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Americas | Top 200 Latin American banks Rankings Top Latam banks for Tier 1 growth Rank T200 rank Bank Year end Country Tier 1 capital % change

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Americas | Top 200 Latin American banks Rankings

Top Latam banks for Tier 1 growth Rank T200 rank Bank

Year end

Country

Tier 1 capital % change

Smaller Latam banks make biggest gains

1

125

Bank of Tokyo-Mitsubishi Mexico

12/11

Mexico

298.86

2

64

Bank of Tokyo-Mitsubishi Brazil

12/11

Brazil

156.19

3

176

Credit Suisse Mexico

12/11

Mexico

110.59

4

164

BBVA Uruguay

12/11

Uruguay

98.87

5

168

Banco Intermedium

12/11

Brazil

81.73

6

39

Banco BMG

12/11

Brazil

69.36

7

11

Banco de Bogotá

12/11

Colombia

63.42

8

30

Banco JPMorgan Brazil

12/11

Brazil

61.98

9

127

Banco Cooperativo Sicredi

12/11

Brazil

57.38

10

160

Banco Itaú Argentina

12/11

Argentina

55.85

While the top 10 Latin American banks remain unchanged from 2011, it is the region’s smaller operations that are leading the pack in terms of profitability and returns. writer Silvia Pavoni

Top Latam banks for Assets growth

L

ooking at the top of The Banker’s 2012 Latin America ranking, one may be forgiven for wondering if any of the smaller banks will ever manage to overtake the region’s giants. There has been no change in the top 10 places since 2011’s ranking, with Itaú Unibanco still sitting firmly at the top of the list and prime spots occupied by Brazilian and Mexican lenders, with Santander’s Chilean operations closing the pack. There has been some movement outside of the top 10, however. Thanks to an astute expansion strategy, Banco de Bogotá has expanded its Tier 1 capital by more than 60% compared with 2011, with asset growth of nearly 20% allowing the Colombian bank to leapfrog to 11th place from 18th in 2011. Such growth was made possible by the acquisition of BAC Credomatic, Central America’s leading credit card specialist. Looking at profitability, Mexico’s microfinance specialist Banco Compartamos tops the return on capital (ROC) table, with a ratio of more than 75%. Compartamos sits in 113th place in the regional ranking by Tier 1. The banks with the highest ROC and return on assets are, for the most part, in the lower half of the overall regional rankings, which would suggest that Latin America’s smaller institutions are performing better, in relative terms, than its larger ones. There is also a trend of higher profitability among specific markets and regions. For instance, banks specialising in the microfinance sector are performing strongly, while the Argentinian lenders Banco Santander Rio and Banco de Galicia occupy third and fourth place in the ROC ranking, respectively. Mexican banks top the most improved Tier 1 capital and assets tables. Bank of Tokyo Mitsubishi Mexico recorded capital growth of nearly 300% and Credit Suisse Mexico witnessed asset expansion of nearly 240%.

86 |

The Banker

|

November 2012

Source for all tables: www.thebankerdatabase.com

Rank T200 rank Bank

Year end

Country

Assets % change

1

176

Credit Suisse Mexico

12/11

Mexico

237.36

2

151

Deutsche Bank Mexico

12/11

Mexico

187.51

3

164

BBVA Uruguay

12/11

Uruguay

147.28

4

30

Banco JPMorgan Brazil

12/11

Brazil

116.65

5

59

Bank of America Merrill Lynch Banco Multiplo

12/11

Brazil

83.35

6

125

Bank of Tokyo Mitsubishi Mexico

12/11

Mexico

61.01

7

132

Banco Caixa Geral Brasil

12/11

Brazil

52.51 51.29

8

86

Banco Patagonia

12/11

Argentina

9

193

Bancamia

12/11

Colombia

47.9

10

170

Banco Multiva

12/11

Mexico

47.89

Top Latam banks for Return on capital Rank T200 rank Bank

Year end

Country

Return on capital % latest

1

113

Banco Compartamos

12/11

Mexico

75.65

2

162

Banco del Tesoro

12/11

Venezuela

75.15

3

50

Banco Santander Rio

12/11

Argentina

73.52

4

62

Banco de Galicia

12/11

Argentina

70.68

5

183

Banese

12/11

Brazil

69.69

6

130

Banco de San Juan

12/11

Argentina

63.02

7

136

Grupo Financiero Guayaquil

12/11

Ecuador

62.89

8

41

BBVA Banco Continental

12/11

Peru

58.58

9

58

BBVA Banco Frances

12/11

Argentina

58.12

10

172

Banpara

12/11

Brazil

57.19

Country aggregates Country

Number of Banks

Assets $m

Assets as a % of Latam

Profits $m

Aggregate ROA

Tier 1 $m

Aggregate ROC

Brazil

50

2,190,215

61.96

Mexico

24

420,191

11.89

41,763

1.91

172,115

24.26

7,508

1.79

33,449

Chile

17

230,370

6.52

22.45

3,791

1.65

16,173

23.44

Colombia

16

174,563

4.94

3,812

2.18

15,841

24.06

Venezuela

16

136,869

3.87

2,647

1.93

8,810

30.04

Argentina

18

128,513

3.64

4,398

3.42

9,911

44.38

Peru

9

76,623

2.17

2,380

3.11

5,505

43.23

Panama

16

69,952

1.98

1,380

1.97

6,839

20.18

Uruguay

6

24,583

0.70

397

1.62

2,240

17.74

Costa Rica

7

23,460

0.66

340

1.45

2,275

14.96

Ecuador

6

21,824

0.62

434

1.99

1,470

29.51

Guatemala

5

18,787

0.53

367

1.95

1,326

27.66

El Salvador

5

10,416

0.29

240

2.31

1,159

20.71

Paraguay

4

7403

0.21

205

2.77

542

37.84

Belize

1

1200

0.03

-7

-0.61

421

-1.73

200

3,534,969

100.00

69,656

1.97

278,077

25.05

Grand Total

Top 200 Latin American banks | Americas Rankings

top 200 Latin American banks 1–100

1

Tier 1 capital $m %ch 38,185 3.44

Assets $m %ch PTP* 436316 -2.58 9733.3

Itaú Unibanco Holding

2

51 Banco ABC Brasil

Banco do Brasil

32326 4.02

515611 8.28 9490.2

52 Banco Hipotecario

691

3

Banco Bradesco

31312 7.97

385093 7.68 7830.5

53 Interbank

4

Banco Santander Brasil

25773 -3.19

213261 -4.03 4752.0

54 Banco de Venezuela

648 -37.29

20629 0.97 367.1

5

Caixa Economica Federal

11448 14.06

275449 15.92 3594.6

55 Deutsche Bank Brazil

647

13493

6

Grupo Financiero BBVA Bancomer

6796 -7.77

87411 -9.09 2207.4

56 HSBC Bank Argentina

628 35.72

7

Grupo Financiero Banamex

6678 -22.14

85745 -7.82 1470.9

57 Bancolombia Panama

626 22.18

7378

8

Grupo Financiero Santander

5123 -4.31

52834 -3.42 1171.9

58 BBVA Banco Frances

626 -2.88

9105 10.56 363.7

9

HSBC Bank Brasil

4615 2.31

69824 -3.01 1020.3

59 Bank of America-Merrill Lynch Banco Multiplo

619

2.11

2553 83.35 130.3

10 Banco Santander Chile

3857 -1.38

47275 0.27 1003.9

60 ING Bank Mexico

616

-19

6912 -29.98 54.9

11

3693 63.42

35420 18.76 969.2

61 Citibank Colombia

614

n/a

12 Bancolombia

3592 12.69

43992 28.55 1098.7

62 Banco de Galicia

606 12.72

13 Citibank Brazil

3552

24348

63 Banco del Bajio

596 -18.48

6718

-2.37 67.5

14 Banco Safra

3189 -3.91

46327 6.54 1092.6

64 Bank of Tokyo Mitsubishi Brazil

570 156.19

2006

19.5 28.6

15 Banco Inbursa

3066 -3.94

17230 -9.53 313.4

65 Banco Popular

563

n/a

7311

n/a

16 Banco de Chile

3011 11.19

41740

66 Banco de Costa Rica

551

0.75

6432

12.81 89.2

17

3002 -5.77

59275 24.03 937.9

18 Grupo Financiero HSBC

2462 -11.16

36062 2.52 255.5

19 Mercantil Servicios Financieros

2382 -22.65

23942 -21.76 619.0

20 Banco de la Nacion Argentina

2362 21.15

37534 3.76 1134.2

21 Banrisul

2343 15.93

20045 5.19 698.6

22 Banco de Credito e Inversiones (BCI)

1993 14.23

30893 9.58 599.0

23 Banco Davivienda

1966 45.08

18879 26.87 422.0

24 Banco de Credito del Peru (BCP)

1907 22.29

26801 6.09 759.0

25 Banco Estado

1752 -3.99

40029 -0.28 313.0

26 Scotiabank Inverlat

1734 -13.81

12698 -12.75 258.7

27 BBVA Banco Provincial

1540 -15.95

16587 -10.78 747.4

28 Banco de Occidente

1425 19.41

10650

29 CorpBanca

1393 22.58

17044 12.02 278.4

30 Banco JPMorgan Brazil

1248 61.98

15712 116.65 83.9

31 HSBC Bank Panama

1235 8.38

13587

32 Banco do Nordeste

1228 -3.59

14098 -0.06 360.0

33 Credit Suisse Brazil

1132 -31.35

18081 19.95 522.3

34 Banco General

1117

8.45

9492

9.91 268.4

35 Bicbanco

1071 -7.03

9328

-7.95 144.1

36 Banesco Banco Universal

1023 -35.23

18487 -7.93 318.9

37 Banco de la Republica

1010

11957 17.48 298.9

38 BBVA Colombia

1010 22.81

13436 21.06 316.4

39 Banco BMG

1005 69.36

18001 14.07 174.8

40 Scotiabank Chile

993

4.29

11084

1.73 155.6

41 BBVA Banco Continental

956 12.93

15673

16.5 559.8

42 Banco Macro

945 11.59

9674

14.15 428.1

43 BAC Panama

929 10.79

9199

9.4 299.0

44 Banco da Amazonia

923 -11.62

5265

4.89 26.1

45 Scotiabank Peru

911 26.78

11918 15.27 410.0

46 BBVA Chile

894 -6.93

16401

47 Banco Daycoval

876 -3.45

6049 21.43 218.0

48 Banco Occidental de Descuento

781

7.09

8023 -18.71 54.6

49 Banco Latinoamericano de Exportaciones (Bladex)

761

8.56

6360 24.71 83.2

50 Banco Santander Rio

715 25.05

10717 18.53 525.5



Brazil (31/12/11) Brazil (31/12/11) Brazil (31/12/11) Brazil (31/12/11) Brazil (31/12/11)

Mexico (31/12/11) Mexico (31/12/11) Mexico (31/12/11) Brazil (31/12/11) Chile (31/12/11)

Banco de Bogotá Colombia (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Mexico (31/12/11)



Chile (31/12/11)

Grupo Financiero Banorte Mexico (31/12/11)



Mexico (31/12/11)



Venezuela (31/12/11)



Argentina (31/12/11)



Brazil (31/12/11)



Chile (31/12/11)



Colombia (31/12/11)



Peru (31/12/11)



Chile (31/12/11)



Mexico (31/12/11)



Venezuela (31/12/11)



Colombia (30/12/11)



Chile (31/12/11)



Brazil (31/12/11)



Panama (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Panama (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)



Uruguay (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)



Chile (31/12/11)



Peru (31/12/11)



Argentina (31/12/11)



Panama (31/12/11)



Brazil (31/12/11)



Peru (31/12/11)



Chile (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)



Panama (31/12/11)



Argentina (31/12/11)

n/a

0.4

n/a 347.4

6.97 965.8

13.7 146.5

-7.17 172.5

3.71 162.8



Brazil (31/12/11)



Argentina(31/12/11)



Peru (31/12/11)



Venezuela (31/12/11)



Brazil (31/12/11)



Argentina (30/06/11)



Panama (31/12/11)



Argentina (31/12/11)



Brazil (31/12/11)



Mexico (31/12/11)



Colombia (31/12/11)



Argentina (31/12/11)



Mexico (31/12/11)



Brazil (31/12/11)



Colombia (31/12/11)



Costa Rica (31/12/11)



Argentina (31/12/11)



Brazil (31/12/11)



Panama (31/12/11)

Tier 1 capital $m %ch 695 -13.01

$m 5542

Assets %ch PTP* -4.13 176.5

-1.61

2979

3.23 68.4

675 33.79

7418

7.77 280.1

n/a

n/a 182.3

6045 23.87 222.5

4142

18.5 182.2

n/a 122.3

11825 32.52 428.2

n/a

67 Citibank Argentina

551 20.14

68 BNP Paribas Brasil

546

-7.59

5891 -31.61 195.9

69 Banco Nacional de Panama

540

2.22

7020

14.41 107.1

70 Banco Cruzeiro do Sul

539

5.27

7073

9.59 -90.9

71

538 -32.08

12923 -22.65 35.5

72 Helm Bank

538 14.87

6694

20.5 n/a

73 Banco Hipotecario del Uruguay (BHU)

535

6.61

1328

-4.94 94.4

74 Grupo Financiero Pichincha

530

n/a

9527

n/a 129.3

75 Banco Popular

530 11.96

3222 13.49 107.9

76 Banco de la Ciudad de Buenos Aires

519

29.6

4799

7.34 204.6

77 Banco Fibra

517

8.22

5875

-1.42 -66.8

78 Grupo Société Générale

511

-21.4

79 Banco Provincia

505 23.12

11007

6.7 146.7

80 Banco de la Nacion

503

8401

11.49 207.6

81 Banco Agrario de Colombia

493 19.25

8409 14.54 264.3

82 Banco Pine

479

5.83

5948 10.14 141.7

83 Banco Industrial

458

n/a

7553

n/a 113.0

84 Banco Security

444 20.41

7501

12.47 78.3

85 Banestes

441 -5.07

5502 -4.35 54.9

86 Banco Patagonia

437

5.98

4517

51.29 231.4

87 Banco Nacional de Costa Rica

436

9.32

6967

5.97 54.5

88 BCB Holdings

421

4.62

1200

1.1

89 Banco de Brasilia (BRB)

416 32.67

4646

1.28 105.8

90 Banco Colpatria

410

2.64

6999 34.36 161.9

91 Rabobank International Brasil

409

7.09

92 Banco Agricola

408 -1.54

3576

-3.4 143.1

93 Banco Sofisa

406 -10.89

2383

-14.7 10.6

94 Banco Parana

391

-7.07

1828

0.27 215.4

95 Banco BICE

391 -0.84

6811

16.68 93.5

96 Banco Crédit Agricole Brasil

389 -11.64

832

-16.25 30.1

97 Grupo Financiero Interacciones

387

9.16

8331 12.05 78.6

98 Banco Mercantil do Brasil

385

-1.81

5612

99 Banco Caja Social

380

6.4

4672 15.92 91.2

100 Banco Barclays

377 -0.59



Brazil (31/12/11)

Banco Bicentenario Venezuela (31/12/11)



Colombia (31/12/11)



Uruguay (31/12/11)



Ecuador (30/09/11)



Costa Rica (31/12/11)



Argentina (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Argentina (31/12/11)



Peru (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)



Guatemala (31/12/11)



Chile (31/12/11)



Brazil (31/12/11)



Argentina (31/12/11)



Costa Rica (31/12/11)



Belize (31/12/11)



Brazil (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)



El Salvador (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Chile (31/12/11)



Brazil (31/12/11)



Mexico (31/12/11)



Brazil (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)

5.07

5088 36.18 271.8

3483 -15.66 -77.1

-7.3

5861 19.98 120.3

-0.12 37.6

3443 -4.23 39.4 * - pre-tax profits ($m)

November 2012

|

The Banker

| 87

Americas | Top 200 Latin American banks Rankings

top 200 Latin American banks 101–200

101 Banco Regional de Monterrey (BanRegio)

Mexico (31/12/11)



Brazil (31/12/11)



Mexico (31/12/11)



Guatemala (31/12/11)



Colombia (31/12/11)



Uruguay (31/12/11)



Ecuador (31/12/11)



Chile (31/12/11)



Venezuela (31/12/11)



Guatemala (31/12/11)



Panama (31/12/11)



Colombia (31/12/11)



Mexico (31/12/11)



Brazil (31/12/11)



Argentina (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)



Mexico (31/12/11)



Mexico (31/12/11)



Venezuela (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Argentina (31/12/11)



Chile (31/12/11)



Mexico (31/12/11)



El Salvador (31/12/11)



Brazil (31/12/11)

Tier 1 capital $m %ch 366 31.29

Assets $m %ch PTP* 4688 11.37 101.0

151 Deutsche Bank Mexico

152 Banco Itaú Paraguay

170

19.18

153 ProduBanco

169

9.9

154 Scotiabank El Salvador

169 -18.43

155 Banco Invex

167

7.84

1267 -22.94 21.2

156 Banco Industrial de Venezuela

167

n/a

4949 -7.69 17.3

157 Banca Afirme

166

-4.09

6357 34.74 11.2

158 HSBC Bank Chile

165

-17.55

2461 -4.58 -21.0

159 Bank of America Argentina

164 -10.36

218 -8.23 -4.9

160 Banco Itau Argentina

159

55.85

1831 29.33 5.6

161 Deutsche Bank Chile

159

13.36

1871 -27.07 36.7

162 Banco del Tesoro

158 -29.13

6055 12.32 118.8

163 Global Bank Group Corporation

152

-19.57

2909 22.8 44.1

164 BBVA Uruguay

148

98.87

2547 147.28 -35.6

165 Rabobank Chile

147

19

1465 15.32 -7.1

166 Banco Supervielle

146

16.33

2265 26.12 55.3

167 Scotiabank Costa Rica

139

n/a

168 Banco Intermedium

139

81.73

492 47.01 5.1

169 Citibank Venezuela

134 -50.32

1065 -34.63 10.0

170 Banco Multiva

134

10.27

1483 47.89 10.4

171 Banco WWB

132

n/a

421

n/a 13.7

172 Banpara

132

15.77

1461

22

173 Banco Bolivariano

131

13.3

1874 12.86 38.6

174 Banco Regional

130

7.83

1908 22.48 33.2

175 Banco Consorcio

128

33.33

1494 25.99 19.5

176 Credit Suisse Mexico

128 110.59

3346 237.36 24.4

177 Banco Financiero

127

15.07

1670 35.81 16.4

178 BBVA Paraguay

127

37.73

1655 8.11 25.9

179 Nuevo Banco Comercial

124 -31.29

1809 20.66 -3.3

180 BICSA Panama

124

12.15

1372 28.1 17.6

181 Banco Aliado

123

-1.82

1480 23.08 18.7

182 Banco Internacional Ecuador

123

8

183 Banese

122

15.95

184 Banco Falabella Peru

122

n/a

849

185 Citibank Panama

121

-9.75

865 -26.37 4.0

186 Banco Interamericano de Finanza (BIF)

121

20.23

1963 18.59 34.1

187 Banco Ahorro Famsa

118

2.42

913 -3.98 21.1

188 Bancoppel

117

51.96

1038 25.37 22.7

189 Banco Continental

116

11.45

1881 25.25 60.3

190 BAC El Salvador

115

3.37

1234 3.92 25.8

102 Banco BVA

365 48.85

3595 33.73 8.7

103 Banco Azteca

362

3.26

5871 8.04 105.5

104 Banrural

349

11.97

4163 15.8 136.2

105 Banco AV Villas

346

n/a

3921

106 Banco Santander Uruguay

323

12.68

4570 3.42 22.5

107 Banco del Pacifico

315

9.36

2836 22.26 55.8

108 JP Morgan Chase Bank Chile

311

-2.42

677 -19.75 43.2

109 Banco Exterior

308 -37.89

5434 -6.73 126.6

110 Banco G&T Continental

306

9.41

4507 15.53 64.1

111 BBVA Panama

305

12.56

2147 2.34 48.1

112 CorpBanca Colombia

299

15.91

3990 18.25 100.0

113 Banco Compartamos

288

-3.42

987

114 Banco Sumitomo Mitsui Brasileiro

281

4

1100 9.49 31.3

115 Banco Credicoop

274

9.14

4995 37.22 59.2

116 Banco GNB Sudameris

273

10.79

5090 22.01 72.0

117 Banco BBM

271

-6.25

1244 -58.02 70.4

118 JPMorgan Chase Bank Mexico

268

-19.3

1606 -27.11 5.6

119 Bank of America Mexico

265

-5.23

3317 -15.94 75.6

120 Banco del Caribe

265

-19.9

5125 -3.62 101.3

121 WestLB Brasil

264

-9.86

1347 -20.09 44.1

122 ING Bank Brazil

254

-2.14

1011

123 Standard Bank Argentina

252

9.86

4099 27.2 115.6

124 DNB Bank Chile

249

-9.99

399 19.38 19.4

125 Bank of Tokyo-Mitsubishi Mexico

245 298.86

701 61.01 -4.1

126 Citibank El Salvador

236 -11.85

1967 -12.72 23.5

127 Banco Cooperativo Sicredi

234

57.38

9016 20.73 46.9

128 BAC San José

233

33.16

2435 15.61 78.2

129 HSBC Bank El Salvador

232

2.23

1784 -5.16 18.7

130 Banco de San Juan

230

5.77

1449 39.5 144.6

131 Banco Industrial do Brasil

224

-7.2

1318 -1.49 24.9

132 Banco Caixa Geral Brasil

215

-9.8

652 52.51 8.2

133 Corp Banca

212 -43.48

3534 -25.47 30.0

134 Banesco Panama

210

28.48

2416 46.55 53.3

135 Citibank Costa Rica

203

-2.43

971 -10.55 -9.6

136 Grupo Financiero Guayaquil

202

15.79

3310 17.49 126.8

137 Caja de Ahorros

199

7.99

1898 16.83 23.5

138 Bancoob

195

29.23

6473 1.45 34.8

139 Barclays Bank Mexico

193

14.74

1194 -73.41 61.5

140 Multi Financial Group

192

8.17

2094 17.92 31.4

141 Scotiabank Brasil

191

19.58

227 -27.07 1.7

142 Banco Rural

191

-27.71

2576 0.86 -82.0

143 Venezolano de Credito

191 -28.98

2049 -23.29 50.4

144 Banco Agricola de Venezuela

191

19.08

2360 21.63 2.2

145 Tribanco

187

13.67

1014 -6.43 25.4

146 Banco Falabella

187

3.41

2357 22.07 49.5

147 Mibanco

185

54.45

1929 22.94 56.4

148 HSBC Bank Costa Rica

183

6.03

1360 4.99 7.3

149 Banco Bonsucesso

181

4.68

1383 -6.24 15.6

150 Banco Nacional de Credito

174 -32.39



Costa Rica (31/12/11)



El Salvador (31/12/11)



Argentina (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)



Panama (31/12/11)



Costa Rica (31/12/11)



Ecuador (31/12/11)



Panama (31/12/11)



Brazil (31/12/11)



Mexcio (31/12/11)



Panama (31/12/11)



Brazil (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)



Venezuela (31/12/11)



Brazil (31/12/11)



Chile (31/12/11)



Peru (31/12/11)



Costa Rica (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)

n/a

n/a

8.51 217.6

3.53 34.9

3498 4.76 28.9





Mexico (31/12/11)



Paraguay (31/12/11)



Ecuador (31/12/11)



El Salvador (31/12/11)



Mexico (31/12/11)



Venezuela (31/12/11)



Mexico (31/12/11)



Chile (31/12/11)



Argentina (31/12/11)



Argentina (31/12/11)



Chile (31/12/11)



Venezuela (31/12/11)



Panama (31/12/11)



Uruguay (31/12/11)



Chile (31/12/11)



Argentina (31/12/11)



Costa Rica (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)



Mexico (31/12/11)



Colombia (31/12/11)



Brazil (31/12/11)



Ecuador (31/12/11)



Paraguay (31/12/11)



Chile (31/12/11)



Mexico (31/12/11)



Peru (31/12/11)



Paraguay (31/12/11)



Uruguay (31/12/11)



Panama (31/12/11)



Panama (31/12/11)



Ecuador (31/12/11)



Brazil (31/12/11)



Peru (31/12/11)



Panama (31/12/11)



Peru (31/12/11)



Mexico (31/12/11)



Mexico (31/12/11)



Paraguay (31/12/11)



El Salvador (31/12/11)



Guatemala (31/12/11)



Panama (31/12/11)



Colombia (31/12/11)



Guatemala (31/12/11)



Brazil (31/12/11)



Venezuela (31/12/11)



Argentina (31/12/11)



Panama (31/12/11)



Uruguay (31/12/11)



Chile (31/12/11)

Tier 1 capital $m %ch 171 1.79

Assets $m %ch PTP* 14208 187.51 18.2

1959 40.9 85.6 2566

7.6 45.9

1855 0.45 29.0

2073

1711

n/a 12.8

75.7

6.18 37.4

1502 -2.35 84.9 n/a 56.8

191 Citibank Guatemala

110

1.65

823 -3.78 29.9

192 Banvivienda

106

9.26

1040 -1.03 8.2

193 Bancamia

105

23.82

536

47.9 33.7

194 Banco Agromercantil de Guatemala

103

22.41

1741

18.2 23.6

195 Banif Brasil

102

-2.07

1024 -12.75 8.9

196 Banco Fondo Comun (BFC)

100 -36.65

2209 -20.57 19.0

197 Deutsche Bank Argentina

100

15.96

366

-3.17 -2.2

198 Popular Bank

99

27.61

694

10.6 18.7

199 Banco Itaú Uruguay

99

10.32

2373 21.43 20.5

200 Banco Penta

98

-8.96

868 -0.86 0.6 * - pre-tax profits ($m)

88 |

The Banker

|

November 2012

90 |

Argentina 20 1 1 42 2 2 50 3 5 52 4 3 56 5 7 58 6 4 62 7 6 67 8 8 76 9 11 79 10 10 86 11 9 115 12 12 123 13 13 130 14 14 159 15 15 160 16 17 166 17 16 197 18 19 Belize 88 1 1 Brazil 1 1 1 2 2 2 3 3 3 4 4 4 5 5 5 9 6 6 13 7 8 14 8 7 21 9 9 30 10 16 32 11 11 33 12 10 35 13 12 39 14 20 44 15 13 47 16 14 51 17 15 55 18 19 59 19 18 64 20 41 68 21 21 70 22 22 77 23 23 78 24 17 82 25 26 85 26 24 89 27 32 91 28 30 93 29 25 94 30 28 96 31 27 98 32 29

T200 Country Prev

12/11 12/11 12/11 12/11 06/11 12/11 12/11 12/11 12/11 12/11 12/11 06/11 12/11 12/11 12/11 12/11 12/11 12/11 03/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11

BCB Holdings

Itaú Unibanco Holding Banco do Brasil Banco Bradesco Banco Santander Brasil Caixa Economica Federal HSBC Bank Brasil Citibank Brazil Banco Safra Banrisul Banco JPMorgan Brazil Banco do Nordeste Credit Suisse Brazil Bicbanco Banco BMG Banco da Amazonia Banco Daycoval Banco ABC Brasil Deutsche Bank Brazil Bank of America-Merrill Lynch Banco Multiplo Bank of Tokyo-Mitsubishi Brazil BNP Paribas Brasil Banco Cruzeiro do Sul Banco Fibra Grupo Société Générale Banco Pine Banestes Banco de Brasilia (BRB) Rabobank International Brasil Banco Sofisa Banco Parana Banco Crédit Agricole Brasil Banco Mercantil do Brasil

Year end

Banco de la Nacion Argentina Banco Macro Banco Santander Río Banco Hipotecario HSBC Bank Argentina BBVA Banco Frances Banco de Galicia Citibank Argentina Banco de la Ciudad de Buenos Aires Banco Provincia Banco Patagonia Banco Credicoop Standard Bank Argentina Banco de San Juan Bank of America Argentina Banco Itaú Argentina Banco Supervielle Deutsche Bank Argentina

Bank

top Latin American banks by country

Ranking

The Banker

|

November 2012

38185.16 32326.28 31312.46 25773.03 11448.34 4614.89 3552.49 3188.97 2342.90 1248.29 1227.67 1132.24 1070.81 1004.95 923.35 876.22 695.44 647.15 619.26 569.78 546.45 538.80 517.36 511.37 479.46 440.78 415.65 409.33 405.78 391.47 389.37 385.33

421.30

2361.74 945.09 714.78 691.14 628.34 625.74 605.90 551.03 519.09 505.39 436.58 274.44 252.43 229.52 163.99 159.35 146.33 99.64

3.44 4.02 7.97 -3.19 14.06 2.31 n/a -3.91 15.93 61.98 -3.59 -31.35 -7.03 69.36 -11.62 -3.45 -13.01 n/a 2.11 156.19 -7.59 5.27 8.22 -21.4 5.83 -5.07 32.67 7.09 -10.89 -7.07 -11.64 -1.81

4.62

21.15 11.59 25.05 -1.61 35.72 -2.88 12.72 20.14 29.6 23.12 5.98 9.14 9.86 5.77 -10.36 55.85 16.33 15.96

436315.93 515611.43 385092.53 213261.20 275448.79 69824.10 24348.48 46326.61 20044.57 15712.14 14098.45 18081.11 9328.26 18000.68 5264.57 6049.40 5542.05 13493.06 2553.11 2006.21 5891.28 7072.68 5875.05 3483.04 5948.05 5502.31 4645.80 5861.07 2382.69 1827.88 831.64 5611.92

1199.50

37534.29 9673.70 10716.81 2979.37 6045.05 9104.96 11824.84 5088.19 4798.62 11006.80 4516.90 4995.32 4098.85 1449.47 217.87 1830.96 2264.89 366.05

2 1 3 5 4 6 8 7 9 12 13 10 15 11 27 19 25 14 33 35 21 17 22 30 20 26 28 23 34 36 47 24

1

1 5 4 13 7 6 2 8 10 3 11 9 12 16 18 15 14 17

Assets Rank

Tier 1 capital $m %ch. $m

Size

Strength

-2.58 8.28 7.68 -4.03 15.92 -3.01 n/a 6.54 5.19 116.65 -0.06 19.95 -7.95 14.07 4.89 21.43 -4.13 n/a 83.35 19.5 -31.61 9.59 -1.42 -15.66 10.14 -4.35 1.28 19.98 -14.7 0.27 -16.25 -0.12

1.1

3.76 14.15 18.53 3.23 23.87 10.56 32.52 36.18 7.34 6.7 51.29 37.22 27.2 39.5 -8.23 29.33 26.12 -3.17

%ch.

Soundness

5.39 9.99 6.32 24.34 9.49 7.82 6.02 12.28 8.96 3.98 13.8 6.91 7.13 20.88 77.06 7.22 7 22.73

8.75 6.27 8.13 12.09 4.16 6.61 14.59 6.88 11.69 7.94 8.71 6.26 11.48 5.58 17.54 14.48 12.55 4.80 24.25 28.40 9.28 7.62 8.81 14.68 8.06 8.01 8.95 6.98 17.03 21.42 46.82 6.87

8.24 6.53 8.11 11.98 4.22 6.27 n/a 7.63 10.61 10.63 9.03 10.94 11.37 3.76 20.82 18.22 13.83 n/a 43.55 13.25 6.86 7.93 8.02 15.75 8.39 8.07 6.83 7.82 16.3 23.11 44.38 6.98

35.12 33.94

6.29 9.77 6.67 23.20 10.39 6.87 5.12 10.83 10.82 4.59 9.67 5.49 6.16 15.84 75.27 8.70 6.46 27.22

31 44 33 21 48 43 17 41 22 37 32 45 23 46 13 18 20 47 8 4 27 38 30 16 35 36 29 40 14 10 2 42

1

14 8 12 3 7 11 17 5 6 18 9 16 15 4 1 10 13 2

Capital assets ratio % % rank latest prev. latest

Profits

9733.35 9490.16 7830.52 4752.03 3594.65 1020.34 347.40 1092.58 698.61 83.93 359.98 522.32 144.07 174.77 26.14 217.98 176.54 182.34 130.34 28.56 195.89 -90.90 -66.76 -77.14 141.65 54.93 105.76 120.32 10.59 215.45 30.06 37.61

-7.30

1134.22 428.09 525.47 68.36 222.52 363.66 428.22 271.78 204.61 146.73 231.43 59.25 115.55 144.65 -4.95 5.60 55.26 -2.16

-15.61 -3.33 -13.85 -19.85 65.63 -2.99 n/a 19.69 7.24 -10.72 14.08 -14.85 -51.15 -21.2 -81.36 7.35 5.58 n/a -9.15 221.66 0.56 -10.91 P->L -261.35 -0.64 -55.51 -33.48 45.08 -79.79 122.37 -24.33 -72.51

P->L

12.22 23.06 -6.7 24.39 29.57 -4.98 137.5 32.36 -0.45 2.03 80.81 63.98 88 19.15 41.97 L->P 31.23 P->L

Pre-tax profit $m %ch.

Performance

25.49 29.36 25.01 18.44 31.4 22.11 9.78 34.26 29.82 6.72 29.32 46.13 13.45 17.39 2.83 24.88 25.39 28.18 21.05 5.01 35.85 -16.87 -12.9 -15.08 29.54 12.46 25.45 29.39 2.61 55.04 7.72 9.76

-1.73

48.02 45.3 73.52 9.89 35.41 58.12 70.68 49.32 39.42 29.03 53.01 21.59 45.78 63.02 -3.02 3.51 37.76 -2.17

31.24 31.59 31.34 22.27 21.62 23.32 n/a 27.5 32.23 12.2 24.78 37.19 25.61 37.38 13.43 22.38 20.91 n/a 23.66 3.99 32.94 -16.01 6.2 -3.28 31.47 26.59 50.75 21.7 11.51 23 9.02 34.86

6.43

51.85 41.07 98.54 7.82 37.1 59.4 33.54 44.77 51.31 35.03 31.07 14.37 26.75 55.95 -4.66 -6.56 33.48 41.44

18 23 7 20 34 6 8 39 12 4 29 25 43 19 17 13 21 40 5 49 47 48 9 30 16 10 44 3 38 35 33 45

15

7 9 1 15 12 4 2 6 10 13 5 14 8 3 18 16 11 17

Return on capital % % rank latest previous latest

2.23 1.84 2.03 2.23 1.31 1.46 1.43 2.36 3.49 0.53 2.55 2.89 1.54 0.97 0.50 3.60 3.19 1.35 5.11 1.42 3.33 -1.29 -1.14 -2.21 2.38 1.00 2.28 2.05 0.44 11.79 3.61 0.67

-0.61

21 25 23 20 31 27 28 18 8 42 15 13 26 37 44 7 12 30 5 29 10 48 47 49 17 36 19 22 45 1 6 40

1

3.02 10 4.43 5 4.90 4 2.29 13 3.68 8 3.99 7 3.62 9 5.34 2 4.26 6 1.33 14 5.12 3 1.19 15 2.82 11 9.98 1 -2.27 18 0.31 16 2.44 12 -0.59 17

46.24 51.51 47.38 70.36 60.53 55.76 57.48 51.93 51.49 80.67 49.76 73.07 67.22 21.99 159.73 91.12 74.98 99.20

42.32 46.87 40.78 53.48 59.44 67.69 33.09 55.42 54.26 0.64 44.63 11.55 66.08 83.79 23.68 69.80 74.93 7.68 49.87 9.62 43.51 22.36 78.35 57.64 49.42 50.28 56.02 41.58 68.77 55.28 44.45 61.05

51.85 58.47 47.41 35.58 62.33 56.11 67.21 50.87 48.15 72.66 67.28 46.75 34.14 54.75 78.28 39.17 38.91 34.55 57.02 53.76 48.15 103.93 66.49 84.60 42.57 59.59 64.08 34.23 79.11 30.48 54.04 64.43

72.05 48.50

44.31 60.13 58.08 60.63 54.03 59.79 63.49 49.05 70.67 46.33 61.66 48.47 53.32 14.53 11.57 68.17 66.29 31.67

Return on assets Loans to Cost % rank assets income ratio latest latest ratio

Americas | Top 200 Latin American banks

Rankings

92 | Year end

12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11

Banco Barclays Banco BVA Banco Sumitomo Mitsui Brasileiro Banco BBM WestLB Brasil ING Bank Brazil Banco Cooperativo Sicredi Banco Industrial do Brasil Banco Caixa Geral Brasil Bancoob Scotiabank Brasil Banco Rural Tribanco Banco Bonsucesso Banco Intermedium Banpara Banese Banif Brasil

Banco Santander Chile Banco de Chile Banco de Credito e Inversiones (BCI) Banco Estado CorpBanca Scotiabank Chile BBVA Chile Banco Security Banco BICE JPMorgan Chase Bank Chile DNB Bank Chile Banco Falabella HSBC Bank Chile Deutsche Bank Chile Rabobank Chile Banco Consorcio Banco Penta

Banco de Bogotá Bancolombia Banco Davivienda Banco de Occidente BBVA Colombia Citibank Colombia Banco Popular Helm Bank Banco Agrario de Colombia Banco Colpatria Banco Caja Social Banco AV Villas CorpBanca Colombia Banco GNB Sudameris Banco WWB Bancamia

Banco de Costa Rica Banco Popular

T200 Country Prev

100 33 31 102 34 38 114 35 35 117 36 34 121 37 33 122 38 37 127 39 46 131 40 39 132 41 40 138 42 45 141 43 44 142 44 36 145 45 43 149 46 42 168 47 n/a 172 48 47 183 49 48 195 50 49 CHile 10 1 1 16 2 2 22 3 4 25 4 3 29 5 5 40 6 7 46 7 6 84 8 9 95 9 8 108 10 10 124 11 11 146 12 13 158 13 12 161 14 14 165 15 15 175 16 17 200 17 16 Colombia 11 1 2 12 2 1 23 3 3 28 4 4 38 5 5 61 6 n/a 65 7 7 72 8 6 81 9 8 90 10 9 99 11 10 105 12 n/a 112 13 11 116 14 12 171 15 n/a 193 16 14 Costa Rica 66 1 1 75 2 2

Bank

top Latin American banks by country

Ranking

The Banker

|

November 2012

551.43 529.54

3693.18 3592.44 1965.72 1425.20 1010.25 614.32 563.40 537.71 492.85 410.34 379.94 345.59 299.40 272.89 132.46 105.41

3856.91 3010.53 1992.79 1752.07 1393.40 993.42 894.27 444.09 391.44 311.27 248.94 186.55 164.58 159.07 147.15 128.38 98.09

377.44 364.77 280.94 271.26 263.98 253.94 233.53 223.51 215.48 194.79 190.97 190.97 187.15 181.20 138.72 132.41 121.90 101.54

0.75 11.96

63.42 12.69 45.08 19.41 22.81 n/a n/a 14.87 19.25 2.64 6.4 n/a 15.91 10.79 n/a 23.82

-1.38 11.19 14.23 -3.99 22.58 4.29 -6.93 20.41 -0.84 -2.42 -9.99 3.41 -17.55 13.36 19 33.33 -8.96

-0.59 48.85 4 -6.25 -9.86 -2.14 57.38 -7.2 -9.8 29.23 19.58 -27.71 13.67 4.68 81.73 15.77 15.95 -2.07

6432.07 3221.60

35419.57 43991.88 18878.85 10650.18 13436.28 4142.07 7310.76 6694.46 8408.99 6999.35 4671.73 3921.47 3990.45 5090.07 420.98 535.75

47274.91 41739.65 30893.38 40028.90 17043.88 11084.17 16401.09 7500.80 6811.25 676.69 399.42 2356.84 2461.02 1870.88 1465.22 1493.54 868.26

3443.17 3595.42 1099.85 1243.54 1346.91 1011.42 9016.33 1318.21 652.47 6473.09 226.70 2576.22 1014.25 1382.59 492.49 1461.26 1501.68 1023.58

2 3

2 1 3 5 4 12 7 9 6 8 11 14 13 10 16 15

1 2 4 3 5 7 6 8 9 16 17 11 10 12 14 13 15

31 29 43 42 40 46 16 41 48 18 50 32 45 39 49 38 37 44

Assets Rank

Tier 1 capital $m %ch. $m

Size

Strength

12.81 13.49

18.76 28.55 26.87 13.7 21.06 n/a n/a 20.5 14.54 34.36 15.92 n/a 18.25 22.01 n/a 47.9

0.27 6.97 9.58 -0.28 12.02 1.73 3.71 12.47 16.68 -19.75 19.38 22.07 -4.58 -27.07 15.32 25.99 -0.86

-4.23 33.73 9.49 -58.02 -20.09 3.53 20.73 -1.49 52.51 1.45 -27.07 0.86 -6.43 -6.24 47.01 22 -2.35 -12.75

%ch.

Soundness

8.3 6.94 6.19 4.55 7.47 8.74 6.08 5.53 6.76 37.83 82.66 9.34 7.74 5.47 9.73 8.12 12.3

10.56 9.11 26.89 9.77 17.37 26.56 1.99 18 55.83 2.36 51.37 10.34 15.19 11.74 22.78 9.55 6.84 8.84

8.57 9.6 16.44 16.66

10.43 7.58 8.17 9.32 10.41 9.11 13.38 12.74 7.52 7.41 14.83 n/a 7.71 n/a 8.03 8.43 5.86 5.63 5.86 7.67 8.13 8.86 8.81 n/a 7.50 7.65 5.36 5.9 31.46 n/a 19.68 23.5

8.16 7.21 6.45 4.38 8.18 8.96 5.45 5.92 5.75 46.00 62.33 7.92 6.69 8.50 10.04 8.60 11.30

10.96 10.15 25.54 21.81 19.60 25.11 2.59 16.96 33.02 3.01 84.24 7.41 18.45 13.11 28.17 9.06 8.12 9.92

5 2

5 8 6 4 12 3 11 10 15 14 9 7 13 16 1 2

9 11 13 17 8 5 16 14 15 2 1 10 12 7 4 6 3

24 25 6 9 11 7 50 15 3 49 1 39 12 19 5 28 34 26

Capital assets ratio % % rank latest prev. latest

Profits

89.22 107.93

969.23 1098.68 422.03 146.50 316.44 122.30 n/a n/a 264.28 161.89 91.21 n/a 100.01 71.99 13.73 33.69

1003.85 965.81 599.01 312.97 278.39 155.61 162.84 78.33 93.55 43.23 19.35 49.50 -21.01 36.74 -7.08 19.50 0.55

39.42 8.65 31.29 70.36 44.10 34.90 46.88 24.89 8.19 34.75 1.72 -81.98 25.43 15.61 5.12 75.73 84.95 8.86

26.36 61.23

35.35 12.41 117.39 2.3 17.87 n/a n/a n/a 34.67 15.53 19.48 n/a 46.99 -11.57 n/a 279.19

-15.77 -2.54 7.38 5.76 -5.31 -8.45 49.01 -5.67 -6.32 -19.54 L->P 4.53 P->L -36.92 27.73 -3.64 -14.06

-56.24 -83.08 54.82 14.2 -3.6 23.9 42.05 -50.57 -12.75 11.88 -40.64 P->L -51.14 -74.93 -75.39 16.42 51.45 433.61

Pre-tax profit $m %ch.

Performance

16.18 20.38

26.24 30.58 21.47 10.28 31.32 19.91 n/a n/a 53.62 39.45 24.01 n/a 33.4 26.38 10.36 31.96

26.03 32.08 30.06 17.86 19.98 15.66 18.21 17.64 23.9 13.89 7.77 26.54 -12.77 23.09 -4.81 15.19 0.56

10.44 2.37 11.14 25.94 16.71 13.74 20.08 11.14 3.8 17.84 0.9 -42.93 13.59 8.61 3.69 57.19 69.69 8.72

12.9 14.15

31.69 30.66 14.33 12 32.64 n/a n/a n/a 47.48 35.05 21.38 n/a 26.34 33.05 n/a 10.44

30.47 36.6 31.98 16.22 25.86 17.84 11.37 22.52 25.29 16.84 -8.13 26.25 3.51 41.5 -7.93 21.02 0.6

23.72 20.86 7.48 21.29 15.62 10.86 22.24 20.91 3.93 20.61 1.82 15.04 31.61 35.97 27.24 56.87 53.35 1.6

6 5

5 11 n/a n/a 1 2 9 n/a 3 7 12 4 3 2 4 1

9 7 11 8 10 5 13 14 3 17 6 16 12 15 8 6 10

31 14 26 27 22 32 41 24 46 50 28 37 42 2 1 36 4 1

Return on capital % % rank latest previous latest

4 3 7 14 8 9 13 12 10 1 2 5 17 6 16 11 15

70.72 83.06 71.08 61.30 76.67 77.71 72.75 66.82 69.84 4.57 73.08 76.95 25.69 n/a 67.32 30.55 25.32

2.35 67.36 37.82 41.57 40.01 37.39 78.86 61.15 19.67 35.69 7.97 53.52 72.71 56.00 61.50 56.06 50.91 65.57 32.63 48.66 47.24 51.32 41.66 54.62 50.44 51.44 49.82 30.47 22.15 43.30 102.06 22.61 109.43 44.72 87.76

61.43 71.90 42.12 34.13 40.35 42.55 76.34 47.63 61.34 68.03 93.40 104.97 56.94 71.89 75.59 67.54 56.18 67.92

1.39 3.35

3 1

68.98 69.66 69.86 56.63

2.74 5 58.09 55.78 2.50 7 71.83 56.76 2.24 10 73.22 38.72 1.38 13 66.62 53.26 2.36 8 71.83 49.45 2.95 4 62.90 57.81 n/a n/a 71.34 n/a n/a n/a 72.54 n/a 3.14 3 43.74 35.50 2.31 9 80.16 31.26 1.95 11 63.31 59.52 n/a n/a 66.40 n/a 2.51 6 68.99 40.51 1.41 12 45.34 35.78 3.26 2 75.03 55.25 6.29 1 89.97 48.99

2.12 2.31 1.94 0.78 1.63 1.40 0.99 1.04 1.37 6.39 4.85 2.10 -0.85 1.96 -0.48 1.31 0.06

1.14 33 0.24 46 2.85 14 5.66 2 3.27 11 3.45 9 0.52 43 1.89 24 1.25 32 0.54 41 0.76 39 -3.18 50 2.51 16 1.13 34 1.04 35 5.18 4 5.66 3 0.87 38

Return on assets Loans to Cost % rank assets income ratio latest latest ratio

Americas | Top 200 Latin American banks

Rankings

94 | Year end

12/11 12/11 12/11 12/11 12/11 09/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11

Banco Nacional de Costa Rica BAC San José Citibank Costa Rica HSBC Bank Costa Rica Scotiabank Costa Rica

Grupo Financiero Pichincha Banco del Pacifico Grupo Financiero Guayaquil ProduBanco Banco Bolivariano Banco Internacional Ecuador

Banco Agricola Citibank El Salvador HSBC Bank El Salvador Scotiabank El Salvador BAC El Salvador

Banco Industrial Banrural Banco G&T Continental Citibank Guatemala Banco Agromercantil de Guatemala

Grupo Financiero BBVA Bancomer Grupo Financiero Banamex Grupo Financiero Santander Banco Inbursa Grupo Financiero Banorte Grupo Financiero HSBC Scotiabank Inverlat ING Bank Mexico Banco del Bajio Grupo Financiero Interacciones Banco Regional de Monterrey (BanRegio) Banco Azteca Banco Compartamos JPMorgan Chase Bank Mexico Bank of America Mexico Bank of Tokyo-Mitsubishi Mexico Barclays Bank Mexico Deutsche Bank Mexico Banco Invex Banca Afirme Banco Multiva Credit Suisse Mexico Banco Ahorro Famsa Bancoppel

HSBC Bank Panama Banco General BAC Panama

T200 Country Prev

87 3 3 128 4 6 135 5 4 148 6 7 167 7 5 Ecuador 74 1 n/a 107 2 1 136 3 2 153 4 3 173 5 4 182 6 5 El Salvador 92 1 1 126 2 2 129 3 3 154 4 4 190 5 5 Guatemala 83 1 1 104 2 2 110 3 3 191 4 4 194 5 n/a Mexico 6 1 2 7 2 1 8 3 3 15 4 4 17 5 5 18 6 6 26 7 7 60 8 8 63 9 9 97 10 10 101 11 15 103 12 11 113 13 13 118 14 12 119 15 14 125 16 n/a 139 17 17 151 18 18 155 19 19 157 20 16 170 21 20 176 22 n/a 187 23 21 188 24 n/a Panama 31 1 1 34 2 2 43 3 3

Bank

top Latin American banks by country

Ranking

The Banker

|

November 2012

n/a 11.97 9.41 1.65 22.41

-1.54 -11.85 2.23 -18.43 3.37

n/a 9.36 15.79 9.9 13.3 8

9.32 33.16 -2.43 6.03 n/a

7553.09 4162.83 4507.43 822.68 1741.47

3575.84 1967.14 1784.27 1854.73 1234.13

9527.18 2835.79 3310.40 2565.75 1873.94 1711.32

6967.02 2434.67 971.45 1359.66 2073.38

1235.47 1116.50 929.43

8.38 8.45 10.79

13586.90 9492.44 9198.86

6795.66 -7.77 87410.94 6677.72 -22.14 85745.01 5123.08 -4.31 52834.44 3066.46 -3.94 17229.89 3002.27 -5.77 59274.72 2461.76 -11.16 36061.94 1734.40 -13.81 12698.35 615.71 -19 6911.60 596.05 -18.48 6717.64 386.84 9.16 8331.50 365.61 31.29 4687.64 362.25 3.26 5870.81 287.70 -3.42 987.11 268.40 -19.3 1605.74 264.97 -5.23 3317.13 245.31 298.86 701.12 193.13 14.74 1193.60 171.26 1.79 14207.67 167.47 7.84 1266.94 166.26 -4.09 6357.14 133.59 10.27 1482.80 128.09 110.59 3346.01 118.44 2.42 913.13 116.58 51.96 1038.50

458.07 349.48 305.87 109.53 102.73

407.86 236.35 231.86 168.60 114.67

530.08 315.05 201.62 169.36 130.72 123.17

435.76 233.08 202.87 183.07 139.26

1 2 3

1 2 4 6 3 5 8 10 11 9 14 13 22 17 16 24 20 7 19 12 18 15 23 21

1 3 2 5 4

1 2 4 3 5

1 3 2 4 5 6

1 4 7 6 5

Assets Rank

Tier 1 capital $m %ch. $m

Size

Strength

-7.17 9.91 9.4

-9.09 -7.82 -3.42 -9.53 24.03 2.52 -12.75 -29.98 -2.37 12.05 11.37 8.04 8.51 -27.11 -15.94 61.01 -73.41 187.51 -22.94 34.74 47.89 237.36 -3.98 25.37

n/a 15.8 15.53 -3.78 18.2

-3.4 -12.72 -5.16 0.45 3.92

n/a 22.26 17.49 7.6 12.86 6.18

5.97 15.61 -10.55 4.99 n/a

%ch.

Soundness

n/a 12.42 6.18 6.46 6.95 7.08

7.66 9.22 9.79 16.76 6.67 7.88 13.83 7.7 10.63 4.77 6.62 6.46 32.75 15.1 7.09 14.12 3.75 3.4 9.45 3.67 12.08 6.13 12.16 9.26

n/a 8.68 7.17 12.6 5.7

9.09 7.79 11.76 11.92 10.10 9.98

7.77 7.79 9.70 17.80 5.07 6.83 13.66 8.91 8.87 4.64 7.80 6.17 29.15 16.71 7.99 34.99 16.18 1.21 13.22 2.62 9.01 3.83 12.97 11.23

6.06 8.40 6.79 13.31 5.90

11.41 11.19 12.01 11.9 12.99 12.06 9.09 11.19 9.29 9.34

5.56 11.11 6.09 6.60 6.98 7.20

6.25 6.06 9.57 8.31 20.88 19.15 13.46 13.33 6.72 n/a

10 5 8

17 16 10 3 20 18 6 12 13 21 15 19 2 4 14 1 5 24 7 23 11 22 8 9

4 2 3 1 5

3 2 1 5 4

6 1 5 4 3 2

7 4 1 3 6

Capital assets ratio % % rank latest prev. latest

Profits

172.53 268.36 299.03

2207.37 1470.87 1171.95 313.36 937.86 255.46 258.68 54.89 67.46 78.63 101.00 105.50 217.65 5.58 75.62 -4.07 61.54 18.16 21.16 11.22 10.44 24.37 21.09 22.73

112.98 136.16 64.06 29.94 23.57

143.09 23.50 18.73 28.99 25.81

129.33 55.76 126.80 45.89 38.64 37.38

54.48 78.23 -9.60 7.30 12.82

9.14 9.84 41.48

-13.48 -34.02 -11.07 -28.96 17.69 32.41 -3.78 -21.31 -19.98 -32.81 44.62 55.2 1.95 -77.11 201.44 P->L 1628.36 -40.49 6.71 -48.06 104.69 2911.88 -52.97 L->P

n/a n/a 11.61 -1.08 4.03

n/a 52.41 34.76 91.78 113.59

n/a 25.64 100.54 39.47 27.1 25.74

-35.96 92.82 P->L -55.38 n/a

Pre-tax profit $m %ch.

n/a 15.4 36.31 21.35 26.35 26.07

21.34 23.18 1.18 9.47 n/a

13.96 24.04 32.17

32.48 22.03 22.88 10.22 31.24 10.38 14.91 8.92 11.32 20.33 27.62 29.12 75.65 2.08 28.54 -1.66 31.87 10.6 12.63 6.75 7.81 19.03 17.8 19.5

13.87 23.73 25.19

34.63 25.99 24.62 13.82 25.01 6.96 13.36 9.18 11.53 33.02 25.08 19.38 71.67 7.32 8.97 3.16 2.12 18.13 12.77 12.46 4.21 1.33 38.77 -1.37

24.66 n/a 38.96 n/a 20.94 20.53 27.33 28.09 22.94 27

35.08 n/a 9.94 5.75 8.08 6.13 17.2 7.31 22.51 10.89

24.4 17.7 62.89 27.1 29.56 30.35

12.5 33.56 -4.73 3.99 9.2

8 3 11

16 10 7 5 1 23 6 24 3 17 15 22 21 12 13 11 12 5 1 14 2 6 9 4

8 19 4 18 14

5 2 4 2 9

1 4 5 3 2 3

5 6 1 4 3

1.27 2.83 3.25

2.53 1.72 2.22 1.82 1.58 0.71 2.04 0.79 1.00 0.94 2.15 1.80 22.05 0.35 2.28 -0.58 5.16 0.13 1.67 0.18 0.70 0.73 2.31 2.19

1.50 3.27 1.42 3.64 1.35

4.00 1.19 1.05 1.56 2.09

1.36 1.97 3.83 1.79 2.06 2.18

12 2 1

3 12 6 10 14 19 9 17 15 16 8 11 1 21 5 24 2 23 13 22 20 18 4 7

3 2 4 1 5

1 4 5 3 2

6 4 1 5 3 2

4 2 7 6 5

43.50 51.50 44.18 31.02 55.72 71.90 63.49 40.28 65.54 61.37 45.07 85.10 51.29 83.54 42.12 93.59 35.36 60.77 58.55 73.16 60.96 57.53 45.06 43.73

58.00 59.78 64.92 54.18 87.03

38.73 78.01 57.11 48.11 43.87

56.73 48.17 42.02 63.17 65.50 53.08

68.14 43.08 77.51 71.09 80.13

46.60 63.41 68.03 35.12 64.96 55.72

51.51 32.91 42.44 72.13 43.11 37.19 64.46 3.66 77.79 37.49 49.61 48.57 86.04 1.56 1.47 34.78 n/a 0.37 47.92 12.90 74.92 0.06 92.24 38.50

46.42 63.65 45.16 60.60 39.30

70.05 62.95 68.58 77.82 67.94

61.68 53.09 51.76 46.48 53.02 59.82

64.70 75.38 54.20 61.73 78.41

Return on assets Loans to Cost % rank assets income ratio latest latest ratio

0.78 3.21 -0.99 0.54 0.62

Performance Return on capital % % rank latest previous latest

Americas | Top 200 Latin American banks

Rankings

96 | Year end

12/11 12/11 12/11 12/11 12/11 12/11 12/11 06/11 12/11 06/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11 12/11

Banco Latinoamericano de Exportaciones (Bladex) Bancolombia Panama Banco Nacional de Panama BBVA Panama Banesco Panama Caja de Ahorros Multi Financial Group Global Bank Group Corporation BICSA Panama Banco Aliado Citibank Panama Banvivienda Popular Bank

Banco Itaú Paraguay Banco Regional BBVA Paraguay Banco Continental

Banco de Credito del Peru (BCP) BBVA Banco Continental Scotiabank Peru Interbank Banco de la Nación Mibanco Banco Financiero Banco Falabella Peru Banco Interamericano de Finanza (BIF)

Banco de la Republica Banco Hipotecario del Uruguay (BHU) Banco Santander Uruguay BBVA Uruguay Nuevo Banco Comercial Banco Itau Uruguay

Mercantil Servicios Financieros BBVA Banco Provincial Banesco Banco Universal Banco Occidental de Descuento Banco de Venezuela Banco Bicentenario Banco Exterior Banco del Caribe Corp Banca Venezolano de Credito Banco Agricola de Venezuela Banco Nacional de Credito Banco Industrial de Venezuela Banco del Tesoro Citibank Venezuela Banco Fondo Comun (BFC)

T200 Country Prev

49 4 4 57 5 6 69 6 5 111 7 7 134 8 11 137 9 9 140 10 10 163 11 8 180 12 14 181 13 13 185 14 12 192 15 15 198 16 n/a Paraguay 152 1 1 174 2 2 178 3 4 189 4 3 Peru 24 1 1 2 41 2 45 3 3 53 4 4 80 5 5 147 6 6 177 7 7 184 8 n/a 186 9 8 Uruguay 37 1 1 73 2 2 106 3 3 164 4 n/a 179 5 4 199 6 5 Venezuela 19 1 1 27 2 2 36 3 3 48 4 6 54 5 4 71 6 5 109 7 7 120 8 9 133 9 8 143 10 11 144 11 15 150 12 12 156 13 n/a 162 14 13 169 15 10 196 16 16

Bank

top Latin American banks by country

Ranking

The Banker

|

November 2012

2381.83 1539.65 1022.88 780.70 647.61 538.46 307.71 264.60 212.27 190.89 190.80 173.86 166.60 158.11 134.41 100.07

1010.47 535.32 322.94 148.46 124.31 98.62

1906.51 955.52 910.95 675.37 502.65 184.55 127.39 121.77 120.54

169.62 129.86 126.63 115.77

761.01 626.38 540.39 304.83 209.87 198.72 191.95 152.11 123.84 123.38 120.74 105.97 98.83

11956.89 1327.99 4569.90 2546.67 1808.82 2372.55

26800.99 15672.99 11918.11 7417.57 8400.67 1929.42 1670.09 849.32 1963.48

1958.55 1907.91 1655.28 1881.27

6360.03 7378.42 7020.06 2146.73 2415.69 1897.55 2094.04 2909.37 1371.71 1480.36 864.98 1040.04 694.49

-22.65 23942.45 -15.95 16586.86 -35.23 18487.31 7.09 8023.30 -37.29 20629.34 -32.08 12923.38 -37.89 5433.56 -19.9 5125.37 -43.48 3534.16 -28.98 2048.76 19.08 2360.09 -32.39 3497.52 n/a 4949.30 -29.13 6054.74 -50.32 1064.76 -36.65 2208.59

0.4 6.61 12.68 98.87 -31.29 10.32

22.29 12.93 26.78 33.79 5.07 54.45 15.07 n/a 20.23

19.18 7.83 37.73 11.45

8.56 22.18 2.22 12.56 28.48 7.99 8.17 -19.57 12.15 -1.82 -9.75 9.26 27.61

1 4 3 6 2 5 8 9 11 15 13 12 10 7 16 14

1 6 2 3 5 4

1 2 3 5 4 7 8 9 6

1 2 4 3

6 4 5 9 8 11 10 7 13 12 15 14 16

Assets Rank

Tier 1 capital $m %ch. $m

Size

Strength

-21.76 -10.78 -7.93 -18.71 0.97 -22.65 -6.73 -3.62 -25.47 -23.29 21.63 4.76 -7.69 12.32 -34.63 -20.57

17.48 -4.94 3.42 147.28 20.66 21.43

6.09 16.5 15.27 7.77 11.49 22.94 35.81 n/a 18.59

40.9 22.48 8.11 25.25

24.71 18.5 14.41 2.34 46.55 16.83 17.92 22.8 28.1 23.08 -26.37 -1.03 10.6

%ch.

Soundness

6.17 6.29 6.95 7.33 6.35 7.61 9 n/a 6.06

10.24 7.73 6.01 6.92

13.75 8.23 8.62 12.91 9.91 11.33 9.99 7.98 10.31 10.45 11.39 9.23 12.33

9.95 9.28 5.53 9.73 3.14 4.17 5.66 5.16 6.01 9.32 8.08 4.97 3.37 2.61 12.62 4.53

10.06 9.85 7.86 7.39 5.05 4.74 8.5 6.21 7.92 10.06 8.26 7.7 -10.02 4.14 16.61 5.68

8.45 9.89 40.31 35.95 7.07 6.49 5.83 7.25 6.87 12.07 4.16 4.58

7.11 6.10 7.64 9.11 5.98 9.57 7.63 14.34 6.14

8.66 6.81 7.65 6.15

11.97 8.49 7.70 14.20 8.69 10.47 9.17 5.23 9.03 8.33 13.96 10.19 14.23

2 5 9 3 15 13 8 10 7 4 6 11 14 16 1 12

2 1 3 5 4 6

6 8 4 3 9 2 5 1 7

1 3 2 4

4 13 15 2 12 6 9 16 11 14 3 7 1

Capital assets ratio % % rank latest prev. latest

Profits

618.98 747.44 318.89 54.64 367.07 35.52 126.58 101.31 30.03 50.42 2.19 28.89 17.32 118.82 10.00 18.96

298.86 94.41 22.47 -35.61 -3.29 20.51

759.01 559.78 410.01 280.08 207.58 56.37 16.40 56.76 34.07

85.57 33.22 25.95 60.32

83.18 182.15 107.09 48.13 53.27 23.51 31.43 44.06 17.56 18.68 4.04 8.20 18.72

Performance

39.81 58.58 45.01 41.47 41.3 30.55 12.88 46.61 28.26

37.84 59.49 48.33 50.78 35.94 41.93 15.96 n/a 26.69

50.45 48.36 25.58 14.54 20.49 72.66 52.11 44.02

10.93 5.99 29.08 28.12 19.82 19.42 15.79 20.84 25.38 21.81 11.83 7.91 16.38 16.36 28.97 15.85 14.18 13.53 15.14 3.81 3.35 2.03 7.74 2.91 18.94 28.78

-35.98 10.86 64.3 11.06 52.51 3.03 -16.42 -7.85 48.34 -21.78 -38.49 63.76 120.42 203.49 -65.93 10.61

25.99 48.55 31.18 7 56.68 6.6 41.14 38.29 14.14 26.41 1.15 16.62 10.39 75.15 7.44 18.95

31.4 36.81 12.29 6.75 23.31 4.35 30.57 33.28 5.39 23.98 2.22 6.86 -1.46 17.55 10.85 10.85

12 1 13 9

15 4 5 11 7 16

3 4 6 5 2 8 3 6 14

7 9 2 8

10 16 15 7 2 3 4 1 6 1 3 4 5

Return on capital % % rank latest previous latest

46.54 29.58 20.26 248.89 17.64 5.39 -67.3 6.96 23.98 -2646.01 -23.99 -1.74 -94.44 -2.65 -0.94 38.87 20.79 16.52

28.67 11.22 18.07 9.27 20.72 12.52 -7.18 n/a 27.35

24.34 89.78 -61.16 31.93

98.05 26.35 4.33 -14.73 49.51 61.51 8.25 47.01 17.58 289.82 49.02 191.09 -16.05

Pre-tax profit $m %ch.

2.59 4.51 1.72 0.68 1.78 0.27 2.33 1.98 0.85 2.46 0.09 0.83 0.35 1.96 0.94 0.86

2.50 7.11 0.49 -1.40 -0.18 0.86

2.83 3.57 3.44 3.78 2.47 2.92 0.98 6.68 1.74

4.37 1.74 1.57 3.21

1.31 2.47 1.53 2.24 2.21 1.24 1.50 1.51 1.28 1.26 0.47 0.79 2.69

2 1 8 13 7 15 4 5 11 3 16 12 14 6 9 10

2 1 4 6 5 3

6 3 4 2 7 5 9 1 8

1 3 4 2

10 4 7 5 6 14 9 8 11 13 16 15 3

60.85 54.27 54.06 52.49 44.02 17.87 62.52 62.63 60.91 35.59 48.02 51.24 6.37 30.61 39.99 39.48

34.30 92.68 63.70 64.86 63.79 56.95

63.18 72.79 68.70 72.15 21.92 80.49 71.79 83.42 67.17

67.33 73.30 70.42 67.60

77.98 81.14 38.70 79.38 42.99 82.68 67.14 82.82 72.74 89.45 72.87 57.70 78.56

58.97 30.64 51.99 81.01 41.65 98.04 46.41 51.14 79.56 57.35 76.78 67.11 87.51 41.44 73.82 72.26

47.93 41.48 74.06 84.18 86.79 72.93

46.37 33.82 39.72 41.83 56.93 50.01 58.86 48.15 51.54

30.85 51.49 39.15 33.24

34.60 29.41 38.80 31.16 42.87 60.60 55.94 44.21 51.93 24.95 80.20 72.73 46.47

Return on assets Loans to Cost % rank assets income ratio latest latest ratio

Americas | Top 200 Latin American banks

Rankings

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