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SBI State Bank of India

DydZ xzsM Junior Associates (CSS) izkjafHkd ijh{kk 2021

47

✦ 41 ✦ 06

SETS

ekWMy izSfDVl lsV~l ekWMy gy iz'u i=k (2018–2020)

FOR FRANCHISEE CONTACT :

RU-67, PITAMPURA, DELHI-110034, Ph : 9821874015, 9821643815 ✦ SCPH-1 ✦

For the books & magazines of Kiran Prakashan contact your nearest booksellers. For detailed inform ation log on our w ebsite :

Delhi : RU-67, Opposite Power House, Pitampura, Delhi-110034, Ph. : 9821874015, 9821643815 www.kiranprakashan.com

w w w.kiran prak ash an.c om

© KIRAN INSTITUTE OF CAREER EXCELLENCE PVT. LTD. (KICX) NEW EDITION The copyright of this book is entirely with the Kiran Institute of Career Excellence Pvt. Ltd. The reproduction of this book or a part of this will be punishable under the Copyright Act. All disputes subject to Delhi jurisdiction. Every possible effort has been made to ensure that the information contained in this book is accurate at the time of going to press, and the publishers and authors cannot accept responsibility for any errors or omissions, however caused. No responsibility for loss or damage occasioned to any person acting, or refraining from action, as a result of the material in this publication can be accepted by the editor, the publisher or any of the authors. Price :

535.00 (Rupees Five Hundred and Thirty Five Only)

Reviewed by :: Think Tank of PRATIYOGITA KIRAN, KIRAN PRAKASHAN & KICX Assistance : ● Rakesh Kumar ● Govind Pd. Singh ● Sanket Sah Design & Layout by : KICX COMPUTER SECTION, New Delhi. Printed at : MAA LAXMI PRINTER, J-282, Sector–2, Bawana, Industrial Area, Delhi-110039

USEFUL FOR ALL COMPETITIVE EXAMS

Must Read

Price :

495

Price :

239

✦ SCPH-2 ✦

Buy Today

Price :

290

vuqØef.kdk ■

egRoiw.kZ lwpuk,¡ % Hkkjrh; LVsV cSad fyfidh; laoxZ esa dfu"B lg;ksxh

(xzkgd lgk;rk ,oa foØ;) ijh{kk % 2021 ................................................................................ SCPH–7 ■ ijke'kZ&lg&rS;kjh ;kstuk % Hkkjrh; LVsV cSad fyfidh; laoxZ esa dfu"B lg;ksxh (xzkgd lgk;rk ,oa foØ;) ijh{kk ............................................................................................. SCPH–9

ijke'kZ&lg&LVMh eSVsfj;y ■ ■ ■

vaxzsth Hkk"kk (ENGLISH LANGUAGE) ..................................................................................... SCPH–29 la[;kRed vfHk;ksX;rk (NUMERICAL ABILITY) ...................................................................SCPH–49 rdZ'kfDr ;ksX;rk (REASONING ABILITY) ............................................................................ SCPH–89

ekWMy izSfDVl lsV~l SET–01

SET–05

✦ English Language ------------------------- SCPH–123

✦ English Language ------------------------- SCPH–173

✦ Numerical Ability -------------------------- SCPH–125

✦ Numerical Ability -------------------------- SCPH–176

✦ Reasoning Ability ------------------------- SCPH–127

✦ Reasoning Ability ------------------------- SCPH–178

SET–02

SET–06

✦ English Language ------------------------- SCPH–134

✦ English Language ------------------------- SCPH–186

✦ Numerical Ability -------------------------- SCPH–137

✦ Numerical Ability -------------------------- SCPH–188

✦ Reasoning Ability ------------------------- SCPH–139

✦ Reasoning Ability ------------------------- SCPH–190

SET–03

SET–07

✦ English Language ------------------------- SCPH–147

✦ English Language ------------------------- SCPH–199

✦ Numerical Ability -------------------------- SCPH–149

✦ Numerical Ability -------------------------- SCPH–202

✦ Reasoning Ability ------------------------- SCPH–151

✦ Reasoning Ability ------------------------- SCPH–203

SET–04

SET–08

✦ English Language ------------------------- SCPH–160

✦ English Language ------------------------- SCPH–211

✦ Numerical Ability -------------------------- SCPH–163

✦ Numerical Ability -------------------------- SCPH–213

✦ Reasoning Ability ------------------------- SCPH–164

✦ Reasoning Ability ------------------------- SCPH–215

✦ SCPH-3 ✦

SET–09

SET–17

✦ English Language ------------------------- SCPH–223

✦ English Language ------------------------- SCPH–326

✦ Numerical Ability -------------------------- SCPH–225

✦ Numerical Ability -------------------------- SCPH–328

✦ Reasoning Ability ------------------------- SCPH–227 SET–10 ✦ English Language ------------------------- SCPH–236

✦ Reasoning Ability ------------------------- SCPH–330 SET–18

✦ Numerical Ability -------------------------- SCPH–240

✦ Numerical Ability -------------------------- SCPH–341

✦ Reasoning Ability ------------------------- SCPH–242 SET–11

✦ Reasoning Ability ------------------------- SCPH–343 SET–19

✦ English Language ------------------------- SCPH–251

✦ English Language ------------------------- SCPH–351

✦ Numerical Ability -------------------------- SCPH–254

✦ Numerical Ability -------------------------- SCPH–353

✦ Reasoning Ability ------------------------- SCPH–256 SET–12

✦ Reasoning Ability ------------------------- SCPH–355 SET–20

✦ English Language ------------------------- SCPH–263

✦ English Language ------------------------- SCPH–364

✦ Numerical Ability -------------------------- SCPH–265

✦ Numerical Ability -------------------------- SCPH–366

✦ Reasoning Ability ------------------------- SCPH–267 SET–13

✦ Reasoning Ability ------------------------- SCPH–368 SET–21

✦ English Language ------------------------- SCPH–275

✦ English Language ------------------------- SCPH–377

✦ Numerical Ability -------------------------- SCPH–277

✦ Numerical Ability -------------------------- SCPH–380

✦ Reasoning Ability ------------------------- SCPH–280 SET–14

✦ Reasoning Ability ------------------------- SCPH–382 SET–22

✦ English Language ------------------------- SCPH–287

✦ English Language ------------------------- SCPH–389

✦ Numerical Ability -------------------------- SCPH–290

✦ Numerical Ability -------------------------- SCPH–391

✦ Reasoning Ability ------------------------- SCPH–292 SET–15

✦ Reasoning Ability ------------------------- SCPH–393 SET–23

✦ English Language ------------------------- SCPH–301

✦ English Language ------------------------- SCPH–401

✦ Numerical Ability -------------------------- SCPH–303

✦ Numerical Ability -------------------------- SCPH–403

✦ Reasoning Ability ------------------------- SCPH–305 SET–16

✦ Reasoning Ability ------------------------- SCPH–405 SET–24

✦ English Language ------------------------- SCPH–314

✦ English Language ------------------------- SCPH–412

✦ Numerical Ability -------------------------- SCPH–317

✦ Numerical Ability -------------------------- SCPH–415

✦ Reasoning Ability ------------------------- SCPH–319

✦ Reasoning Ability ------------------------- SCPH–417

✦ English Language ------------------------- SCPH–338

✦ SCPH-4 ✦

SET–25

SET–33

✦ English Language ------------------------- SCPH–425 ✦ Numerical Ability -------------------------- SCPH–428 ✦ Reasoning Ability ------------------------- SCPH–430 SET–26 ✦ English Language ------------------------- SCPH–437 ✦ Numerical Ability -------------------------- SCPH–440 ✦ Reasoning Ability ------------------------- SCPH–442 SET–27 ✦ English Language ------------------------- SCPH–450 ✦ Numerical Ability -------------------------- SCPH–453 ✦ Reasoning Ability ------------------------- SCPH–455 SET–28 ✦ English Language ------------------------- SCPH–462 ✦ Numerical Ability -------------------------- SCPH–464 ✦ Reasoning Ability ------------------------- SCPH–466 SET–29 ✦ English Language ------------------------- SCPH–474 ✦ Numerical Ability -------------------------- SCPH–476 ✦ Reasoning Ability ------------------------- SCPH–479 SET–30 ✦ English Language ------------------------- SCPH–487 ✦ Numerical Ability -------------------------- SCPH–489 ✦ Reasoning Ability ------------------------- SCPH–491 SET–31 ✦ English Language ------------------------- SCPH–499 ✦ Numerical Ability -------------------------- SCPH–501 ✦ Reasoning Ability ------------------------- SCPH–503 SET–32 ✦ English Language ------------------------- SCPH–511 ✦ Numerical Ability -------------------------- SCPH–514 ✦ Reasoning Ability ------------------------- SCPH–516

✦ English Language ------------------------- SCPH–524 ✦ Numerical Ability -------------------------- SCPH–526 ✦ Reasoning Ability ------------------------- SCPH–528 SET–34 ✦ English Language ------------------------- SCPH–535 ✦ Numerical Ability -------------------------- SCPH–538 ✦ Reasoning Ability ------------------------- SCPH–540 SET–35 ✦ English Language ------------------------- SCPH–547 ✦ Numerical Ability -------------------------- SCPH–549 ✦ Reasoning Ability ------------------------- SCPH–551 SET–36 ✦ English Language ------------------------- SCPH–558 ✦ Numerical Ability -------------------------- SCPH–560 ✦ Reasoning Ability ------------------------- SCPH–562 SET–37 ✦ English Language ------------------------- SCPH–570 ✦ Numerical Ability -------------------------- SCPH–573 ✦ Reasoning Ability ------------------------- SCPH–574 SET–38 ✦ English Language ------------------------- SCPH–582 ✦ Numerical Ability -------------------------- SCPH–585 ✦ Reasoning Ability ------------------------- SCPH–587 SET–39 ✦ English Language ------------------------- SCPH–594 ✦ Numerical Ability -------------------------- SCPH–596 ✦ Reasoning Ability ------------------------- SCPH–598 SET–40 ✦ English Language ------------------------- SCPH–605 ✦ Numerical Ability -------------------------- SCPH–608 ✦ Reasoning Ability ------------------------- SCPH–610

SET–41 ✦ English Language ---------------------------------------------------------------------------------------------------------------- SCPH–619 ✦ Numerical Ability ----------------------------------------------------------------------------------------------------------------- SCPH–622 ✦ Reasoning Ability ---------------------------------------------------------------------------------------------------------------- SCPH–624 ✦ SCPH-5 ✦

ekWMy gy iz'u&i=k SET–42 SBI twfu;j ,lksfl,V~l (DyoZQ xzsM) izkjafHkd ijh{kk] 23.06.2018 (Shift-1)

✦ English Language ------------------------- SCPH–631

SET–45 SBI twfu;j ,lksfl,V~l (DyoZQ xzsM) izkjafHkd ijh{kk] 22.06.2019

✦ rdZ'kfDr ------------------------------------------- SCPH–635

✦ English Language ------------------------- SCPH–668 ✦ ifjek.kkRed vfHk#fp ------------------- SCPH–670 ✦ rdZ'kfDr ------------------------------------------- SCPH–672

SET–43

SET–46

SBI twfu;j ,lksfl,V~l (DyoZQ xzsM) izkjafHkd ijh{kk] 23.06.2018 (Shift-2)

SBI twfu;j ,lksfl,V~l (DyoZQ xzsM) izkjafHkd ijh{kk] 22.02.2020

✦ English Language ------------------------- SCPH–643

✦ English Language ------------------------- SCPH–681 ✦ ifjek.kkRed vfHk#fp ------------------- SCPH–684 ✦ rdZ'kfDr ------------------------------------------- SCPH–685

✦ ifjek.kkRed vfHk#fp ------------------- SCPH–633

✦ ifjek.kkRed vfHk#fp ------------------- SCPH–645 ✦ rdZ'kfDr ------------------------------------------- SCPH–647 SET–44 SBI twfu;j ,lksfl,V~l (DyoZQ xzsM) izkjafHkd ijh{kk] 27.07.2018 (Shift-2)

✦ English Language ------------------------- SCPH–655 ✦ ifjek.kkRed vfHk#fp ------------------- SCPH–657 ✦ rdZ'kfDr ------------------------------------------- SCPH–659

SET–47 SBI twfu;j ,lksfl,V~l (DyoZQ xzsM) izkjafHkd ijh{kk] 29.02.2020

✦ English Language ------------------------- SCPH–693 ✦ ifjek.kkRed vfHk#fp ------------------- SCPH–696 ✦ rdZ'kfDr ------------------------------------------- SCPH–697

A COMPREHENSIVE GUIDE TO SENTENCE ARRANGEMENT HIGHLIGHTS OF THE BOOK ● Introduction to Sentence Arrangements ● Purpose of Sentence Arrangements ● Type of Arrangements ● Grouping Arrangements ● Ratio and Proportion Method ● Answer Validity Method ● Sentence Arrangements For SSC/UPSC with Rules, Question and Solutions ✦ SCPH-6 ✦

ewY;

95 #-

egRoiw.kZ lwpuk,¡

egRoiw.kZ lwpuk,¡

egRoiw.kZ lwpuk,¡

STATE BANK OF INDIA CENTRAL RECRUITMENT & PROMOTION DEPARTMENT Applications are invited from eligible Indian Citizens for appointment as Junior Associate (Customer Support & Sales) in clerical cadre in State Bank of India. Candidates can apply for vacancies in one State only. Candidates can appear for the test only once under this recruitment project. The candidates applying for vacancies of a particular State, should be proficient (reading, writing, speaking and understanding) in the specified opted local language of that State (mentioned in the under given vacancy table against each state/UT).The test for knowledge of specified opted local language will be conducted as a part of selection process. It will be conducted after qualifying the online main examination but before joining the Bank. Candidates who fail to qualify this test will not be offered appointment. Candidates who produce 10th or 12th standard marksheet/ certificate evidencing having studied the specified opted local language will not be required to undergo the language test. ELIGIBLITY CRITERIA: (A) Essential Academic Qualifications: (AS ON 01.01.2021) Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government. Candidates having integrated dual degree (IDD) certificate should ensure that the date of passing the IDD is on or before 01.01.2021. Note (a) The date of passing eligibility examination will be the date appearing on the mark sheet/certificate or provisional certificate issued by the University/Institute. In case the result of a particular examination is posted on the website of the University/ Institute, a certificate issued by the appropriate authority of the University/Institute indicating the date on which the result was posted on the website will be taken as the date of passing. (b) Matriculate Ex-servicemen, who have obtained the Indian Army Special Certificate of Education or corresponding certificate in the Navy or Air Force, after having completed not less than 15 years of service in Armed Forces of the Union are also eligible for the post. Such certificates should be dated on or before 01.01.2021.

SELECTION PROCEDURE: The selection process will consist of on-line test (preliminary & main examination) and test of specified opted local language. Phase-I : Preliminary Examination: Preliminary Examination (online) consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1 hour duration consisting of 3 Sections as follows: SL.

Name of test

No. of Questions

Marks

Duration

1.

English Language

30

30

20 Minutes

2.

Numerical Ability

35

35

20 Minutes

3.

Reasoning Ability

35

35

20 Minutes

Total

100

100

1 Hour

Each test will have a separate timing as mentioned above. Adequate number of candidates in each category as decided by the Bank (approximately 10 times the numbers of vacancies. subject to availability) will be short listed for the Main Examination from

✦ SCPH-7 ✦

egRoiw.kZ lwpuk,¡

egRoiw.kZ lwpuk,¡

the list of all candidates arranged in descending order of aggregate marks scored. No minimum qualifying marks for individual subject as well as for aggregate (overall) are prescribed. Phase – II: Main Examination: The structure of main examination (online objective type) would be as follows. SL.

Name of test

No. of Questions

Marks

Duration

1.

General/ Financial Awareness

50

50

35 minutes

2.

General English

40

40

35 minutes

3.

Quantitative Aptitude

50

50

45 minutes

4.

Reasoning Ability& Computer Aptitude

50

60

45 minutes

Total

190

200

2 Hours 40 minutes

Each test will have a separate timing as mentioned above. The questions in objective tests, except for the test of General English, will be bilingual i.e., English & Hindi. There will be negative marks for wrong answers in the Objective tests. 1/4th of mark assigned for question will be deducted for each wrong answer Test of specified opted local language: Those who qualify for selection and produce 10th or 12th standard mark sheet/certificate evidencing having studied the specified opted local language will not be subjected to any Language test. In case of others (qualified for selection), specified opted local language test will be conducted after provisional selection but before joining. Candidates not found to be proficient in specified opted local language would be disqualified. Provisional Selection (Subject to qualifying specified opted local language). The marks obtained in the Preliminary Examination (Phase-I) will not be added for the selection and only the aggregate marks obtained in Main Examination (Phase-II) will be considered for preparation of the final merit list. Provisional selection will be made on the basis of candidate’s performance in the test (main examination). Final selection: will be subject to:(I) Verification of eligibility for the post and information furnished in the online application. (II) Qualifying in test of specified opted local language, where applicable, as detailed above. Results of the candidates who have provisionally qualified for selection will be made available on the Bank’s website. Candidate should choose the name of the Centre where he/she desires to take the examination. SBI, however, reserves the right to cancel any of the examination centre and/or add some other centres, at its discretion, depending upon the response, administrative feasibility etc.. SBI also reserves the right to allot the candidate to any centre other than one he/she has opted for. Candidates are advised to check regularly Bank’s website https://bank.sbi/careers or https://www.sbi.co.in/careers for details and updates. ppp

✦ SCPH-8 ✦

ijke'kZ&lg&rS;kjh ;kstuk

ijke'kZ&lg&rS;kjh ;kstuk ijke'kZ&lg&rS;kjh ;kstuk Hkkjrh; LVsV cSad fyfidh; laoxZ dfu"B lg;ksxh (xzkgd lgk;rk ,oa foØ;) izkjafHkd ijh{kk

ekWMy ikB~;Øe

cSad DydZ ijh{kkvksa esa iwNs x, fofHkUu izdkj ds iz'u

tSlk fd vki tkurs gSa fd SBI DydZ xzsM dfu"B lg;ksfx;ksa dh HkrhZ ijh{kk ds fo"k;d iz'u i=k ds ikB~;Øe ds lacaèk esa dksbZ Li"V ;k foLr`r tkudkjh ugha nh x;h gSA vius lqèkh ikBdksa dh ijh{kktU; bl vko';drk dks eísutj izfr;ksfxrk fdj.k ,oa fdj.k izdk'ku ds ¯Fkd&VSad us foxr fofHkUu ijh{kkvksa ds iz'uksa dh izÑfr ,oa rsoj ds lw{e fo'ys"k.k ds ckn bl ijh{k.k ds ikB~;Øe dk ,d LFkwy fooj.k rS;kj fd;k gSA fofHkUu ijh{kkvksa ds iz'u i=kksa ds fo'ys"k.k ls ;g Kkr gksrk gS fd iz'u i=kksa esa iwNs tkus okys iz'uksa dk laca èa k dbZ fo"k;ksa rFkk {ks=kksa ls gksrk gSA fuEufyf[kr fo"k;ksa ,oa {ks=kksa ls bl iz'u i=k esa vfèkdkfèkd iz'u iwNs tkrs gSa& ❐ ENGLISH LANGUAGE SBI DydZ xzsM dfu"B lg;ksfx;ksa dh HkrhZ ds fy, izkjafHkd ijh{kk esa English Language ds varxZr 30 iz'u iwNs tk,axsA blds fy, 20 feuV dk le; fu/kZfjr gSA blds vUrxZr fuEufyf[kr Topics ls iz'u iwNs tk ldrs gSaµ ❖ Passage Comprehension ❖ Common Errors (Spotting Errors in a Sentence) ❖ Improvement of Sentence (Phrase Replacement) ❖ Fill in the blanks ❖ Cloze Test ❖ Rearrangement of Sentences in a Paragraph ❖ Combination of Two or More Sentences ❖ One word Substitution ❖ Idioms & phrases. ❖ Miscellaneous.

bl [kaM dh liQyrkijd rS;kjh ds fy, fuEufyf[kr iqLrdksa dk vè;;u vo'; djsa %

ewY; 290

ewY; 145

ewY; 395

ewY; 225

ewY; 99

ewY; 79

Directions (1–3) : Rearrange the following six sentences/groups of words in a proper sequence so as to form a meaningful paragraph and then answer the questions given below them. (A) Basic human needs also include a sense of belongingness, a feeling of control over one’s life. (B) Motivation and inspiration energize people into action. (C) Ability to live up to one’s ideals besides all these is also a fundamental need. (D) This is done not by pushing them in the right direction as control mechanisms. (E) Such feelings touch us deeply and elicit powerful response. (F) But it is done by satisfying basic human needs for achievement. 1. Which of the following should be the fifth sentence after rearrangement ? (1) A (2) C (3) D (4) E (5) B 2. Which of the following should be the second sentence after rearrangement ? (1) A (2) B (3) C (4) D (5) F 3. Which of the following should be the sixth (last) sentence after rearrangement ? (1) A (2) B (3) C (4) D (5) E Directions (4–12) : Read the following passage carefully and answer the given questions. There is no field of human endeavour that has been so misunderstood as health, while health which connotes well-being and the absence of illness has a low profile; it is illness representing the failure of health which virtually monopolizes attention because of the fear of pain, disability and death. Even Sushruta has warned that this provides the medical practitioner power over the patient which could be misused. Till recently, patients had implicit faith in their physician that they loved and respected, not only for his knowledge but also in the total belief that practitioners of this noble profession, guided by ethics, always place the patient’s interest above all other considerations. This rich interpersonal relationship between the physician; patient and family has barred a few expectations prevailed till the recent past, for caring was considered as important as

✦ SCPH-9 ✦

ijke'kZ&lg&rS;kjh ;kstuk

ijke'kZ&lg&rS;kjh ;kstuk

curing. Our indigenous system of medicine like ayurveda and yoga have been more concerned with the promotion of the health of both the body and mind and with maintaining a harmonious relationship not just with fellow being but with nature itself, of which man is an integral part. Health practices like cleanliness proper diet exercise and meditation are part of our culture which sustains people in the prevailing conditions of poverty in rural India and in the unhygienic urban slums. These systems consider disease as an aberration resulting from disturbance of the equilibrium of health which must be corrected by gentle restoration of this balance through proper diet, medicines and the establishment of mental peace. They also teach the graceful acceptance of old age with its infirmities resulting from the normal degenerative process as well as if death which is inevitable. This is in marked contrast to the western concept of life as a constant struggle against disease aging and death which must be fought and conquered with the knowledge and technology derived from their science; a science which with its narrow dissective and quantifying approach has provided us the understanding of the microbial causes of the communicable disease and provided highly effective technology for their prevention, treatment and control. This can rightly be claimed as the greatest contribution of western medicine and justifiably termed as ‘high technology’. And yet the contribution of this science in the field of non-communicable disease is remarkably poor despite the far greater inputs in research and treatment for the problem of aging like cancer, heart disesase, paralytic strokes and arthritis which are the major problems of affluent societies today. 4. Which of the following has been described as the most outstanding benefit of modern medicine ? (A) The real course and ways of control of communicable diseases. (B) Evolution of the concept of harmony between man and nature. (C) Special techniques for fighting aging. (1) Only B and C (2) Only A and B (3) Only A (4) Only B (5) All A, B and C 5. Which of the following is most nearly the opposite in meaning to the word ‘ENDEAVOUR’ given in bold as used in the passage. (1) idleness (2) aim (3) effort (4) exertion (5) peace 6. In India traditionally the doctors were being guided mainly by which of the following ? (1) High technology (2) Good knowledge (3) Professional ethics (4) Power of patient (5) other than those given as options 7. Which of the following can be inferred about the position of the author in writing the passage ? (A) Ardent supporter of western system in present context. (B) Supremacy of ancient Indian system in today’s world.

(C) Critical and objective assessment of the present situation. (1) Only A (2) Only B (3) Only C (4) All A, B and C (5) Only B and C 8. Which of the following is most nearly the same in meaning to the word ‘DISABILITY’ given in bold as used in the passage. (1) impairment (2) ability (3) fitness (4) strength (5) health 9. Which of the following is most nearly the opposite in meaning to the word ‘INDIGENOUS’ given in bold as used in the passage. (1) domestic

(2) primitive

(3) alien (4) connote (5) inbred 10. What has the field of health not been understood properly ? (1) Difficulty in understanding distinction between health and illness. (2) Confusion between views of indigenous and western system. (3) Highly advanced technology being used by the professionals. (4) Other than those given as options. (5) Use of Indian traditions in health problems. 11. Which of the following pairs are mentioned as ‘contrast’ in the passage ? (1) Western concept of life and science. (2) Technology and science (3) Western physician and western educated Indian physician. (4) Indian and western concept of treatment (5) None of these 12. What caution components of indigenous system have sounded against medical practitioners ? (1) Their undue concern for the health of the person. (2) Their emphasis on research on non-communicable diseases. (3) Their emphasis on curing illness rather than preventive health. (4) Their emphasis on restoring health for affluent member of the society. (5) Other than those given as options. Directions (13–17) : Read each of the following sentences to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of the part with the error is your answer. If there is no error, mark ‘No Error’ as your answer. Ignore the errors of punctuation, if any.

✦ SCPH-10 ✦

ijke'kZ&lg&rS;kjh ;kstuk

ijke'kZ&lg&rS;kjh ;kstuk

13. If you breaks the law, (1)/ you must be prepared (2)/ to suffer (3)/ the consequences (4)/ No error (5) 14. The Government has (1)/ promised to revise (2)/ the pension scheme for bank (3)/ staff since next year (4)/ No error (5). 15. As per RBI guidelines (1)/ a bank account in which (2)/ there is no transactions for (3)/ two years is a dormant account (4)/ No error (5). 16. Reading newspapers will (1)/ help you (2)/ in understand banking (3)/ and business concepts (4)/ No error (5). 17. The power supplying in (1)/ many states has been (2)/ badly affected because (3)/ of the shortage of coal (4)/ No error (5). Directions (18 – 20) : In the following questions, a sentence with four words in bold type is given. One of these four words given in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate, if any. That word is your answer. If all the words given in bold are correctly spelt and also appropriate in the context of the sentence, mark ‘All correct’ as your answer. 18. Solving the energy challange (1)/ requires behaviour (2)/ change and new technological (3)/ approaches (4)/ All correct (5). 19. Political (1)/ decisions (2)/ ought (3)/ to have a rationale. (4)/ All correct (5). 20. The accomodation (1)/ though (2)/ was in a good locality (3)/ the construction (4)/ work was not good. All correct (5). Directions (21– 30) : In the given passage, there are blanks, each of which has been numbered. Against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. We are in the first decade of the last millennium. In the first decade of the last century, sanitation was a difficult affair in villages. The people were not (21) to do anything themselves (22) the field labourers were not ready to do their own scavenging. But our people did not (23) heart easily. They (24) their energies on (25) a village ideally clean. They (26) the roads and the courtyards, cleared out the wells, filled up the pools nearby and lovingly (27) the villagers to raise volunteers from (28) themselves. Our team succeeded in their mission so much that in some villages people were so (29) that they even prepared roads to (30) our cars to go from place to place. 21. (1) prepared (2) asked (3) tempted (4) engaged (5) reluctant 22. (1) exceptionally (2) only (3) because (4) even (5) although 23. (1) lend (2) console (3) lose (4) give (5) treat

24. (1) developed (2) conserved (3) dispensed (4) wasted (5) concentrated 25. (1) washing (2) making (3) disinfecting (4) demonstrating (5) spotting 26. (1) concreted (2) dug (3) swept (4) constructed (5) paved 27. (1) prevented (2) compelled (3) resisted (4) persuaded (5) declined 28. (1) amongst (2) convincing (3) relying (4) enrolling (5) preparing 29. (1) courteous (2) lethargic (3) generous (4) clean (5) enthusiastic 30. (1) push (2) enable (3) feel (4) drive (5) accompany Directions (31–35) : In each of the following sentences there are three blank spaces. Below each sentence there are five options and each option consists of three words which can be filled up in the blanks in the sentence to make the sentence grammatically correct. 31. Hunger strike is a _______ for prison authorities. It is like two sides of a coin, they have to make a ________, to save the life of the prisoners or to let them die. Prisoners’ hunger strike has been _______ for years in many parts of the world aimed to reach certain goals. (1) Trouble – Decision – Misused (2) Choice – Decision - Marked (3) Dilemma – Choice – Conducted (4) Confusion – Option – Commenced (5) Weapon – Order – Stimulated 32. Nirvana in Buddhism is ______ as the end of suffering. There is not a clear definition of nirvana as it can be understood in many different _______ but it is the highest spiritual ________ which dissolves pains and sufferings. (1) Understood – Means - Practice (2) Perceived – Ways – Achievement (3) Key – Types – Knowledge (4) Emphasized – Forms – Process (5) Recognized – Kinds – Pursuit 33. Business ethics ______ as a result of the abuse of human rights and due to the _______ for corporate organization to be more ethical. This has come to the fore front in recent time with the media’s ______ look for justice. (1) Established – effort - regular (2) Formulated – demands - out

✦ SCPH-11 ✦

ijke'kZ&lg&rS;kjh ;kstuk

ijke'kZ&lg&rS;kjh ;kstuk

(3) Stagnated – situations - constant (4) Emerged – need – consistent (5) Regulated – required – modern 34. The literature review on a research ______ to discover the current theories and issues in _______ to work motivation throughout the study. It is ______ to understand what motivation actually is the ‘work motivation’. (1) Tries – respect - need (2) Intends – relations – important (3) Attempts – contrast – imperative (4) Studies – lie – role (5) Conducts – spite – vital 35. In the ________ business environment, human resources play an extremely important role, because the ________ of organization occurs on the ground of the introduction of ________. (1) Recent – success – professionals (2) Modern – sustainability - employees (3) Contemporary - development – innovations (4) Global – achievement – environment (5) Current – survival – employment Direction (36–38) : In the following questions, out of five alternatives, choose the one which best expresses the meaning of the given word. 36. CONSIGN (1) Give (2) Solve (3) Assign (4) Transfer (5) Withdraw 37. INANE (1) Native (2) Adequate (3) Silly (4) Empty (5) Segment 38. ANNEX (1) Reduce (2) Subdue (3) Question (4) Occupy (5) Remove Directions (39–40): In the questions given below, few sentences are given which are grammatically correct and meaningful. Connect them by the word given above the statements in the best possible way without changing the intended meaning. Choose your answer accordingly from the options to form a correct and coherent sentence. 39. NEVERTHLESS A. Social identity is often tied to the concept of “subculture” B. People advertise their allegiance by making distinctive and symbolic choices in such things as clothing, hairstyles and footwear. C. Subcultures offer participants an identity outside of the ones ascribed social institutions D. Everybody realizes the self actualization is higher than subculture during crisis times. (1) Only A and B (2) Only B and C (3) Only C and D

(4) Either A and B or B and C (5) None of the above 40. HOWEVER A. Einstein explained that places are moving at constant speeds relative to each other. B. After this theory was announced, scientists concluded that space and time were not really separate. C. The theory made a foundation stone for time travel D. To perform a massive jump through time, the light speed barrier would need to broken (1) Only A and B (2) Only B and C (3) Only C and D (4) Either A and B or B and C (5) None of the above

laf{kIr mÙkj 1. (2) 6. (3)

2. (4) 7. (5)

3. (5) 8. (1)

4. (3) 9. (3)

5. (1) 10. (1)

11. (4) 16. (3)

12. (2) 17. (1)

13. (1) 18. (1)

14. (4) 19. (5)

15. (3) 20. (1)

21. 26. 31. 36.

22. 27. 32. 37.

23. 28. 33. 38.

24. 29. 34. 39.

25. 30. 35. 40.

(1) (5) (3) (3)

(4) (4) (2) (3)

(3) (1) (4) (4)

(3) (5) (2) (3)

(2) (2) (3) (3)

mÙkj O;k[;klfgr 5. (1) Endeavour (Noun) = iz;Ru] iz;kl] tempt to do something ; effort). Idleness (Noun) = out work).

dksf'k'k (an at-

lqLrh] vdeZ.;rk (laziness ; with-

okD; esa iz;ksx ns[ksa % Please make every endeavour to arrive on time. After a period of idleness she found a new job. 8. (1) Disability (Noun) = v'kDrrk] vleFkZrk (a physical or mental condition that means you cannot use a part of body ; impairment).

okD; esa iz;ksx ns[ksa % He qualifies for help on the grounds of disability. 9. (3) Indigenous (Adjective) = ns'kt] to a particular place ; native)

ns'kh (belonging

Alien (Adjective) = fons'kh] vU;ns'kh; (from another country or society ;foreign).

okD; esa iz;ksx ns[ksa % The elephants are indigenous to Thailand. India respects even an alien culture.

✦ SCPH-12 ✦

ijke'kZ&lg&rS;kjh ;kstuk

ijke'kZ&lg&rS;kjh ;kstuk

ds lkFk plural verb (Present simgSA vr% If you break the law dk iz;ksx gksxkA 14. (4) ;gk¡ vkjaHk n'kkZus ds fy, from ;kuh staff from the next year dk iz;ksx gksxkA 15. (3) ;gk¡] there is/are no transaction/transactions dk iz;ksx gksxkA 16. (3) ;gk¡ understand (infinitive)/ in understanding (Gerund) banking dk iz;ksx gksxkA 17. (1) ;gk¡ Gerund ugha] Noun ;kuh The power supply (Noun) in dk iz;ksx gksxkA 18. (1) 'kq¼ spelling gS % Challenge (Noun). 13. (1) Second person ple esa) dk iz;ksx gksrk

19. (5) Rationale = the principles or reasons which explain a particular decision, course of action etc ; reason. 20. (1)

'kq¼ spelling gS : accommodation (Noun)

31. (3) DILEMMA = difficulty; awkward situation for prison authorities – they have to make a CHOICE = alternative – strike has been CONDUCTED = handled ; organised. 32. (2) Nirvana is PERCEIVED = recognised – many different WAYS = methods – spiritual ACHIEVEMENT = readisation. 33. (4) Ethics EMERGED = be come apparent – due to the NEED – media’s CONSITENT = constant, regular look 34. (2) Research INTEDS = plans, aims – issue in RELATION to – It is IMPORTANT 35. (3) CONTEMPORARY = modern; present-day business – DEVELOPMENT of organization – introduction of INNOVATIONS = transformations; changes. 36. (3) Consign (Verb) = entrust).

lqiqnZ djuk (assign; allocate;

n ifjek.kkRed vfHk;ksX;rk (la[;kRed fuiq.krk) SBI DydZ xzsM dfu"B lg;ksfx;ksa dh HkrhZ ds fy, izkjafHkd ijh{kk esa ifjek.kkRed vfHk;ksX;rk ds varxZr 35 iz'u iwNs tk,axsA blds fy, 20 feuV dk le; fu/kZfjr gSA blds varxZr fuEufyf[kr Topics ls iz'u iwNs tk ldrs gSa& ❖ la[;k i¼fr ❖ ljyhdj.k ❖ yúlú ,oa eúlú ❖ çfr'kr ❖ vkSlr ❖ vuqikr ,oa lekuqikr ❖ ykHk vkSj gkfu ❖ cêðk ❖ feJ.k ❖ lk>snkjh ❖ dk;Z vkSj le; ❖ gkSt ,oa uy ❖ dk;Z ,oa etnwjh ❖ le; vkSj nwjh ❖ uko ,oa èkkjk ❖ jsyxkM+h ❖ lkèkkj.k O;kt ❖ pØo`f¼ C;kt ❖ {ks=kfefr ❖ leadks dh O;k[;k ❖ fn, gq, O;atd ds eku dh lerqY;rk ❖ mez fu/kZj.k ❖ ?kM+h ❖ vad Ük`a[kyk ❖ vklUu eku ❖ Øe lap; rFkk lap; ❖ laHkkfork ❖ mWQpkbZ ,oa nwjh ❖ leadksa dh i;kZIrrk ❖ fofo/ ifjek.kkRed vfHk;ksX;rk ijh{k.k dh rS;kjh dh iw.kZrk nsus ds fy, fdj.k izdk'ku dh fuEukafdr iqLrdksa dk vè;;u vo'; djsa %

cSad DydZ ijh{kkvksa esa iwNs x, fofHkUu izdkj ds iz'u 1. izQM s fjd us viuh ekfld vk; dk 20% bysDVªkWfud lkeku ,oa 10% iQuhZpj ds ejEer ij [kpZ djus ds i'pkr~ 'ks"k èkujkf'k dk 30% lkof/d tek esas fuos'k fd;kA ;fn mlds ikl 18963

#i, 'ks"k jgs] rks mldh ekfld vk; D;k gS \ (1) 38,700 #i, (2) 35,650 #i, (3) 40,200 #i, (4) 37,950 #i, (5) 42,500 #i, 2. 6 iSaV ,oa 5 deht dh dqy dher 2340 #i, gSA 7 dehtksa dh dqy dher 3 iSaVksa dh dqy dher ls 540 #i, vf/d gSA 4 dehtksa dh dqy dher D;k gS \ (1) 780 #i, (2) 680 #i, (3) 760 #i, (4) 640 #i, (5) 720 #i, 3. ,d xkao esa 30% tula[;k mPp vkfFkZd oxZ esa vkrh gSA xzkeh.kksa dh og la[;k tks eè; vkfFkZd oxZ esa vkrh gS] fuEu vkfFkZd oxZ 3 2

okD; esa iz;ksx ns[ksa %

dh tula[;k dh

The picture was consigned for sale at one of sotheby’s European. offices.

oxZ esa vkrs gks]a rks xkao dh tula[;k D;k gS \ (1) 22600 (3) 26000

37. (3) Inane (Adjective) = ew[kZrkiw.kZ (Idiotic or silly or foolish, stupid).

okD; esa iz;ksx ns[ksa %

xquh gSA ;fn 6860 xzkeh.k fuEu vkfFkZd (2) 24500 (4) 25500

(5) 24300

funsZ'k (4-18) : fuEufyf[kr izR;sd iz'u esa iz'u fpÉ (\) ds LFkku ij D;k vk,xk \

He is always making inare remarks. 38. (4) Annex (Verb) = 'kkfey ;k layXu djuk (to take control of another country; occupy).

4. 72 × 32 = ?2 – 135

okD; esa iz;ksx ns[ksa % The UK annexed this small island west of Scatland in 1955. 39. (3) NEVERTHLESS everybody realizes 40. (3) HOWEVER to perform

5.

(1) 25

(2) 35

(3) 28 (5) 24

(4) 30

1 × 13

✦ SCPH-13 ✦

b2704g = 84 – ?

ijke'kZ&lg&rS;kjh ;kstuk

ijke'kZ&lg&rS;kjh ;kstuk

(1) 74

(2) 48

(3) 80 (5) 60

(4) 85

13.

6. 912.0076 + 878.42 – 1671.35 = 368 – ? (1) 248.9224 (3) 237.6224

(2) 612.213 (4) 45.2136

(5) 211.3452 7. 16

1 (2) 50 28

(3) 50

2 (4) 23 3

(2) (28)2

(3)

28

(4) 50

(5)

32

(1) 400

(2) 300

(3) 600

(4) 800

(5) 1000

(1) 37.50

(2) 37.25

(3) 370.25

(4) 372.50

e176 × 2 + 3 j 2

15.

(1) 12

(2) 6

(3) 4

(4) 10

(5) 15 (1) 42

(2) 36

(3) 56 (5) 50

(4) 54

L 3 5O 11. M1 + 1 P dk N 4 8Q

(2) 140 (4) 22

3

3

3

3

b0.9g – b0.3g b0.9g + b0.3g

16.

11 13

(2)

3 7

(3)

2 5

(4)

3 4

(5)

7 8

11 13

(2)

13 14

(3)

11 19

(4)

12 19

(5)

buesa ls dksbZ ugha

40 × 4 ÷ 4 × 2 =? 90 ÷ 5 × 12 22 (2) 57

(4)

13 27

15 = ? – 6

(1) 18

(2) 28

(3) 32 (5) 26

(4) 30 5

3

dk 9 + 455 dk 7 = ?

(1) 370 (3) 360 (5) 310

(2) 380 (4) 340

19. fdlh

d{kk esa 38 fo|kfFkZ;ksa dk vkSlr otu 44 fdxzk gSA 12 u, fo|kfFkZ;ksa ds d{kk esa izos'k ysus ds ckn vkSlr otu 4.68 fdxzk c

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