26 March 2008

Mortgages Statistics (Base 2003) January 2008. Provisional data

The average value of the mortgages signed in January decreases 1.9% in the interannual rate and reaches 163,448 euros The number of mortgages that change conditions increases 24.2% and registered cancellations decrease 15.7% During the month of January, the average amount per mortgage constituted stood at 163,448 euros, 1.9% less than the same month in 2007 and 1.4% more than the figure registered in December 2007. In the case of mortgages constituted for housing, the average amount was 142,793 euros, 3.1% less than the same month in 2007, and 0.7% less than the figure registered in December 2007. Average amount mortgaged on total properties in thousands of euros

Average amount mortgaged on dwellings in thousands of euros

180 175 170 165 160 155 150

Jan-08

Dec-07

Nov-07

Oct-07

Sep-07

Aug-07

Jul-07

Jun-07

May-07

Apr-07

Mar-07

Feb-07

Jan-07

Jan-08

Dec-07

Nov-07

Oct-07

Sep-07

Aug-07

Jul-07

Jun-07

May-07

Apr-07

Mar-07

Feb-07

Jan-07

165 160 155 150 145 140 135

The value of mortgages constituted on urban buildings exceeded 21,357 million euros in January, representing an interannual decrease of 25.7%. In housing, the capital loaned exceed 13,395 million euros, 28.0% less than in January 2007. Total

Total properties Number of mortgaged properties Capital loaned (thousands of euros) Average amount (euros) Rustic buildings Number of mortgaged properties Capital loaned (thousands of euros) Average amount (euros) Urban buildings Number of mortgaged properties Capital loaned (thousands of euros) Average amount (euros) Dwellings Number of mortgaged properties Capital loaned (thousands of euros) Average amount (euros)

Variation rate Inter-monthly

Interannual

Interannual accumulated

138,527 22,642,018 163,448

34.52 36.45 1.43

-23.59 -25.05 -1.91

-23.59 -25.05 -1.91

3,904 1,285,043 329,161

55.04 104.34 31.79

-12.43 -12.44 -0.01

-12.43 -12.44 -0.01

134,623 21,356,975 158,643

34.01 33.77 -0.18

-23.87 -25.69 -2.39

-23.87 -25.69 -2.39

93,808 13,395,134 142,793

30.46 29.60 -0.66

-25.71 -27.99 -3.08

-25.71 -27.99 -3.08

1

Mortgages by institution Savings banks were the institutions that granted the largest number of mortgage loans in January (58.5% of the total), followed by Banks (31.4%) and other financial institutions (10.1%). Regarding capital loaned, Savings banks granted 54.5% of the total, Banks 35.1% and other financial institutions 10.4%.

Mortgage interest rates The average interest rate of Savings bank mortgage loans was 5.09% and the average term was 26 years. Regarding Banks, the average interest rate for mortgage loans was 5.06% and the average term was 26 years. 98.3% of the mortgages constituted in January used a variable interest rate, as opposed to the 1.7% that used a fixed rate. Within the variables, the Euribor was the reference interest rate most used in constituting mortgages, specifically in 87.6% of new contracts.

Mortgages with modified conditions In November, the total number of mortgages with modified conditions was 32,505, which implied an interannual growth of 24.2%. In the case of housing, the number of mortgages that modified their conditions was 22,114, that is, 12.5% more than the number registered in January 2007. Number of modifications on total properties

Number of modifications on housing

Considering the type of change in the conditions, in January 23,896 novations (or modifications produced within the same financial institution) were produced, for an interannual increase of 22.8%. The number of loans that changed institutions (subrogations creditor) was 5,391, for a 21.3% increase in the interannual rate. On the other hand, 3,218 mortgages changed the holder of the mortgaged property (subrogations debtor), which implied an decrease of 41.7%. Variation rate Inter-monthly

Total

Total mortgages with changes -Novations -Subrogations Debtor -Subrogations Creditor

32,505 23,896 3,218 5,391

46.02 43.54 66.56 46.45

Interannual 24.15 22.76 41.70 21.28

Interannual accumulated 24.15 22.76 41.70 21.28

2

Jan-08

Dec-07

Nov-07

Oct-07

Sep-07

Aug-07

Jul-07

Jun-07

May-07

Apr-07

Mar-07

Feb-07

Jan-08

Dec-07

Nov-07

Oct-07

Sep-07

Aug-07

Jul-07

Jun-07

May-07

Apr-07

Mar-07

Feb-07

Jan-07

Jan-07

25,000 22,000 19,000 16,000 13,000 10,000

35,000 32,000 29,000 26,000 23,000 20,000

Number of mortgages with changes in interest rate conditions Of the 32,505 mortgages with changes in conditions during the month of January, 48.5% were due to changes in interest rates. The percentage of mortgages at a fixed interest rate decreased significantly after the change in conditions (from 6.3% to 1.7% of the total) since most of these loans were referenced to a variable interest rate. Within the interest rate structure, the Euribor was the most important reference. Moreover, its average interest was the lowest before the change (3.92%). Nonetheless, after the change the lowest average interest rate was that referring to Savings banks interest rates (4.45%). After the modification of conditions, the average interest of the loans increased 0.58 points in fixed interest rate mortgages and increased 1.10 points in variable interest rate mortgages. Interest rate modality

Before the change in interest rate

No. of mortgages

Fixed Variable -MRTI Banks -MRTI Savings banks -MRTI -Type Act. -Euribor -Others interest rates Without Total interest rate changes

Original structure of interest rates (%)

994 14,624 144 564 358 31 12,796 729 132 15,750

After the change in interest rate

Original average interest of loan

6.31 92.85 0.92 3.58 2.27 0.20 81.25 4.63 0.84 100.00

No. of mortgages

4.73 3.97 5.30 4.34 4.19 4.86 3.92 4.08 -

Final structure of interest rates (%)

264 15,313 81 503 168 12 14,202 347 172 15,750

Average interest after change

1.68 97.23 0.51 3.20 1.07 0.08 90.17 2.20 1.10 100.00

5.31 5.07 5.10 4.45 4.86 4.78 5.11 4.65 -

Registered mortgage cancellations In January, 66,824 mortgage cancellations were registered, which indicates an interannual decrease of 15.7%. Cancelled mortgages on rustic properties decreased 13.0%, and those cancelled on urban properties 15.8%. The interannual rate of the number of cancellations on housing decreased 18.4%. 97.4% of the cancelled mortgages corresponded to urban properties and 2.6% to rustic properties. Among the urban properties, 72.7% were for housing.

Variation rate Inter-monthly

Total

Total cancelled mortgages Rustic Urban -Dwellings

66,824 1,765 65,059 47,269

18.54 28.08 18.30 18.50

Interannual -15.70 -13.01 -15.77 -18.42

Interannual accumulated -15.70 -13.01 -15.77 -18.42

3

Geographical distribution The highest numbers of mortgaged properties per 100,000 inhabitants1 were in Región de Murcia (887) and Castilla-La Mancha (578). In all Autonomous Communities, except in Región de Murcia, decreased the number of mortgaged properties per 100,000 inhabitants. The Communities with the highest average mortgaged amount were Comunidad de Madrid (243,265) and Comunidad Foral de Navarra (206,419). Those with the highest interannual variation rate were Illes Balears (16.7%) and Andalucía (15.2%). The communities showing the highest number of properties with modified conditions per 100,000 inhabitants1 were Comunitat Valenciana (199) and Región de Murcia (157). Those with the highest number of registered mortgage cancellations per 100,000 inhabitants1 were Región de Murcia (331) and Comunitat Valenciana (278).

Autonomous Community

Mortgaged properties

Number* TOTAL Andalucía Aragón Asturias (Principado de) Balears (Illes) Canarias Cantabria Castilla y León Castilla-La Mancha Cataluña Comunitat Valenciana Extremadura Galicia Madrid (Comunidad de) Murcia (Región de) Navarra (Comunidad Foral de) País Vasco Rioja (La) Ceuta Melilla

380 404 350 290 425 394 407 336 578 321 521 265 278 284 887 277 254 415 152 164

Average amount mortgaged in euros

Amount Interannual Interannual variation variation -24.35 163,448 -1.91 -36.10 154,853 15.21 -23.49 172,628 -18.94 -24.64 165,373 11.50 -35.33 203,357 16.69 -42.42 141,362 -1.88 -17.33 166,679 -21.87 -6.54 138,431 -11.07 -8.88 144,324 -2.07 -33.10 200,599 -2.31 -22.26 125,865 -9.30 -31.31 121,293 -7.68 -0.70 134,920 -11.18 -23.44 243,265 6.58 27.98 117,697 -12.26 -30.42 206,419 13.85 -12.44 202,759 -19.75 -11.38 146,919 -15.21 -68.21 109,161 -39.23 11.32 113,855 -16.44

Mortgaged properties with changes in conditions* Number*

Properties with registered mortgage cancellations* Number* 89 107 101 72 57 71 72 78 124 65 199 33 36 68 157 23 22 67 0 44

183 204 129 171 221 202 237 139 186 178 278 116 104 141 331 126 135 209 100 63

*Per hundred thousand inhabitants

1

This data was calculated from the revision of the figures of the Municipal Register for 2007. comprised between 18 and 84 is considered.

For further information see INEbase-www.ine.es/en/welcome_en.htm

Only the population with ages

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Press office: Telephone: 91 583 93 63 / 94 08 – Fax: 91 583 90 87 - [email protected] Information area: Telephone: 91 583 91 00 – Fax: 91 583 91 58 – www.ine.es/infoine

4

Mortgages Statistics

(Closures)

January 08. Provisional data MS.1 Total mortgaged rustic and urban buildings Amount in thousands of euros Total Number TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears (Illes) Canarias Las Palmas Santa C. Tenerife Cantabria Castilla y León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-La Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedra Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

26 March 2008

138,527 25,597 3,218 3,916 1,556 2,553 1,994 1,503 4,826 6,031 3,703 729 562 2,412 2,641 3,523 6,424 3,476 2,948 1,927 7,008 421 1,060 1,444 243 1,102 702 240 1,292 504 9,056 1,504 2,068 594 1,593 3,297 18,682 11,778 2,664 1,361 2,879 20,561 8,598 3,933 8,030 2,296 1,611 685 6,416 2,769 318 585 2,744 13,975 9,649 1,350 4,506 634 1,261 2,611 1,043 170 87 83

Amount 22,642,018 3,963,781 428,254 804,868 224,878 310,007 242,061 152,893 705,926 1,094,891 639,242 91,372 60,788 487,084 436,749 716,426 908,109 571,524 336,586 321,191 970,126 63,870 180,443 174,551 36,423 124,626 105,144 32,025 197,657 55,391 1,307,000 247,279 206,942 77,591 286,201 488,993 3,747,591 2,613,716 456,033 200,967 476,878 2,587,900 1,039,299 539,969 1,008,632 278,489 175,307 103,179 865,644 413,450 63,237 61,514 327,440 3,399,635 1,135,659 278,665 913,633 127,406 249,835 536,390 153,236 18,947 9,497 9,450

Rustic buildings Number Amount 3,904 897 157 70 101 116 36 156 113 148 113 62 11 40 255 191 231 94 137 48 207 30 29 21 23 17 14 12 42 19 210 36 35 18 4 117 174 33 39 44 58 514 255 99 160 172 103 69 373 59 27 40 247 43 227 74 108 12 31 65 64 3 0 3

1,285,043 511,098 29,624 102,295 20,823 19,666 10,711 22,303 28,325 277,349 17,442 7,514 1,357 8,571 55,438 60,058 24,379 12,611 11,769 17,514 53,688 4,662 16,862 4,751 413 7,984 5,157 1,049 10,095 2,718 79,543 4,118 12,379 1,776 464 60,807 59,880 14,049 7,911 17,515 20,407 139,182 85,762 17,929 35,490 34,956 17,940 17,015 50,576 16,302 10,187 5,311 18,776 32,915 84,811 11,173 29,536 2,076 6,832 20,627 22,422 432 0 432

Urban buildings Number Amount 134,623 24,700 3,061 3,846 1,455 2,437 1,958 1,347 4,713 5,883 3,590 667 551 2,372 2,386 3,332 6,193 3,382 2,811 1,879 6,801 391 1,031 1,423 220 1,085 688 228 1,250 485 8,846 1,468 2,033 576 1,589 3,180 18,508 11,745 2,625 1,317 2,821 20,047 8,343 3,834 7,870 2,124 1,508 616 6,043 2,710 291 545 2,497 13,932 9,422 1,276 4,398 622 1,230 2,546 979 167 87 80

21,356,975 3,452,683 398,630 702,573 204,055 290,341 231,350 130,590 677,601 817,542 621,800 83,858 59,431 478,513 381,311 656,368 883,730 558,913 324,817 303,677 916,438 59,208 163,581 169,800 36,010 116,642 99,987 30,976 187,562 52,673 1,227,457 243,161 194,563 75,815 285,737 428,186 3,687,711 2,599,667 448,122 183,452 456,471 2,448,718 953,537 522,040 973,142 243,533 157,367 86,164 815,068 397,148 53,050 56,203 308,664 3,366,720 1,050,848 267,492 884,097 125,330 243,003 515,763 130,814 18,516 9,497 9,018

MS.2 Urban buildings, according to type of building Urban buildings Number Capital TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears (llles) Canarias Las Palmas Santa C. Tenerife Cantabria Castilla y León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-La Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedra Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

134,623 24,700 3,061 3,846 1,455 2,437 1,958 1,347 4,713 5,883 3,590 667 551 2,372 2,386 3,332 6,193 3,382 2,811 1,879 6,801 391 1,031 1,423 220 1,085 688 228 1,250 485 8,846 1,468 2,033 576 1,589 3,180 18,508 11,745 2,625 1,317 2,821 20,047 8,343 3,834 7,870 2,124 1,508 616 6,043 2,710 291 545 2,497 13,932 9,422 1,276 4,398 622 1,230 2,546 979 167 87 80

21,356,975 3,452,683 398,630 702,573 204,055 290,341 231,350 130,590 677,601 817,542 621,800 83,858 59,431 478,513 381,311 656,368 883,730 558,913 324,817 303,677 916,438 59,208 163,581 169,800 36,010 116,642 99,987 30,976 187,562 52,673 1,227,457 243,161 194,563 75,815 285,737 428,186 3,687,711 2,599,667 448,122 183,452 456,471 2,448,718 953,537 522,040 973,142 243,533 157,367 86,164 815,068 397,148 53,050 56,203 308,664 3,366,720 1,050,848 267,492 884,097 125,330 243,003 515,763 130,814 18,516 9,497 9,018

M - (TABLES ANNEX) January 2008 (2/7)

Dwellings Number Capital 93,808 16,702 2,244 2,681 1,024 1,695 1,308 1,020 3,250 3,480 2,244 456 257 1,531 1,627 2,253 4,181 2,335 1,846 1,290 4,562 273 796 970 151 592 477 142 805 356 5,904 1,053 1,308 457 1,073 2,013 14,040 9,099 2,041 857 2,043 13,397 5,475 2,417 5,505 1,612 1,171 441 3,842 1,910 184 309 1,439 9,295 7,777 888 3,358 484 992 1,882 717 119 66 53

13,395,134 2,202,461 289,433 353,528 113,557 222,058 153,606 101,987 545,392 422,901 301,896 60,278 29,078 212,540 199,968 405,283 533,945 319,504 214,440 163,993 589,483 34,129 110,311 115,140 14,850 83,026 72,688 14,966 103,227 41,146 802,447 153,128 148,809 54,250 171,897 274,365 2,529,456 1,743,176 342,801 125,844 317,636 1,766,308 686,611 361,028 718,670 152,978 113,255 39,721 462,892 250,828 16,354 30,905 164,802 1,699,350 779,664 134,994 564,803 66,801 186,609 311,393 90,095 15,120 7,719 7,400

Lots Number 4,761 939 87 136 98 60 159 39 129 231 225 20 11 194 57 82 260 193 67 48 590 39 41 34 22 293 79 30 41 11 960 39 34 36 457 394 365 177 97 26 65 338 131 59 148 89 32 57 76 19 8 10 39 342 150 105 94 37 16 41 38 3 2 1

Capital 3,052,349 551,182 59,468 61,308 46,642 23,663 36,981 10,468 55,252 257,400 97,435 12,832 14,504 70,100 47,173 62,577 121,114 92,113 29,001 66,600 138,927 13,677 22,229 16,207 14,525 21,342 7,280 11,496 27,383 4,790 243,232 27,825 10,711 5,139 109,301 90,258 304,328 206,908 33,076 14,786 49,558 166,618 59,871 48,758 57,988 37,352 6,703 30,649 103,967 20,331 3,890 17,231 62,515 768,042 131,832 69,851 118,657 34,848 13,354 70,454 22,759 704 332 372

Other urban land Number Capital 36,054 7,059 730 1,029 333 682 491 288 1,334 2,172 1,121 191 283 647 702 997 1,752 854 898 541 1,649 79 194 419 47 200 132 56 404 118 1,982 376 691 83 59 773 4,103 2,469 487 434 713 6,312 2,737 1,358 2,217 423 305 118 2,125 781 99 226 1,019 4,295 1,495 283 946 101 222 623 224 45 19 26

4,909,492 699,040 49,729 287,737 43,856 44,620 40,763 18,135 76,957 137,241 222,469 10,748 15,849 195,873 134,170 188,508 228,671 147,296 81,376 73,084 188,028 11,402 31,041 38,453 6,635 12,274 20,019 4,514 56,952 6,737 181,778 62,208 35,043 16,426 4,539 63,563 853,927 649,583 72,245 42,822 89,277 515,792 207,055 112,254 196,484 53,203 37,409 15,794 248,209 125,989 32,806 8,067 81,347 899,328 139,352 62,647 200,637 23,681 43,040 133,916 17,960 2,692 1,446 1,246

MS.3 Rustic buildings, according to loaning bank Rustic buildings Number Capital TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears (Illes) Canarias Las Palmas Santa C. Tenerife Cantabria Castilla y León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-La Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedra Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

3,904 897 157 70 101 116 36 156 113 148 113 62 11 40 255 191 231 94 137 48 207 30 29 21 23 17 14 12 42 19 210 36 35 18 4 117 174 33 39 44 58 514 255 99 160 172 103 69 373 59 27 40 247 43 227 74 108 12 31 65 64 3 0 3

1,285,043 511,098 29,624 102,295 20,823 19,666 10,711 22,303 28,325 277,349 17,442 7,514 1,357 8,571 55,438 60,058 24,379 12,611 11,769 17,514 53,688 4,662 16,862 4,751 413 7,984 5,157 1,049 10,095 2,718 79,543 4,118 12,379 1,776 464 60,807 59,880 14,049 7,911 17,515 20,407 139,182 85,762 17,929 35,490 34,956 17,940 17,015 50,576 16,302 10,187 5,311 18,776 32,915 84,811 11,173 29,536 2,076 6,832 20,627 22,422 432 0 432

M - (TABLES ANNEX) January 2008 (3/7)

Banks Number 1,032 226 53 17 24 22 4 29 30 47 11 6 0 5 49 54 117 52 65 16 49 4 8 4 0 6 9 0 15 3 116 9 12 7 0 88 64 14 18 20 12 114 60 6 48 53 37 16 70 18 16 10 26 7 31 5 21 3 4 14 28 1 0 1

Capital 448,282 179,487 13,904 7,157 6,457 8,223 1,083 3,333 8,496 130,832 3,917 3,380 0 537 16,755 24,195 11,558 5,640 5,918 5,015 26,679 483 14,549 1,015 0 6,087 1,512 0 1,311 1,723 55,806 1,370 3,439 938 0 50,059 22,868 9,186 3,175 5,552 4,956 28,857 11,445 723 16,688 11,446 8,350 3,095 18,904 5,832 8,830 1,367 2,875 21,780 6,999 165 5,626 1,391 760 3,474 8,078 149 0 149

Savings banks Number Capital 2,182 468 47 41 51 70 22 84 69 84 76 46 4 26 167 117 97 38 59 25 119 26 17 4 23 7 4 7 26 5 64 10 22 3 4 25 89 16 20 18 35 296 148 73 75 92 47 45 283 29 7 29 218 30 140 22 75 9 23 43 20 2 0 2

666,581 293,742 8,849 93,633 13,144 8,467 7,442 16,346 14,114 131,747 9,224 2,864 370 5,990 34,541 33,321 11,297 6,697 4,601 7,249 18,653 4,179 1,026 436 413 414 3,270 52 8,684 180 19,862 975 7,690 239 464 10,495 32,177 2,999 4,406 11,633 13,140 91,821 62,983 15,701 13,137 18,293 6,612 11,681 30,185 9,632 1,221 3,856 15,476 10,404 26,093 986 19,353 685 5,533 13,135 9,096 283 0 283

Other banks Number Capital 690 203 57 12 26 24 10 43 14 17 26 10 7 9 39 20 17 4 13 7 39 0 4 13 0 4 1 5 1 11 30 17 1 8 0 4 21 3 1 6 11 104 47 20 37 27 19 8 20 12 4 1 3 6 56 47 12 0 4 8 16 0 0 0

170,180 37,869 6,871 1,505 1,222 2,976 2,186 2,624 5,715 14,770 4,301 1,270 987 2,044 4,142 2,542 1,524 274 1,250 5,250 8,356 0 1,287 3,300 0 1,483 375 997 100 815 3,875 1,773 1,250 599 0 253 4,835 1,864 330 330 2,311 18,504 11,334 1,505 5,665 5,217 2,978 2,239 1,487 838 136 88 425 731 51,719 10,022 4,557 0 539 4,018 5,248 0 0 0

MS.4. Urban buildings, according to loaning bank Urban buildings Number Capital TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears (Illes) Canarias Las Palmas Santa C. Tenerife Cantabria Castilla y León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-La Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedra Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

134,623 24,700 3,061 3,846 1,455 2,437 1,958 1,347 4,713 5,883 3,590 667 551 2,372 2,386 3,332 6,193 3,382 2,811 1,879 6,801 391 1,031 1,423 220 1,085 688 228 1,250 485 8,846 1,468 2,033 576 1,589 3,180 18,508 11,745 2,625 1,317 2,821 20,047 8,343 3,834 7,870 2,124 1,508 616 6,043 2,710 291 545 2,497 13,932 9,422 1,276 4,398 622 1,230 2,546 979 167 87 80

21,356,975 3,452,683 398,630 702,573 204,055 290,341 231,350 130,590 677,601 817,542 621,800 83,858 59,431 478,513 381,311 656,368 883,730 558,913 324,817 303,677 916,438 59,208 163,581 169,800 36,010 116,642 99,987 30,976 187,562 52,673 1,227,457 243,161 194,563 75,815 285,737 428,186 3,687,711 2,599,667 448,122 183,452 456,471 2,448,718 953,537 522,040 973,142 243,533 157,367 86,164 815,068 397,148 53,050 56,203 308,664 3,366,720 1,050,848 267,492 884,097 125,330 243,003 515,763 130,814 18,516 9,497 9,018

M - (TABLES ANNEX) January 2008 (4/7)

Banks Number 42,512 8,509 970 1,399 429 831 391 294 1,598 2,597 640 247 39 354 1,068 1,097 2,879 1,724 1,155 556 1,658 88 171 261 55 264 209 48 445 117 1,882 439 393 234 100 716 5,115 3,202 967 391 555 6,563 2,920 1,193 2,450 881 714 167 2,843 1,484 87 187 1,085 5,067 2,310 207 956 91 250 615 224 57 37 20

Capital 7,504,042 1,241,563 166,846 257,075 79,570 93,644 61,356 32,292 285,514 265,266 133,668 29,035 5,149 99,484 140,323 228,156 445,243 312,694 132,549 97,554 263,283 10,029 20,657 31,966 11,642 45,468 44,143 13,672 73,445 12,261 311,097 87,678 40,316 30,803 42,889 109,412 1,253,114 909,717 164,435 61,591 117,370 904,986 360,733 198,611 345,642 96,740 79,373 17,367 389,125 206,818 12,001 17,261 153,044 1,467,944 271,835 42,458 177,469 26,831 51,566 99,072 32,212 7,275 4,563 2,712

Savings banks Number Capital 78,812 13,676 1,495 2,185 929 1,356 1,210 943 2,666 2,892 2,369 343 324 1,702 845 1,999 2,847 1,447 1,400 1,223 4,244 280 715 965 130 724 402 122 676 230 6,333 883 1,460 294 1,402 2,294 11,983 7,560 1,511 852 2,060 10,940 4,853 1,959 4,128 1,089 656 433 2,892 1,161 146 262 1,323 7,948 6,431 678 2,550 338 741 1,471 668 97 45 52

11,669,317 1,887,358 163,801 400,578 112,449 173,042 127,175 87,486 316,526 506,303 389,741 39,127 42,717 307,898 189,171 390,014 389,804 221,176 168,628 181,613 548,309 45,710 126,972 118,407 14,652 61,256 51,793 9,535 97,844 22,140 846,195 145,282 135,364 40,528 226,752 298,272 2,181,782 1,494,809 261,390 111,950 313,634 1,265,291 521,553 263,118 480,621 127,715 67,829 59,885 387,726 181,931 35,981 20,674 149,139 1,440,293 683,626 121,765 544,848 70,150 148,440 326,257 84,089 9,975 4,603 5,371

Other banks Number Capital 13,299 2,515 596 262 97 250 357 110 449 394 581 77 188 316 473 236 467 211 256 100 899 23 145 197 35 97 77 58 129 138 631 146 180 48 87 170 1,410 983 147 74 206 2,544 570 682 1,292 154 138 16 308 65 58 96 89 917 681 391 892 193 239 460 87 13 5 8

2,183,616 323,762 67,983 44,920 12,036 23,655 42,819 10,812 75,561 45,973 98,391 15,696 11,565 71,131 51,817 38,198 48,683 25,043 23,640 24,510 104,846 3,469 15,952 19,427 9,716 9,918 4,051 7,769 16,273 18,272 70,165 10,201 18,883 4,484 16,096 20,502 252,815 195,141 22,297 9,911 25,467 278,441 71,251 60,311 146,879 19,078 10,165 8,912 38,217 8,399 5,068 18,268 6,481 458,483 95,387 103,269 161,780 28,349 42,997 90,434 14,513 1,266 331 935

HCL.1 Total mortgages cancelled, according to type of building Total TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears (Illes) Canarias Las Palmas Santa Cruz de Tenerife Cantabria Castilla y León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-La Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedra Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

Rustic buildings 66,824 12,947 1,520 2,549 899 1,023 1,145 643 2,385 2,783 1,361 373 98 890 1,564 1,834 3,295 1,751 1,544 1,122 2,898 192 375 758 200 376 162 90 565 180 2,906 658 620 213 223 1,192 10,391 7,156 1,323 633 1,279 10,967 4,561 1,496 4,910 1,001 620 381 2,389 1,060 229 195 905 6,926 3,600 611 2,397 274 478 1,645 526 89 57 32

M - (TABLES ANNEX) January 2008 (5/7)

1,765 516 144 57 47 43 42 34 86 63 66 30 2 34 49 84 81 42 39 21 108 25 7 32 21 2 5 1 8 7 88 28 21 6 0 33 126 20 17 38 51 220 123 27 70 59 43 16 135 26 65 8 36 42 110 8 43 8 14 21 7 2 0 2

Dwellings

Lots 47,269 9,380 1,098 1,904 592 728 840 477 1,748 1,993 898 215 69 614 991 1,178 2,134 1,176 958 750 1,962 113 253 508 121 290 110 61 388 118 2,087 427 519 179 171 791 7,781 5,560 944 383 894 7,632 3,182 1,031 3,419 784 491 293 1,655 751 136 133 635 5,155 2,541 389 1,503 199 307 997 384 65 43 22

Other urban land 1,487 327 32 62 22 21 16 43 55 76 15 7 0 8 16 48 64 32 32 12 110 3 39 15 4 18 3 1 13 14 269 8 4 7 25 225 173 107 30 13 23 139 72 17 50 30 11 19 20 4 1 7 8 115 81 16 42 13 7 22 9 1 1 0

16,303 2,724 246 526 238 231 247 89 496 651 382 121 27 234 508 524 1,016 501 515 339 718 51 76 203 54 66 44 27 156 41 462 195 76 21 27 143 2,311 1,469 332 199 311 2,976 1,184 421 1,371 128 75 53 579 279 27 47 226 1,614 868 198 809 54 150 605 126 21 13 8

HCL.2 Total cancelled mortgages, according to type of building and loaning bank Total Banks TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears Illes Canarias Las Palmas Santa C. Tenerife Cantabria Castilla-León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-la-Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedara Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

21,274 4,567 403 1,024 232 300 333 183 1,039 1,053 380 135 9 236 657 703 1,601 921 680 340 818 41 91 271 35 139 32 20 161 28 720 147 180 45 48 300 2,560 1,776 409 140 235 3,691 1,652 466 1,573 371 239 132 1,211 599 66 85 461 2,181 688 198 456 37 124 295 97 35 21 14

Rustic buildings

Urban buildings

Savings Other Banks Savings Other Banks Savings Other banks banks banks banks banks banks 34,906 10,644 515 773 477 20,759 34,133 10,167 6,228 2,152 119 250 147 4,448 5,978 2,005 787 330 26 69 49 377 718 281 1,176 349 15 31 11 1,009 1,145 338 465 202 12 11 24 220 454 178 560 163 10 21 12 290 539 151 640 172 8 29 5 325 611 167 349 111 11 15 8 172 334 103 908 438 14 47 25 1,025 861 413 1,343 387 23 27 13 1,030 1,316 374 672 309 23 18 25 357 654 284 186 52 14 7 9 121 179 43 51 38 0 1 1 9 50 37 435 219 9 10 15 227 425 204 666 241 18 13 18 639 653 223 998 133 40 37 7 663 961 126 1,369 325 33 36 12 1,568 1,333 313 658 172 11 27 4 910 631 168 711 153 22 9 8 658 702 145 552 230 1 13 7 339 539 223 1,565 515 36 34 38 782 1,531 477 49 102 7 11 7 34 38 95 255 29 2 5 0 89 250 29 425 62 17 0 15 254 425 47 111 54 2 13 6 33 98 48 186 51 1 1 0 138 185 51 119 11 2 0 3 30 119 8 45 25 0 0 1 20 45 24 287 117 4 3 1 157 284 116 88 64 1 1 5 27 87 59 1,809 377 16 44 28 704 1,765 349 377 134 3 15 10 144 362 124 349 91 3 16 2 177 333 89 136 32 2 1 3 43 135 29 151 24 0 0 0 48 151 24 796 96 8 12 13 292 784 83 6,870 961 36 68 22 2,524 6,802 939 4,649 731 5 12 3 1,771 4,637 728 856 58 6 8 3 403 848 55 464 29 16 20 2 124 444 27 901 143 9 28 14 226 873 129 5,482 1,794 76 102 42 3,615 5,380 1,752 2,626 283 47 58 18 1,605 2,568 265 583 447 4 9 14 462 574 433 2,273 1,064 25 35 10 1,548 2,238 1,054 519 111 22 24 13 349 495 98 290 91 19 11 13 220 279 78 229 20 3 13 0 129 216 20 925 253 50 21 64 1,161 904 189 349 112 13 6 7 586 343 105 107 56 14 7 44 52 100 12 103 7 6 2 0 79 101 7 366 78 17 6 13 444 360 65 3,028 1,717 13 19 10 2,168 3,009 1,707 2,386 526 14 67 29 674 2,319 497 241 172 1 2 5 197 239 167 1,301 640 12 23 8 444 1,278 632 162 75 2 6 0 35 156 75 304 50 3 10 1 121 294 49 835 515 7 7 7 288 828 508 250 179 5 1 1 92 249 178 45 9 0 1 1 35 44 8 34 2 0 0 0 21 34 2 11 7 0 1 1 14 10 6

M - (TABLES ANNEX) January 2008 (6/7)

HCM.1 Total mortgages with changes, according to type of change and type of building Total

TOTAL Andalucía Almería Cádiz Córdoba Granada Huelva Jaén Málaga Sevilla Aragón Huesca Teruel Zaragoza Asturias (Ppdo de) Balears Illes Canarias Las Palmas Santa C. Tenerife Cantabria Castilla-León Avila Burgos León Palencia Salamanca Segovia Soria Valladolid Zamora Castilla-la-Mancha Albacete Ciudad Real Cuenca Guadalajara Toledo Cataluña Barcelona Girona Lleida Tarragona Comunitat Valenciana Alicante/Alacant Castellón/Castelló Valencia/València Extremadura Badajoz Cáceres Galicia Coruña A Lugo Ourense Pontevedra Madrid (Comunidad de) Murcia (Región de) Navarra (Com. Foral de) Pais Vasco Alava Guipuzcoa Vizcaya Rioja (La) Ceuta y Melilla Ceuta Melilla

Type of change Type of building Novation Subrogations Subrogations Rustic Urban Debtor Creditor buildings buildings 32,505 6,754 1,097 1,323 284 180 799 259 1,907 905 1,073 396 136 541 659 475 1,157 288 869 340 1,622 81 219 497 52 121 93 37 414 108 1,934 374 265 199 35 1,061 3,759 2,318 604 234 603 7,877 3,146 1,805 2,926 282 121 161 823 313 43 84 383 3,349 1,703 114 393 66 134 193 169 22 0 22

M - (TABLES ANNEX) January 2008 (7/7)

23,896 4,732 802 571 176 55 547 185 1,666 730 751 358 54 339 542 267 778 227 551 323 1,324 57 141 452 43 102 93 19 330 87 1,299 334 136 95 23 711 2,360 1,215 527 90 528 5,660 2,280 1,450 1,930 243 92 151 712 276 43 75 318 2,755 1,625 106 249 65 78 106 151 19 0 19

3,218 940 165 516 27 1 2 51 86 92 190 24 22 144 14 132 32 5 27 0 77 0 34 8 0 14 0 14 3 4 82 3 0 16 0 63 646 469 27 97 53 825 205 174 446 14 10 4 23 7 0 2 14 178 6 4 45 0 15 30 10 0 0 0

5,391 1,082 130 236 81 124 250 23 155 83 132 14 60 58 103 76 347 56 291 17 221 24 44 37 9 5 0 4 81 17 553 37 129 88 12 287 753 634 50 47 22 1,392 661 181 550 25 19 6 88 30 0 7 51 416 72 4 99 1 41 57 8 3 0 3

714 142 32 25 8 13 3 20 38 3 70 9 0 61 67 25 22 9 13 1 29 1 2 8 0 8 1 1 7 1 24 11 6 4 0 3 19 2 5 3 9 151 88 20 43 12 9 3 55 5 11 4 35 45 45 2 4 0 3 1 1 0 0 0

31,791 6,612 1,065 1,298 276 167 796 239 1,869 902 1,003 387 136 480 592 450 1,135 279 856 339 1,593 80 217 489 52 113 92 36 407 107 1,910 363 259 195 35 1,058 3,740 2,316 599 231 594 7,726 3,058 1,785 2,883 270 112 158 768 308 32 80 348 3,304 1,658 112 389 66 131 192 168 22 0 22

Dwellings 22,114 4,832 803 1,038 207 154 525 211 1,234 660 600 199 112 289 443 292 915 208 707 188 847 54 163 137 37 87 63 25 200 81 1,437 257 190 183 23 784 2,726 1,716 515 166 329 5,476 2,250 1,425 1,801 202 82 120 493 183 23 34 253 2,256 925 75 280 33 90 157 116 11 0 11