K.N. Vyas A. PD Vaghela D. D.V. Prasad C. Rajiv Bansal E. None of these 4. The Serum Institute of India (SII) has signed an agreement w ith UNICEF & GAV I to supply Pneumococcal Conjugate Vaccine (PCV) to low-income countries. Where is SII located? A. Delhi B. Pune C. Chennai D. Amravati E. None of these
10. Which of the following banks has launched ‘Home Utsav’, a virtual property exhibition that digitally showcases real estate projects by renowned developers from key cities across the country? A. ICICI Bank B. HDFC Bank D. State Bank of India C. Axis Bank E. None of these
5. Rajat Bhatia associated with which sports who announced his retirement from the sports? A. Football B. Table Tennis C. Hockey D. Cricket E. None of these
11. Which of the following banks has launched ‘Shaurya KGC (Kisan Gold Credit) Card’ for the armed forces? A. ICICI Bank B. Axis Bank C. HDFC Bank D. RBL Bank E. None of these
6. On the Death Anniversary of Mother Teresa which day is observed across the globe? A. International Day of Charity B. World Red Cross Day C. World Health Day D. World TB Day E. None of these
12. Harley-Davidson to shut down its manufacturing plant in India: A. Gurgaon, Haryana B. Faridabad, Haryana C. Noida, UP D. Visakhapatnam, Andhra Pradesh E. None of these 1
2404 (SBI-Main)—1
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13. World Autism Awareness Day is observed on: A. 1st May B. 10th October D. 2nd April C. 14 September E. None of these 14. On 8th October Indian Air Force has celebrated its _______ anniversary? A. 88th B. 86th D. 96th C. 84th E. None of these 15. How many deputy governors are there in RBI? A. 3 B. 4 D. 6 C. 5 E. None of these 16. The currency of South Korea is: A. Won B. Kuna C. Suito D. Lev E. None of these 17. As per the “Framework for authorisation of pan-India Umbrella Entity for Retail Payments” released by RBI what should be the minimum paid-up capital of the umbrella entity? B. ` 550 crore A. ` 450 crore C. ` 500 crore D. ` 600 crore E. None of these 18. Where is the headquarters of the Federal Bank located? A. Ranchi B. Chennai C. Bangalore D. Kochi E. None of these 19. Where is the headquarters of UN Development Programme (UNDP)? A. Brussels B. New York C. Berlin D. Rome E. None of these 20. India has ranked ______ position on the Global Economic Freedom Index 2020. A. 105th B. 106th D. 108th C. 107th E. None of these 21. PM KUSUM scheme aims to add solar and other renewable capacities of 25,750 MW by: A. 2021 B. 2022 C. 2023 D. 2024 E. None of these 22. Who is the current Prime Minister of Japan? A. Santoshi Suzuki B. Naruhito C. Sauli Ninisto D. Yoshihide Suga E. None of these 23. The ‘Mission Karmayogi’ which was recently in news is related to: A. Civil Services Reforms
B. C. D. E.
Banking Reforms Tax Reforms Agriculture Reforms None of these
24. Who is the CEO of Tesla Inc? A. Garo H. Armen B. Elon Musk C. Devin Weing D. Borje Ekholm E. None of these 25. The central government possess what per cent of stake in Regional Rural Banks (RRBs)? A. 50 per cent B. 55 per cent C. 60 per cent D. 65 per cent E. None of these 26. Indian power generation company JSW Energy reportedly plans to make a $1.2 bn investment in two wind power plants in the state of ______ B. Uttar Pradesh A. Rajasthan C. Karnataka D. Chhattisgarh E. None of these 27. Which Payments bank has partnered NSDC to train rural youth? A. Airtel Payments Bank B. Fino Payments Bank C. NSDL Payments Bank D. India Post Payments Bank E. None of these 28. The Central Board of Secondary Education (CBSE) has partnered with which social media platform to launch a free and comprehensive training program for teachers and students of its affiliated schools in the first phase? B. WT Social A. Facebook D. Twitter C. Caffeine E. None of these 29. MUDRA Scheme is under which entity? A. SEBI B. RBI C. NABARD D. SIDBI E. None of these 30. India Post Payments Bank (IPPB) was established in which year? A. 10 March, 2019 B. 7 April, 2018 C. 1 September, 2018 D. 15 November, 2019 E. None of these 31. Which public sector bank has launched ‘Insta Click Savings Account’, a 100 per cent paperless digital selfassisted online savings account? A. Bank of Baroda B. Bank of India C. Punjab National Bank D. UCO Bank E. None of these 32. Which is the only Indian company in top 100 in the Fortune 500 List 2020? 2404 (SBI-Main)—1-II
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A. B. C. D. E.
Indian Oil Corporation Reliance ONGC State Bank of India None of these
33. According to HURUN India Rich List who is the third richest person? A. Gautam Adani B. Mukesh Ambani C. Radhakishan Damani D. Shiv Nadar E. None of these 34. Watch maker Titan Company has partnered with which bank to launch India’s first contactless payment watches named “Titan Pay”? A. State Bank of India B. Punjab National Bank C. HDFC Bank D. ICICI Bank E. None of these 35. What was the retail inflation in September, 2020? A. 7.34% B. 7.25% D. 8.96% C. 6.56% E. None of these 36. 2+2 Ministerial is the highest-level institutional mechanism between the two countries participated by which two ministers from each country? A. Home and Defence Ministers B. Defence and Foreign Ministers C. Home and Finance Ministers D. Finance and Defence Ministers E. None of these 37. Total expenditure – Total receipts excluding borrowings =? B. Revenue Deficit A. Fiscal Deficit D. Budgetary Deficit C. Primary Deficit E. None of these 38. Which company holds the maximum number of White Label ATMs? A. Tata Communications Payment Solutions Limited (TCPSL) B. BTI Payment C. Hitachi Money Spot ATM D. HDFC Bank E. None of these 39. The Central Government in collaboration with which bank has decided to convert the area of ravines in the region of Gwalior-Chambal belt of Madhya Pradesh into cultivable land? A. International Monetary Fund B. New Development Bank C. World Bank D. The Asian Development Bank E. None of these 40. Which of the following has been ranked India’s Most Valuable Brand in the 2020 Brandz Top 75 Most
Valuable Indian Brands rankings, released by WPP and Kantar? A. Axis Bank B. ICICI Bank C. UCO Bank D. HDFC Bank E. None of these 41. Oriental Bank of Commerce merged with which bank? A. State Bank of India B. Punjab National Bank C. HDFC Bank D. ICICI Bank E. None of these 42. Dudhwa National Park is located in which Indian state? A. Madhya Pradesh B. Uttar Pradesh C. Gujarat D. Himachal Pradesh E. None of these 43. Who is the Chairmain of MakeMyTrip? A. Deep Kalra B. Neeraj Akhoury C. Amit Syngle D. Varun Berry E. None of these 44. Karan Johar announced his first ever book on children ______ . A. Politics of Opportunism B. The Overstory C. The Big Thoughts of Little Luv D. Braille Edition of ‘Exam Warriors’ E. None of these 45. What is the capital of Brazil? A. Brasilia B. Banjul D. Riga C. Accra E. None of these 46. Who among the following is the managing director and chief executive officer (MD & CEO) of Bank of Baroda (BoB)? A. A.S. Rajeev B. C.S. Ghosh D. L.V. Prabhakar C. Sanjiv Chadha E. None of these 47. Where is Davos? A. Switzerland C. Colombia E. None of these
B. Bolivia D. Germany
48. Which country will host 2024 Summer Olympics? A. France B. UK C. USA D. China E. None of these 49. In which of the following states is the Rana Pratap Sagar Dam located? A. Gujarat B. Rajasthan C. Uttar Pradesh D. Haryana E. None of these 50. How many associate merged in SBI (State Bank of India)? A. 5 B. 4 C. 6 D. 7 E. None of these
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GENERAL ENGLISH 51. Activists in the country have long protested its _______ society that essentially _______ women from travelling, marrying or attending college without permission from a male relative, who is called their _______ . A. benevolent, forbid, steward B. pre-adamite, prevent, custodian C. pre-eminent, restrict, protector D. venerable, condemns, manciple E. patriarchial, prohibits, guardian 52. Individual tax rates in the country are substantially _______ compared to tax rates in the US and Western Europe but slightly _________ than those in most emerging markets. A. slow, more B. decreasing, increased C. lesser, much D. lower, higher E. stricter, lower 53. The regulator body is likely to _______ stricter trading norms, create special liquidity window on the budget day to combat potential market _______ . A. implement, versatile B. let, flexibility C. remove, steady D. ignore, dynamic E. impose, volatility 54. Sales of consumer packaged goods companies are _______ to record their slowest growth in two years as customers cutback their expendi-ture even on _______ items and groceries. A. expected, essential B. willing, regularly C. estimate, necessary D. approximately, daily E. known, common 55. The bad loan ratios are _____ to be uglier in the fourth quarter given the ____ loan growth. A. moved, frail B. likely, weaker C. tend, skewed D. intend, meagre E. going, swiftly Directions (Qs. No. 56-63) : Read the following passage and answer the given question. Certain words/phrases have been given in bold to help you locate them while answering some of the questions. Though global multinationals account for only 2% of the world’s jobs, they own or orchestrate the supply chains that account for over 50% of world trade, they make up 40% of the value of the West’s stockmarkets; and they own most
of the world’ intellectual property. Although the idea of being at the top of the food chain makes these companies sound all-conquering, rickety and overextended are often more fitting adjectives. Companies became obsessed with internationalising their customers, production, capital and management. In 2016 multinationals’ cross-border investment fell by 10-15%, the share of trade accounted for by crossborder supply chains has stagnated since 2007 and the proportion of sales that Western firms make outside their home region has shrunk. They are in retreat. To understand why this is, consider the three parties that made the boom possible. Investors, the “headquarters countries” in which global firms are domiciled, and the “host countries” that received multinational investment. Each thought that multinational firms would provide superior financial or economic performance. Investors saw a huge potential for economies of scale. As China, India and the Soviet Union opened up, and as Europe liberalised itself into a single market, firms could sell this same product to more people. Moreover, they saw ‘geographical arbitrage’ i.e. from the rich world they could get management, capital, brands and technology and from the emerging world they could get cheap workers and raw materials as well as lighter rules on pollution. These advantages led investors to think global firms would grow faster and make higher profits. That was true for a while, not today. The profits of the top 700-odd multinational firms have dropped by 25% over the past five years, according to FTSE, an index firm. The weakness of many currencies against the dollar is part of the story; the slump in commodity prices, and thus the profits of oil firms, mining firms and the like is a factor too. Another 10% of deterioration is due to the collapse of banks. Individual bosses will often blame one-off factors, currency moves, the economic collapse of Venezuela currency swaps and the like can be thought of, a depression in Europe, a crackdown on graft in China, and so on. But the deeper explanation is that both the advantages of scale and those of arbitrage have worn away. As a result, firms with a domestic focus are winning market share by 2%. In Brazil, two local banks, have trounced global lenders What about the “headquarters countries”? In the 1990s and 2000s they wanted their national champions to go global in order to become bigger and brainier. The mood changed after the financial crisis. Multinational firms started to be seen as agents of inequality. They created jobs abroad, but not at home. As a result, the tapestry of rules designed to help business globally is fraying. Takeovers of western firms now often come with strings attached by governments to safeguard local jobs and plants. There are gathering clouds in host countries as well. China has been turning the screws on foreign firms in a push for “Indigenous innovation”. Bosses say that more products
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have to be sourced locally and intellectual property often ends up handed over to local partners. Strategic industries, including the internet, are out of bounds to foreign investment. Many fear that China’s approach will be mimicked around the developing world, forcing multinational firms to invest more locally and create more jobs—a mirror image of the pressure placed on them at home. 56. Which of the following is true in the context of the passage? (a) Multinationals wanted their champions to go global in 1990s and 2000s. (b) Financial measures to address the situation in Venezuela. (c) Breaking of large corporate entities. A. Only (c) B. Only (b) C. Only (a) D. Only (a) and (b) E. Only (a) and (c) 57. Which of the following can be said about the multinationals in the context of the passage? (a) Investors in multinational firms may stop investing. (b) There is resistance to multinational firms in their own domestic markets. (c) Multinationals are struggling. A. Only (a) B. Only (b) C. Only (a) and (b) D. All (a), (b) & (c) E. Only (a) and (c) 58. Which of the following phrases from the passage can be replaced by ‘trouble’ in the context of the passage? (a) Out of bounds (b) Economies of Scale (c) Gathering clouds (d) In retreat A. Only (a) B. All (a), (b) (c) and (d) C. Only (b) and (d) D. Only (a) and (b) E. Only (b) 59. Which of the following is responsible for and is best explanation(s) for the current health of global firms? (a) Economic trouble in some countries. (b) Advantages of labour that were available earlier have diminished. (c) Failure of banks. A. Only (c) B. Only (b) C. Only (a) D. Only (a) and (b) E. Only (a) and (c) 60. Which of the following is/are reason(s) for the author’s mention of various countries in the passage? (a) To illustrate the changing climate for global businesses. (b) To elucidate the similarities in response to multinational businesses.
(c) To negate the popular assumption that developing economies have overtaken developed ones. B. Only (b) A. Only (a) D. Only (a) and (b) C. Only (c) E. Only (a) and (c) 61. Which of the following words is the opposite of the word ‘lighter’ as used in the passage? B. stricter A. tighter D. robust C. insignificant E. extinguisher 62. Which of the following cannot be said about ‘geographical arbitrage’? A. It has facilitated the spread of cross-border trade. B. It caused stagnation of trade in the 1990s. C. Its effects have worn off. D. Western firms could increase profits. E. All the given options can be said. 63. Which of the following do(es) the passage centrally address? (a) Prosperity of multinational firms. (b) Governments’ increasingly protecting the interests of local firms. (c) Concern for global trade and industry. A. Only (a) and (c) B. Only (b) C. Only (c) D. Only (a) and (b) E. All (a), (b) and (c) Directions (Qs. No. 64-68) : In this question a sentence is given with three words/group of words in bold type. One or more of them may have a certain error. Below the sentence is given three combinations of words/group of words i.e. (a), (b) & (c). You have to find out the correct word/group of words from among (a), (b) and (c) given below each sentence to replace the incorrect words/and make the sentence grammatically correct and meaningful. One, two, all three or none of them may be correct. Decide upon which is/are correct, if any and mark the correct option which denotes your answer. If the sentence is correct as it is, mark ‘No correction required’ as your answer. 64. In 2015, two years after Hurricane Sandy hit his city, the mayor announced to set up a $3 billion restoration fund, partly was intended to pay for sea walls that would help city from storms ahead. (a) he was setting up-which-any storms in the future. (b) the setting up of-that-storms. (c) the creation of-part of which-future storms. A. Only (a) B. All (a), (b) and (c) C. Only (a) and (b) D. Only (c) E. No correction required
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65. Since ancient times, medics have relied on their sense of smell to help them work out what is wrong with their patients-fruity odours on the breath, for example, let them monitor the condition of diabetics, while foul odours assist in the diagnosis of respiratory-tract infections. (a) relying-to work out anything-diagnosing. (b) were reliant-work out whether anything how to diagnose. (c) had to rely-in working out anything-any diagnosis A. Only (a) B. All (a), (b) and (c) D. Only (c) C. Only (a) and (b) E. No correction required 66. Thailand’s performing dismally is not drastically out of step with countries of similar incomes, not strange given its unusually generous spending on education. (a) dismal performance—but it is expenditure on. (b) having a dismal performance—being budget. (c) dismally performing—is not amount spent on. A. Only (c) B. All (a), (b) and (c) C. Only (a) and (b) D. Only (a) E. No correction required 67. There is a government survey, about 12.6 million Japanese aged 60 or older now opting working, up from 8.7 million in 2000 and two-thirds of Japan’s over 65s want to stay gainfully employed. (a) In have an option and gain employment. (b) As revealed by are opting-gains from employment. (c) According to opt to keep gainfully emp-loyed. A. Only (b) B. All (a), (b) and (c) D. Only (c) C. Only (a) and (b) E. No correction required 68. The hope is that the torrents of data which generate will contain some crucial nuggets that let neuroscientists get more under-standing how exactly the brain does all it does. (a) these schemes closer to what it does (b) which will able to function (c) that these studies a better work A. Only (a) B. All (a), (b) and (c) C. Only (a) and (b) D. Other than those given as options. E. None Directions (Qs. No. 69-73) : In this question, there are four/ five sentences (a), (b), (c), (d) and/or (e). Three or Four of these sentences contribute to one main idea when these sentences are formed into a paragraph. One sentence does not contribute to that main idea. That sentence is your answer.
69. Which of the following does not contribute to the main idea of the given passage? (a) The cost of production for luxury goods is not usually a prime concern and capital investment is generally modest, except for watches. (b) Some of the normal rules do not apply to luxurygoods makers, even though in many ways they are similar to other consumer-goods companies. (c) To view the world through the lens of luxury is to see it subtly offered. (d) A really prestigious item can be a ‘Veblen good’, named after an American economist born in themed 19th century who noticed that demand for some goods actually rises as they get more expensive because they confer yet more status. A. Only (a) B. Only (b) C. Both (a) and (b) D. Only (c) E. Only (d) 70. Which of the following does not contribute to the main idea of the given passage? (a) These present drivers of its economy, however, are under threat from technology. (b) Africa is a hopeful continent with an exuberance driven by minerals, hydro-carbon and commodities. (c) Without the ability to create knowledge through hands on learning the quality of education, in the country is unlikely to improve. (d) The long-view trajectory of electric vehicles in Africa suggests a future where electrons will power more cars than carbon compounds. A. Only (a) B. Only (c) D. Both (b) and (c) C. Only (b) E. All those given as options contribute 71. Which of the following does not contribute to the main idea of the given passage? (a) There is a growing body of research which revealed that the number of vigilance equipment security agencies purchased has decreased over the years. (b) Many parents fret that their offspring will die unless ceaselessly watched. (c) In 1893, philosopher John Locke warned that children should not be given too much “unwholesome fruit” to eat. (d) By most objective measures, modern parents are far more conscientious than previous generations. (e) Four centuries later, misguided ideas about childrearing are rife. A. Only (a) B. Only (c) C. Only (b) D. Both (b) and (c) E. All those given as options contribute 72. Which of the following does not contribute to the main idea of the given passage?
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(a) Research suggests that pear packets working indoors were slowed by air pollution even at levels well below current air-quality standards. (b) For anyone who has tried jogging through smog, the physically sapping impacts of air pollution should come as no surprise. (c) On days with more air pollution, workers spend more time on breaks and complete fewer calls. (d) But pollution doesn’t just slow down runners, it hampers workers too. A. Only (a) B. Only (b) C. Both (a) and (b) D. Both (b) and (c) E. All those given as options contribute 73. Which of the following does not contribute to the main idea of the given passage? (a) Under this model, consumers are paying to access someone else’s goods or services for a particular period of time and at cheaper value. (b) The sharing economy has been widely hailed as a major growth sector by sources. (c) Millennial today are willing to pay more fore fresh and healthy food. (d) This model has disrupted nature industries, such as hotels and automotives, by providing consumers with convenient and cost efficient access to resources without the financial, emotional, or social burdens of ownership. (e) The sharing economy isn’t really a “sharing” economy at all. It’s an access economy. A. Both (b) and (c) B. Only (b) C. Only (c) D. All those given as options contribute E. Only (a) Directions (Qs. No. 74-80) : Read the following passage carefully and answer the question given. Certain words/ phrases are given in bold to help you locate them while answering some of the questions. Intended to give its workers more rest, this year, the Taiwanese government has brought about some labour amendments such as the “one fixed day off, one flexible day off”. It has steadily garnered raked reactions in the media. News of businesses moving to enact measures to meet the new regulations has emerged, including price hikes and reduced business hours. Reports such as popular food chains upping their prices have coloured media. On the other hand, Taiwan’s two major convenience stores denied reports that stores would be closing over the weekend in response to the regulations. The latest circumstances only presented examples of how the new holiday policy would hinder Taiwanese businesses’ operations, pose price hikes and create a more difficult environment for Taiwanese nationals to go about their daily lives in an already wage-stagnant economy.
Increased costs are inevitable. But should it be looked upon with disdain and diversion? Let us look at the issue from a different perspective. Foreigners and tourists have commented that the 24-hour convenience stores and high quality of service have left a positive impression about the country. That should be a point of pride for Taiwan, but on the other hand, the new holiday policy also provides an opportunity to spur change as Taiwan’s laudable conveniences also come along with their own set of burdens. Many of the everyday conveniences were built upon the hard work and long hours of employees who provided quality and tireless service to the masses. It is understandable that all kinds of enterprises avoid uncertainty as it does not bode well for business operations. The new policy provides uncertainty in spades. But the status quo that businesses have long upheld has not worked for Taiwan in the past decade. No longer have the long working hours either transferred into benefits for the working people or helped propel Taiwan’s GDP back to the figures during its “industrial miracle” era. Taiwan’s working environment and policies protecting both enterprises and workers have long needed an overhaul. While initial reports indicate that the new holiday policy has led to a rise in basic commodity prices. It should become an opportunity for businesses to gripe about. They should not increase prices but fail to increase staff costs and adjust inferior budget planning, ultimately failing to increase employment. This is the easy way to face the new policy and for enterprises to stay afloat in tough times. It should not, however, continue at the expense of the everyday workers and the economy at large. Increasing employment and providing adequate overtime pay to keep working hours in check are factors in the government’s labour revision efforts last year, which they hope could improve existing working conditions. It’s still too early to say whether President and his party’s holiday policy would improve working conditions. Taiwan’s businesses should look out for its employees’ well-being instead of their costs, while the government must similarly look out for businesses and the people at large to ensure effective policy progress. There’s no doubt that the Taiwan’s working environment is in need of change, and the new holiday policy provides a platform for that. However, whether it would bring about a good or bad change ultimately is left up to how the key players—business, the government and the people— respond. 74. Which of the following is most nearly the same in meaning of the word Gripe as used in the passage? A. greedy B. placate C. complain D. rejoice E. satisfied 75. Which of the following statement(s) is/are the central idea(s) of the passage?
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(a) Taiwan’s businesses are suffering due to low exports. (b) Taiwan’s government would not be able to remain in power for long. (c) Taiwan is currently facing an economic boom. (d) Taiwan’s new labour policy has its own set of pros and cons. B. Only (d) A. Only (a) and (c) C. Only (c) and (d) D. Only (b) E. All (a), (b), (c) and (d) 76. Which of the following is most nearly the opposite in meaning of the word Disdain as used in the passage? A. thoughtlessness B. admiration C. proportionately D. disinterest E. scorn 77. According to the passage, what is/are the reason(s) the labour amendments were made? (a) Many people were emigrating due to longer working hours and stagnant wages in China. (b) In the recent years, the export volume of Taiwan was showing a downward trend. (c) Commodity prices were missing beyond acceptable limits. B. Only (c) A. Only (a) and (b) C. Only (b) and (c) D. Only (b) E. None of (a), (b) and (c) 78. What does the author suggest regarding the new policy of Taiwan? A. It should be implemented judiciously and must not be taken unique advantage of. B. Such a change had become imperative over the last few years. C. It has caused uncertainty in businesses on a temporary basis. D. The announcement of the new holiday policy has brought about mixed responses. E. None of these 79. Which of the following will be a consequence of the new holiday policy in Taiwan, as inferred from the passage? A. The motivational levels of Taiwanese will improve, therefore enhancing their productivity. B. Commodity prices across the world will reduce. C. Taiwan’s transport infrastructure will suffer. D. Employment opportunities in Taiwan will cease. E. Wage stagnation will cease to exist in the longrun. 80. Which of the following is/are not true with respect to the passage? (a) The existing policy of long working hours had been boosting Taiwan’s GDP consistently over the years.
(b) Most businesses in Taiwan will prosper, thanks to the new policy on increased working hours. (c) The new holiday policy has boosted Taiwan’s GDP this year. A. Only (a) B. Only (b) and (c) C. Only (a) and (c) D. Only (c) E. (a), (b) and (c) are not true Directions (Qs. No. 81-85) : In this question, there are two/ three statements which can be combined into a single statement in a number of different ways without changing their meaning. Below these two sentences are given three probable starters (a), (b) and (c) of such a combined sentence. One, two, three or none of them may be correct. Decide upon which is/are correct, if any and mark the option which denotes your answer. If none of the three starters is suitable mark ‘None’ as your answer. 81. After years of slow growth and overspending, in part to prop up a state pension scheme, the central government nearly ran out of cash late last year. The government has called in the IMF, which may now broke a resolution to the crisis. (a) On account of years.... (b) Through the crisis.... (c) A resolution to .... B. All (a), (b) & (c) A. Only (a) D. Only (a) and (c) C. Only (a) and (b) E. None 82. A professor of economics examined the cost structure of the tournament. He found that the costs of building the necessary stadiums, transport and accommodations were not properly taken into account. (a) Although the costs of.... (b) On examining.... (c) When he.... A. Only (b) B. All (a), (b) and (c) C. Only (a) and (b) D. None E. Other than those given as options 83. Working lives are so lengthy and so fastchanging that simply cramming more in schooling at the start is not enough. People must also be ready to acquire new skills throughout their careers. (a) Not only... (b) With working lives.... (c) Simple cramming.... A. Only (a) B. All (a), (b) and (c) C. Only (a) and (b) D. Only (b) and (c) E. None
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84. Openness delivers benefits. Migrants improve not just their own lives but the economies of host countries. European migrants who arrived in Britain since 2000 are contributors to the exchequer, adding more than 120 billion ($34 billion) to the public finances between 2001 and 2011. (a) However openness... (b) Since 2000.... (c) Though migrants.... A. Only (a) B. All (a), (b) and (c) C. Only (b) and (c) D. Only (a) and (b) E. None 85. Most electricity is transmitted today as alternating current (AC), which works well over short and medium distances. But transmission over long distances requires very high voltages, which can tricky for AC systems and ultra-high-voltage (UHV) direct-current connectors are better suited to such spans. (a) While most electricity.... (b) Despite AC systems are better... (c) Alternating current.... A. Only (a) and (c) B. Only (a) and (b) C. Other than those given as options D. All (a), (b) and (c) E. None Directions (Qs. No. 86-90) : Read each of the following four sentences to find out whether there is any grammatical error in it. Choose the sentence with no grammatical error as the correct answer. If all the given sentences are grammatically incorrect, mark ‘No error’ as your answer. 86. (a) John Wonamaker, founder of the stores that bear his name, once confessed, I learnt 30 year ago that it is foolish to scold. (b) Whether rich or poor, American or Indian, we all have the same emotions deep with us. (c) This research indicate that we can no longer avoid significant warning during this century. (d) Every modern society depends on the trust in the skills and ethics of a variety of institutions such as schools and colleges, hospitals and markets. A. (a) B. (c) C. (d) D. (b) E. No error 87. (a) Many of us have learnt not to make a public display of our emotions, particularly when they are negative. (b) Though Indians have been increasingly taking up corner office in the international companies, Rahul is the first one Indian to lead one of the top four accounting firms globally.
(c) Democracy was suspended not because it came under existential threat but because it has become an obstacle to political ambitions trotted out as the nation’s solution. (d) A virtual takeover of a bankrupt civil society be a coterie of individuals whom cornered tremendous power by being able to represent the state. A. (a) B. (b) C. (c) D. (d) E. No error 88. (a) India has decided do away with the practice of put each imported food consignment through lab checks and switch to the international norm of random and risk based inspections. (b) SP Sumit Singh, along with Devesh Pandey, and DSP Hasan, headed separate terms that include cops from six police stations and investigators from the district police crime cell. (c) Our emissions standards are one-tenth that of global averages and far more stringent than even Europe. (d) The university has received about 500 applicants for the course; out of them 50 will be shortlisted for the programme. B. (a) A. (b) C. (c) D. (d) E. No error 89. (a) “You are from England” After Israel and America you are our best friends.” (b) The National team floundered thanks to an insistence that players be pious rather than professional. (c) In Iran, the conservative clergy has no greater foe then soccer. (d) Now, any Iranian football defeat is laid at their feet. A. (b) only B. (a) only C. (d) only D. (b) and (c) E. No error 90. (a) The RBI lifted the ban upon imports of gold coins and medallions by banks and trading houses. (b) President Pranab Mukherjee inaugurated Indian International Trade Fair 2016 in Pragati Maidan in New Delhi. (c) Three Indian, two women and one man were among the shortlisted 100 applicants whom were chosen for one-way trip to mars under one mission. (d) Fasting not only detoxifies the system but also gives a person training in endurance, a spirit of acceptance and self-control. A. (a) B. (b) C. (c) D. (d) E. No error 2404 (SBI-Main)—2
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QUANTITATIVE APTITUDE Directions (Qs. No. 91–96): Read the data carefully and answer the questions. There are 3 colleges A, B, C offering 3 courses mechanical engineering (ME), chemical engineering (CE) & electrical engineering (EE). College A: Number of students in ME is 40 less than that of in EE and number of students in CE is 50% more than that of in ME. College B: Number of students in EE is 20 less than that of in EE in college A. Number of students in CE is 340 which is 40 more than that of in CE in college A. Number 2 of students in EE is 22 % more than that of in ME. 9 College C: Number of students in ME is 40% less than that of in ME in college A. Number of students in CE is 40 less than that of in ME. Total students in EE in all colleges together are 780. 91. How many students are in college C? A. 620 B. 740 D. 680 C. 560 E. 520 92. If 10% students of ME course from college A shifted to CE course in college C, then what is the difference between total number of students in CE in college C now and average of students in ME in all colleges now? A. 60 B. 380 C. 260 D. 80 E. 180 93. Number of students in EE in college B are what per cent more/less than number of students in ME in college C? A. 75%
1 C. 83 % 3 E. 50%
1 B. 87 % 3
2 D. 66 % 3
94. What is the ratio of total number of students in ME & CE together in college A to total number of students in CE & EE together in college B? A. 23 : 27 B. 25 : 28 C. 26 : 25 D. 25 : 26 E. 27 : 28 95. What is the difference between average of total number of students in EE in all colleges and average of total number of students in CE in all colleges?
A. 30 C. 40 E. 50
B. 60 D. 20
96. Total students in college C are what per cent of total students in college A? (approx.) A. 79% B. 70% C. 100% D. 73% E. 85% 97. A shopkeeper sets MRP of a product such that after giving 10% discount, he earns 12.5% profit. What will be his profit/loss per cent if he allows a discount of 25%? B. 10.45% A. 5% C. 8.33% D. 6.25% E. 9.09% 98. A alone can fill a tank in 16 mins and B alone can fill the same tank in ‘X’ mins. C alone can empty the tank 2 in 12 mins. A, B, and C together take 34 min to fill 7 the tank. What is the time taken by B alone to fill the tank? B. 16 min A. 12 min C. 20 min D. 24 min E. 18 min 99. A container contains 96 litre mixture of milk and water out of which 35% is water. 20 litre of mixture is taken out and 10 litre milk & 16 litre water are added in remaining mixture. Find the difference between quantity of milk and water in the final mixture after replace-ment. A. 15.4 lit B. 16.8 lit C. 18.2 lit D. 21.4 lit E. 19.8 lit 100. Train A having length 180 m crosses a platform thrice of its length in 36 sec. Train B having speed of 63 kmph crosses a standing man in 8 sec. Find the time taken by both trains to cross each other when running in same direction. B. 120 sec A. 100 sec C. 128 sec D. 64 sec E. 92 sec Directions (Qs. No. 101-106): Given table shows the total number of boys & girls in a class in 5 different years and percentage of boys & girls who participated in an event and percentage of total students who did not participate in event. Some data are missing which you have to calculate as per the information provided in question. Read the data carefully and answer the questions.
11
Year
Total number of Boys & Girls in class
% of boys participated in event
% of girls participated in event
% of (boys + girls) not participated in event
2015
---
65
---
30
2016
360
---
25
15
2017
180
25
---
25
2018
300
---
80
10
2019
---
45
---
40
101. If there are 20% more students in 2019 as compared to previous year and number of girls who didn’t participate in 2019 are 12, then what is the difference between no. of boys who participated in 2019 and total students who didn’t participate in 2016? A. 68 B. 54 C. 72 D. 44 E. 84 102. Find ratio of no. of students who didn’t participate in 2017 to no. of boys who participated in 2018 if all boys participated in 2018? A. 3 : 10 B. 13 : 10 C. None of these D. 5 : 8 E. 7 : 10 103. If average of total no. of students in 2015, 2016 & 2017 is 260 and 23 girls didn’t participate in 2015, then find the difference between no. of boys and girls who participated in 2015? A. 6 B. 36 C. 42 D. 14 E. 26 104. Find average no. of students who didn’t participate in 2016, 2017 & 2018. A. 39 B. 44 C. 41 D. 46 E. 43 105. If ratio of total boys to total girls in 2018 is 3 : 2, then boys who didn’t participate in 2018 are what per cent of total girls who participated in 2018?
2 A. 16 % 3 1 C. 6 % 4 1 E. 8 % 3
B. 25% D. 5%
106. If there are 200 boys in class in 2019 and number of girls who didn’t participate in 2019 is 5 more than no. of students who didn’t participate in 2017 then what is the ratio of no. of girls who participated in 2019 to total students who participated in 2018?
A. B. C. D. E.
5 : 9 Cannot be determined 20 : 27 5 : 8 5 : 6
Directions (Qs. No. 107 and 108): Read the information carefully and answer the questions. A and B started a business by investing ` 6000 & ` 12000 respectively. A left business after ‘X’ months and at same time C joined B with ` 7000. At the end of year, ratio of their profit share (A : B : C) is 18 : 48 : Z. 107. Find ‘X’. A. 8 C. 9 E. 10
B. 6 D. 7
108. Find value of Z. A. 27 C. 24 E. 15
B. 18 D. 21
109. Present age of Father and mother is in ratio of 12 : 11 and after 12 years, this ratio becomes 15 : 14. Age of father is 22 years more than his son and age of mother is 20 years more than that of her daughter. Find sum of present age of son & daughter. A. 54 years B. 48 years C. 52 years D. 46 years E. 50 years 110. Difference between total CI and total SI on a certain sum at 20% per annum for 2 years is ` 420. What will be the simple interest earned on same sum at 25% per annum for 3 years? A. ` 5725 B. ` 7875 C. ` 6525 D. ` 7000 E. ` 7375 Directions (Qs. No. 111-115): What approximate value should come in place of question mark (?) in following questions. You are not expected to calculate the exact value. 111. 40.05 ÷ 4.89 + ? = 72.93 – 18.95 A. 36 B. 42 C. 52 D. 46 E. 58 112. 9.87 × 16.08 – 55.03 ÷ 10.92 = ? + 54.98 A. 100 B. 115 C. 85 D. 92 E. 108 113. 63.08 + 67.98 – 43.11 + ? = 89.93 A. 6 B. 15 C. 2 D. 11 E. 17
About the Book This valuable book of Previous Years’ Solved Papers has been specially published for the aspirants of SBI – Clerical Cadre (Phase-II: Main Exam). The book is highly recommended for the aspirants to improve their problem solving skills, speed and accuracy, and help them prepare well by practising through these papers to face the exam with Confidence, Successfully. Salient Features of the Book: l The book comprises numerous questions in several Solved Papers which will prove extremely useful for aspirants to be familiar with the current exam pattern, the type of questions asked, and their answers. l The book will serve well both as practice material & a true test of your studies and preparation with several Actual Exam Papers. l All the questions incorporated in papers in the book have been solved by respective subject-experts with due diligence. l Detailed Explanatory Answers have also been provided for selected questions for Better Understanding of readers for study, reference and self-practice. While the specialised practice material in the form of Previous Years’ Papers is published with the sole aim of Paving the Way to your Success, your own intelligent study and practice in harmony with this, will definitely ensure you Success in your pursuit.
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