B
O
R
D
E
R
L
E
S S
B
A
N
K
I
N
G
IM AGIN E T HE BE ST OF R E VOLU T + W ISE + BIN A N C E IN ON E PLAT FOR M …. W E LCO M E TO
O U R P U R P OS E A N D I M PACT P R OV I D I N G I N STA N T ACC E SS A N D BO R DE R L E SS B A N K I N G TO EM E R G I N G M A R K E TS • Making your cross border payments quick and easy • Turning your banking experience into a daily enjoyment • Open your account in minutes, protect your identity and safeguard your money
|
3
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
T HE P R O B LE M
THE SOLUTI ON
C ROSS B O R DE R PAYMENTS – FRUSTRATI ON
E ASY GLOB AL PAY ME NTS
Global transactions is an admin nightmare and takes ages to process
Super easy platform to send, receive and instantly use your cross border payments.
O P E N IN G A B A N K ACCOUNT I S PAI NFUL
OP E N YOU R ACCOU NT I N 4 MI NU T E S
It takes hours - even days
Super fast and easy account opening
BANKI NG I S BORI NG
B ANKI NG AS A S E RI VC E
People are used to bad service and boring solutions
Provide Fintech-style solutions to really serve customers
LOW F E E S
HIGH TRANSACTI ON FEES
No monthly fees. Forever
Expensive infrastructure to support
S E AML E SS B LOC KC H AI N I NT E GRAT I ON
N O B LO CKCHAI N I NTEGRATI ON
The best of Digital Banking, Open Banking and Blockchain integration
Traditional systems cannot support digital adoption
B LOC KC H AI N U S E R MANAGE ME NT
L IM ITED USER MANAGEMENT
Full suite of options to manage user permissions and workflows
Crypto platforms not geared for user management options
|
4
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
A S PE C IF IC P R O B L E M WORTH SOLVI NG CR OSS BOR D ER PAYM EN TS I S A F R U STR ATI O N CR OSS C U R R EN CY PAYM EN TS I S A F R U STR ATI O N FRUSTRAT I ON
TH E S O LU TI O N
T R AN S F E R F UN DS F R O M SA TO I RELAND ENTI TY
S E AML E SS B LOC KC H AI N I NT E GRAT I ON Instant global payments. Fully automated. Fully Compliant.
Call SA banker
Complete 7-page
Banker sends to
to request forex
pdf, sign and send
forex dept for
transfer
to SA banker
processing
|
5
|
2 days
A S U P E R E ASY P L AT FORM TO S E ND,
4 days: receive
RE C E I V E AND I NSTANT LY U S E YOU R
Get call from forex payment in Ireland dept to validate
B
A
N
K
C ROSS B ORDE R PAY ME NTS .
bank account
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
T HE CO N C E R N N O B O DY TALKS ABOUT… IS M Y M O N E Y SAFE?
YO U R K E YS
IDE NT IT Y
CYB E R
DO U B LE DO OR
COMP LI ANCE
YO U R MO NE Y
P R OT E CT IO N
S E CU RIT Y
CRYPTO VAU LT
+ R EGULATI ON
Full 4-TierX custody
KYC + AML data
Highest level of
Access your crypto
LI QUI DI TY
I NSUR ANCE
We’re regulated by
Realtime transparency
Insurance options to
solutions.
validation
security layers and AI
vault inside the safety
banking authorities
and independent
insure your assets.
Self custody and
to safeguard your
software to prevent
of the bank vault.
around the world.
validation.
Lloyds of London.
managed custody.
identity.
theft, fraud and hacks.
Double secure.
Mazars auditing.
AS A SWI SS BASED BANK, WE COMPLY TO H I GH E ST B ANKI NG GOV E RNANC E
|
6
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
ME GATR E N D | N EO BANKI NG
Revenue $ 66.82 billion
Revenue growth $ 2,048.84 billion
2022
2030 Active Users 59,6 billion
|
7
|
B
A
N
K
6
3
User growth 1,789 billion
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
ME GATREND | CRYPTO CRYPTO A DOP T I ON H AS T RI P L E D I N T H E L AST 4 Y E ARS
Global Crypto Owners Reached 295 Million
Global Crypto Adoption Rate stood at 3.83% as of Dec 2021 Millions
300 250
203
200 150 100 50
265
263 221
292
271
295
228
5.0% 4.0% 3.0%
106
125
129 2.0% 1.0%
0.0%
0 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Global Crypto Adoption Rate (%)
Global Crypto Owners
Global Crypto Adoption Rate (%) = Number of Global Crypto Owners divided by World Population As of 3 Jan 2022 Source: Crypto.com Research
|
8
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
1200 900 1227,4 769
600 300 0
2022
2030
M E G ATR E N D | R E MITTA NCE THE G LO B AL REMI TTANCE MARKET SI Z E WAS VALU E D AT $769.46 BI LLI ON I N 2020, AND I S PROJECTE D TO R E AC H $1,227.22 BI LLI ON BY 2030
|
9
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
NEO B ANK ING
WHEN
THREE MEGATRENDS CO L L I DE ? T H E P E RF E C T STORM
R E M I TTA N CE
OF OP P ORT U NI T Y
C RYPTO
TA R GE TI NG Swiss Domicile Europe + UK
UAE India DIGITAL
CRYPTO
BANKING
35
USERS
%
35 %
Africa
EXPATS
10 %
UNBANKED
20%
|
1
1
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
CO M P E TITIVE LANDSCAPE
|
C ROSS BO R DE R
C RYP TO
C RYP TO T R A DI N G
B LO C KC H A I N
S ECUR E
R EA LT IM E
O F F S HO R E
TAX
PAY M ENTS
BANKING
S P OT + F U T U R E S
I N T E GR AT I O N
VAULT
N ET WO RT H
ST R UCT UR IN G +
EVA LUAT IO N
T R ACK ER
FA M ILY O F F ICE
1
2
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
OU R USP 1. O UR CROSS-BORDER PAYMENT SOLUTI ON SE A MLESSLY SWI TCHES LOCAL CURRENCY I NTO DIG ITAL CURRENCY C R OSS
2. C A R D PAYMENT SYSTEMS ARE I NTEGRATE D
BORDER PAY M E N TS
TO A LLOW FOR I NSTANT AVAI LABI LI TY I N T H E C UR R ENCY YOU NEED ON THE SPOT •
Legally streamline currency control constraints
•
Long cross-border banking delays are eliminated
•
Imagine cross border payments as fast as inter-account transfers
D I G I TA L
B LO C KC H A I N
B A N KI N G
on your banking platform > immediately available
|
1
3
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
P R O DUC T DEMO
|
1
4
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
CRY P TO EXPANSI ON
C ROSS B O RDE R PAYME NTS
BANK VAULT
Instant payments. Seamless currency exchange.
Secure blockchain storage of all financial info and documents
More open banking integrations Decentralised Exchange Yield farming Staking NFTs
CRYPTO INT E G RAT IO N Fiat & crypto payment options Spot + futures trading
Xero, Sage, Quickbooks, SAP, etc
DE B IT CARD INT E G RAT IO N
L AUN C H I NG
DI GI TAL FAMI LY OFFI CE
FU T U RE
Enable global merchant payments with Mastercard, Apple pay, Google pay, QR code payments, etc
N OW
High networth individuals “white glove” service. Offshore structuring options. Generational wealth management.
ROADMAP
NE O B ANK ING
LENDI NG Personal + business Traditional + crypto backed
Super fast onboarding. No friction. Easy to use.
N E T WO RT H T RACK E R
1
5
|
B
A
N
K
GLOBAL TAX CALCULATOR
CRY P TO ATMS
See your realtime net worth. All assets + portfolios and shares via API or manual entry.
|
6
3
ACCOUNTI NG I NTEGR ATI ON
|
B
O
R
D
E
R
L
E
S
+ Rating Taking all assets into consideration
S
B
A
N
K
I
N
G
|
B USIN E SS MODEL
C RYPTO
F I NT E CH
ECOSYSTEM S
P L AT F O R MS
C RY P TO P L AT FORM S N EED B A N KI N G
N E E D TO IN TE GR ATE C RYPTO B A N K IN G
SOLU T I ON S TO A DD TO CRY P TO OFFER
S O LUTIO N S TO F IAT O F F E R
U SERS DESP ERAT ELY N EED SEA M L ESS
S ATIS F Y US E R S W ITH IN N OVATIV E
CRY P TO + FI AT B A N KI N G SOLU T I ON
PAYM E N T O PTIO N S
S T RON G "WORD OF M OU T H " COM M U N I T Y
T H E P R E F E R R E D INT EG RAT E D DIG ITAL B ANK ING PART NE R FO R FINTECH, CRY P TO P LATFOR MS AND TR ADI TI ONAL BANKI NG
|
1
6
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
GO TO MA R K E T STRATEGY
P R E - L AU N C H
PR
FO R MU L A
DRIVE
SALES
AMB ASSADO RS •
PR hype: Apple like
Strong PR campaigns to drive
A big B2B2c focus will be
presentations will be done
awareness and channel people
integrating crypto and fintech
with strategic media houses
to Bank 63. Part of the bigger
platforms. A dedicated
to provide ”peek view`’ of
marketing strategy.
Influencers with large
Bank 63 •
MAR KETI NG
Large email campaigns and social media to allow pre-registration, with perks when signup within the first
communities will be used to
various social media and online
drive our traction. Examples:
marketing campaigns. Market
Crypto, Car, Tech influencers
and remarket to our ideal
and celebrities.
audiences with clear messaging
team will actively engage with stakeholders, facilitate these integrations and co-create marketing efforts to promote to their communities.
and call to action.
month) to Bank 63 •
account managers and tech
Use PR exposure to drive
Massive build-up to launch-
Example: Integrate our solutions
day and launch comms in
into Binance (28.6 mil users) and
media, socials, emails.
Coinbase (73 mil users)
|
1
7
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
F O UN D ERS D IR K VA N LO GGE R ENBERG
BRUCE CURNI CK
RU B E N T MI L L E R
C HI EF EX EC UTI V E O F F I C E R
C H I E F TE CHNI CAL O FFI CER
CHI EF M ARK ET I NG O FFI CER
CA (Chartered Accountant SA). Started
Serial entrepreneur. Successfully started
Business architect and Fintech
in banking, corporate finance. Build
and operated, multiple businesses.
specialist. Started in corporate IT Moved
multiple asset rental companies, private
Founded and scaled Meishi, a
into entrepreneurship and transitioned
venture capital fund. Financial strategist
progressive digital application that
into 10X business consulting. Specialty
with the capacity to bring platforms and
spans over 26 countries with 1,000
integrating customer behavior,
people together.
corporate clients and 1.2 million users.
marketing and business process architecture.
BOARD OF DI RE C TORS
ANDRE LOOTS
J OH A N N KRU G ER
J O JOJ OM ACA DO O
E TIE N N E B LO M
DA N IE L JAC KO B I
EX COO OF BARCLAYS BANK
E X L LOY DS B ANKI NG. H E AD OF
”T E C H GI ANT ”
E X E C U TI V E I N G LO B A L B U S I N E SS
S E R I A L E N TR E PR E N E U R , S C A LE D
SOUTH AFRICA. CEO, COO OF 4
ACCOU NT I NG + RE GU L ATORY
T R A N SAC T I O N S
A N D S O LD N ATI O N A L G R O U P
INTERNATIONAL BANKS
ADV I S ORY
MANAGEMENT JOHANN K RU G ER
MR MR
CHIEF COMPLI ANC E OF F I C E R
C H I E F FI N A N C I A L O FFI C E R
EX LLOYDS B ANKI NG:
E X U LSTE R B A N K :
HEAD OF ACCOUNTING + RE GU L ATORY ADV I S ORY
H E A D O F R E PO RT I N G , A N A LYT I C S & PLA N N I N G B I H U B - G R O U P FI N A N C E
|
1
8
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
S EED F UN D IN G
TOTA L F UN D IN G
REVOLUT
$15 MILLION
$1,700 M
NUB ANK
$300 MILLION
$1,500 M
MONZO
$36 MILLION
$1,100 M
STARLING
$58 MILLION
$900 M
WISE
$1,3 MILLION
$1,300 M
N26
$10 MILLION
$1,700 M
MONESE
$1,8 MILLION
$200 M
CHIME
$534 MILLION
$1,500 M
CO M PET ITO R S
INVEST M EN TS IN N E O B A N K IN G
|
1
9
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
REVOLUT NEOB ANK INIT IAL FUNDING RECEIV ED: $15 MILLION USER PROJECT IONS
I ND U ST RY E XA M P LE R E VOLU T BA N K F UN DI NG P I TC H IN 2 01 5 P R OVIDE D G ROW T H E ST IMAT E S FO R T H E NE X T 5 Y EAR S.
2016
2020
PROJECTED:
20,000
420,000
ACTUAL:
100,000
12 MI LLI ON ‘28x more’ and 261 ‘37x more’
2016
2020
PROJECTED:
$690,000
17 MILLION
ACTUAL:
2.3 MI LLI ON
261 MI LLI ON
T H E AC T UAL GR OW T H WAY MO RE T H AN E ST IMAT E D. N EO BA NK ING IS P R OV I DING T HE B ANK ING S O LU T IO NS FO R T H E FU T U RE .
|
2
0
|
B
A
N
K
6
3
|
B
O
R
REV ENUE
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
O UR STORY 2 01 1
2 02 2
2020
MAY
OCT
NOV
MAY
J UN
2021
2021
2021
2022
2022
Digital business app
Grow to 1,000
Raised $3.0 million
Identified opportunity
Completed crypto
Completed setup of
90% completion of
R&D team.
launched
corporate B2B clients
VC fund from private
to build a Crypto Bank
futures platform
Offshore As A Service
tech stack: Crypto
Investigated various
with 1.2 million users,
investors deployed
development
platform
banking tech +
digital banking
@ $1.5 mil annual
into asset finance,
$143,000 own
$71,000 own
interface with BancX
aspects, market needs
revenue and valuation
bridging loans, etc
investment
investment
SAAS platform.
and tech integrations.
$105,000 own
$50,000 own
investment
investment
of $9.7 mil
FOUNDERS I NVESTMENT UP TO NOW: $ 369,0 0 0
O UR R OA DMAP MAY
JU N
2023
2023
seed funding to
Pre-launch PR &
fasttrack development,
marketing campaigns
N OW
2 024
2025
2027
2028
Launch EU, UK, MUR,
Launch India, UAE
Launch additional
Launch USA
5 year growth with
Africa
market
countries
vision on IPO
marketing and launch
Investor options to exit or remain after IPO
|
2
1
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
THE AS K COUNTRY COMPLIANCE
-19.3 %
CUSTOMER OPERATING
AQUISITION
INFRASTRUCTURE
-4 6 .6 %
-19.2 %
$15 M
PROFESSIONAL SERVICES
-15 .9 %
TECHNOLOGY + LICENSING
I N V E STM E N T O P P O R TU N I TY @ 2 0 % E Q U I TY S H A R E
-12.3 %
|
2
2
|
B
A
N
K
6
3
|
B
O
R
D
E
R
L
E
S
S
B
A
N
K
I
N
G
|
T HA N K YO U
P ROVI D I N G I N STA N T ACC ESS A N D B O R DE R L E SS B A N K I N G TO EM ER G I N G M A R K E TS
DIRK VAN LO GGERENBERG
BRUCE CURNI CK
RU B E N T MI L L E R
CO-FO U N DE R
CO - FO U N DE R
CO -FO UND ER
C HI EF EX ECU TI V E O F F I C E R
C H I E F TE C H N I C A L O FFI CER
CHI EF M ARK ET I NG O FFI CER
+27 83 788 9819
+27 44 730 529 3532
+27 82 783 0182
[email protected]
[email protected]
[email protected]