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COURSE NAME : TOURISM MALAYSIA COURSE CODE : DTM10093 PREPARED BY : NURUL NATASYA FARHANA BT AHMAD SAIKIN REGISTRATION NO : 29DUP22F1020 PREPARED FOR : MISS SURAYAHANIM BINTI ALI
E-Book about Financial System in Malaysia & Malaysia People and Culture
CONTENT 1)MALAY COMMUNITY 2)CHINESE COMMUNITY 3)INDIAN COMMUNITY 4)BABA NYONYA COMMUNITY 5)INDEGENOUS COMMUNITY 6)SABAH COMMUNITY 7)SARAWAK COMMUNITY
FINANCIAL
SYSTEM
FINANCIAL MARKET 1. Capital Market: The market for acquiring long-term funds consists of the stock market and the bond/sukuk market. 2. Money Market: A market where only short-term instruments are traded to provide funds to market participants. 3. Foreign Currency Exchange Market: A market where currency transactions between banks and financial institutions take place between one currency and another.
3. Foreign Currency Exchange Market: A market where currency transactions between banks and financial institutions take place between one currency and another. 4.Derivatives Market Futures financial instruments market that provides effective and safe risk management tools in commodity and financial products.
5. Offshore Market A group of companies recognized by law as a separate entity with limited liability
FINANCIAL ISTITUTION 1. Banking Financial Institutions •Bank Negara Malaysia - A statutory body wholly owned by the Government of Malaysia. •Commercial Bank – Commercial banks are privately owned and their activities are based on profit. Examples: Maybank, CIMB Bank Berhad, RHB Bank Berhad •Islamic Bank – A banking institution created to provide bank facilities and services based on Shariah law. Examples: Bank Islam Malaysia, Bank Muamalat, Affin Islamic Bank
•Investment Bank – A financial institution that helps individuals, corporate bodies and governments obtain capital by acting as an agent for clients in the issuance of securities. Examples: Kenanga Investment Bank, Affin Investment Bank, CIMB Investment Bank. 2. Non-Banking Financial Institutions •Insurance Company – A private enterprise that makes a profit by offering protection against risk to customers. For example: Allianz • Development Finance Institutions – Established specifically to promote certain strategic economic sectors. For example: Bank Pembangunan Malaysia Berhad, AGRO Bank, SME Bank
• Hajj Fund Board - The main purpose is to allow Muslims to save to fulfill the hajj •Retirement Fund – A financial scheme formed for the purpose of providing social security by way of retirement, medical, death and disability benefits to members and their dependents. For example : - Employees' Provident Fund (EPF) - Teacher Savings Fund (KWSG) - Social Security Organization (SOCSO) •Bank Simpanan Nasional (BSN) – This bank was established to encourage savings for low-income groups.
REGULATORY BODY 1. Bank Negara Malaysia •To regulate and supervise financial institutions subject to laws enforced by banks. 2. Bursa Malaysia •Responsible for the surveillance of the trading market and for the enforcement of listing requirements and detailing the criteria for listing, disclosure requirements and standards that listed companies must maintain. 3. Securities Commission •Regulate stock exchanges, clearing houses and central depositories.
MALAYSIAN PEOPLE AND CULTURE
MALAY
COMMUNITY INTRODUCTION The constitutional definition of a Malay is a person who
professes the Muslim religion, habitually speaks the Malay
language and conforms to Malay custom. The Malays, so
the anthropologists and historians tell us, came to the
Malay Peninsula and islands of Sonth-East Asia in prehistoric
times. Today the Malays are found principally in the Malay
Peninsula and Sumatra, where they form the largest single
ethnic group.
RELIGIOUS AND BELIEF Islam was brought to the Malay archipelago by traders, and
it soon replaced earlier beliefs among the Malays. Fundamental principles of the Shafi’i school of Sunni Islam
were adopted, but certain additions reflected cultural
specificities of the region. Malays strictly observe the four pillars of Islam: prayer,
fasting, distribution of alms and, if they can afford it,
pilgrimage to Mecca. However, even fundamental tenets of Islam are subject to
local interpretations. This has led to the emergence of
religious sects based on the Quran, such as spiritualism and
mysticism. The regional particularities in religious practice are a sign of
the dynamic interaction between Islam and the Malayan
culture.
TRADITIONAL FOOD NASI LEMAK
SATAY
TRADITIONAL GAMES
CONGKAK
WAU
TRADITIONAL MUSIC
GONG
GAMBUS
TRADITIONAL FESTIVAL
HARI RAYA AIDILFITRI
HARI RAYA AIDILADHA
TRADITIONAL COSTUME
BAJU MELAYU
BAJU KURUNG
WEDDING When the practice of arranging marriages
were common, this was the most crucial
step. Merisik is when the family of the man pay
a friendly visit to the family of the woman
whom they have in mind as his potential
bride. On top of knowing the woman and her
family better, it is also to ensure that the
woman is not already engaged, as Muslim
men are not allowed to propose to another
man’s fiancé.
CHINESE
COMMUNITY INTRODUCTION The Malaysian Chinese also known as orang cina
Malaysia Malaysian citizens of han Chinese ethniccity are
from the second largest ethnic group after the
Malaymajority. Most of them are decendant of Southern Chinese Immigrants who arrived in Malaysia between the
early 19th century to mid 20th century.
RELIGION AND BELIEF Chinese veneration of ancestors dates back to
ancient time, predating Confucianism and Taoism. Traditional chinese culture, Confucianism and
Chinese Buddhism all value filial piety as atop
virtue The act is continued display of piety and respect
towards departed ancestors
TRADITIONAL FOOD
MOON CAKE
DUMPLING
TRADITIONAL GAMES
SHUTTLECOCK
YOYO
TRADITIONAL DANCE
DRAGON DANCE
OPERA
TRADITIONAL FESTIVAL
MOONCAKE FESTIVAL
CHINESE NEW YEAR
TRADITIONAL COSTUME
SAMFOO
CHEONGSAM
WEDDING ceremonial ritual within Chinese societies
that involves not only a union between
spouses, but also a union between the two
families of a man and a woman,
sometimes established by pre-
arrangement between families. Marriage and family are inextricably
linked, which involves the interests of both
families.
INDIAN
COMMUNITY INTRODUCTION The majority of Malaysian Indians are ethnic Tamils
smaller groups include the Malayalees , Telugus, Sikhs
and others. Malaysian Indians form the fifth largest community of
Overseas Indians in the world. Within Malaysia, they represent the third-largest
group (constituting 6.8% of the Malaysian population),
after the ethnic Malay and Chinese.
RELIGION AND BELIEF The Indian subcontinent is the birthplace of
four of the world's major religions namely
Hinduism, Buddhism, Jainism and Sikhism. The preamble of Indian constitution states
that India is a secular state. Throughout India's history, religion has
been an important part of the country's
culture.
TRADITIONAL FOOD
THALI
BANANA LEAF
TRADITIONAL GAMES
HOPSCOTH
KABADDI
TRADITIONAL DANCE
BHARATANATYAM
KHATAKALI
TRADITIONAL FESTIVAL
DEEPAVALI
THAIPUSAM
TRADITIONAL COSTUME
DHOTI
SARI
WEDDING First, there is the nalangu, a pre-wedding
blessing and purifying ceremony before
the actual wedding celebration. It is where relatives and close friends of
the soon-to-be-wed couple apply haldi
(turmeric paste) onto the face and limbs of
the couple as a symbol of how much they
are loved.
BABA NYONYA
COMMUNITY INTRODUCTION The world of Peranakan is also used
commonly to descried Indonesia chinese, in
both BM, BAHASA INDONESIA Peranakan means descendant which mean
baba refer to male and nyonya refer to
famale.
RELIGION AND BELIEF Most Peranakan generally subscribed to
Chinese belief system such as Taoism,
Confucianism and Han Buddhism, and
Christianity nowadays. Just like a chinese, the Peranakan also
celebrate Lunar New Year. Lantern festival and another chinese
festival, while adopting the custom of the
land the settled in, as well as those of their
colony rules.
TRADITIONAL FOOD
LAKSA NYONYA
DUMPLING SYNDROME
TRADITIONAL GAMES
BATU SEREMBAN
TRADISIONAL DANCE
DONDANG SAYNG
TRADITIONAL FESTIVAL
TRADITIONAL COSTUME
LUNAR NEW YEAR
BAJU KEBAYA
WEDDING Pregnant women are prohibited to touch
the items (gift, stuffs, wdding beds etc) or
join in the preparation for the marriage
ceremony. They also are strongly prohibited from
entering the wedding chamber Family members who are still mouring the
passing away of their family member are
also not allowed to join the Peranakan
Marriage ceremony as it was deemed
very inauspicious to the marriage couple.
INDIGENOUS
COMMUNITY INTRODUCTION Indigenous people is a generic Malay language word that is
used officially in Malaysia to refer to the original people
who occupied the land of the Malay Peninsula since time
immemorial. Semang (or Negrito), can usually be found in the range up
to the northern part of the peninsula. Senoi, settled in the central part of the peninsula. Proto-Malay (or Native Malay), settled in the southern
region of the peninsula
TRADISIONAL FOOD
MANOK PANSOH
OPOK-OPOK
TRADISIONAL DANCE
SEWANG PANOH SEWANG GAMOK SEWANG MANJAR
TRADISIONAL GAMES
KERCANG
TENANGKOL
TRADITIONAL MUSIC
GINGGONG
NOSE FLUTE
TRADITIONAL FESTIVAL HARI RAYA
HARI MOYANG
TRADITIONAL COSTUME
GRASS SKIRT
WEDDING Most of the Orang Asli people get married at a young age. For men, the age of 18 is the most suitable age to start a family. Women are 16 years old and cannot exceed the age of men. Marriage is performed by the parents of the bride and groom, starting from the merisik ceremony until someone has legally become a married couple.
SABAH
COMMUNITY INTRODUCTION There are more than 30 indigenous
groups in Sabah with the largest non-
indegenous ethnic group being chinese
and the largest indigenous group being
the Kadazan-Dusun people. Three other lsrger ethnic groups in
Sabah are the Bajau. Murut and Rungus.
TRADITIONAL FOOD ANBUYAT
BAMBANGAN
TRADITIONAL GAMES
BINSULONG
TRADITIONAL COSTUME
KADAZAN PENAMPANG
TRADITIONAL MUSIC
SAPE
SOMPOTON
TRADITIONAL DANCE
TRADISIONAL FESTIVAL
MAGUNATIP HARVEST FESTIVAL
WEDDING Sabah has a set of beautiful wedding ceremonies
with ceremonies and ceremonies dating back to
time immemorial. On the wedding day of the dowry, it is very
important to undergo the ritual as it forges the
relationship not only between the groom and the
bride but also the family and the village. The first step begins by placing a 'stem' hat or cone on
both the bride and groom.
•This signifies the union of the two, and the elder
will cast as spell to keep the couple safe from
danger. •After that, the couple is asked to place their feet
on the stone, and again the elder will remind them
that their marriage is as strong as the stone.
SARAWAK
COMMUNITY INTRODUCTION Sarawak is a state withinMalaysia. The largest among the 13 states, with
an area almost equal to that of
Peninsula Malaysia, Sarawak is
located n northwest Borneo Island.
TRADITIONAL FOOD
LAKSA SARAWAK
TRADITIONAL DANCE
NGAJAT
TRADITIONAL GAMES
BATOK
SUMPIT
TRADITIONAL COSTUME
TRADITIONAL FESTIVAL
GAWAI FESTIVAL BAJU BURUNG
WEDDING The Iban marriage, it is
customary for the boys parents
to make a proposal on behalf of
his son to the girl they are
interested to have as their
daughter-in-law.
REFERENCES https://www.everyculture.com/East-Southeast-Asia/Iban-Marriage-andFamily.html#:~:text=Marriage%20is%20preferably%20with%20a,sororal%20and
%20nonsororal%20polygyny%20occur. https://en.wikipedia.org/wiki/Malays_(ethnic_group) https://en.wikipedia.org/wiki/Demographics_of_Sabah#:~:text=The%20three%
20largest%20indigenous%20groups,the%20main%20non%2Dindigenous%20pop
ulation. https://en.wikipedia.org/wiki/Malaysian_Chinese https://en.wikipedia.org/wiki/Peranakans https://www.britannica.com/place/Malaysia/Religion https://www.pewresearch.org/religion/2021/06/29/religious-beliefs-2/