A Message From The President I want to thank everyone who attended the19th Annual Summit Awards & Casino Night this past week. Even though I was unable to attend, I heard it was a great turnout that showed support for the HBA & SMC.

John Mowry HBA President Homes of Integrity Construction

2023 is in full swing and continues to be busier than ever for our industry. In February, several builders and associates were in Atlanta at the winter board meeting and legislative reception. Several developers and builders from our local HBA broke away to meet with the Governor’s executive staff to discuss workforce housing and lack of infrastructure. The meeting was effective and we hope to see some positive shifts coming our way. Back in Savannah we had a great turn out for both the diamond event and golf tournament. Both events were a great success and yielded exciting celebrations and mingling within our industry. If you have never been to a Government Affairs Committee meeting, you are missing out. April speaker was Roger Moss, President of the SCCPSS. Mr. Moss spoke about his vision and the direction he would like to see the SCCPSS go towards. Coming later this month we have Domonic Purviance from the Federal Reserve Bank of Atlanta speaking at the April HBA Monthly lunch meeting. This will take place at Carey Hilliard’s on April 13th. You will want to reserve your seats before they sell out. Last year it was a packed house. Be on the lookout for upcoming events and member networking opportunities that are being planned as we speak. I want to remind you again, your involvement and ideas are keys to a successful membership and association Please take this opportunity to get involved, join a committee, share your ideas recruit new members, and help retain those members already here. Together let’s keep up the momentum for a successful year ahead.

John 2 | Savannah HomeBuilder

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HBA of Greater Savannah 2023 Officers

John Mowry

Josh Waters

Bryan Wardlaw

Tara Boyer

HBA President Homes of Integrity Construction

HBA Vice President Waters Building + Design

HBA Treasurer Landmark 24

HBA Secretary Logan Homes

Rodney Rawls

Priscilla Waldburg

HBA Associate V.P. Rawls Realty

HBA Sales & Marketing Council Chair The Trisha Cook Team, Keller Williams

Patty Rietkovich Kailey Thompson HBA Communications

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HBA Executive Officer

Breanna Olson HBA Office Coordinator

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Rockin’ with Rodney With the 1st quarter of 2023 ending, let ’s recap all the amazing events and meetings the SMC has put together. Starting with the incredible Diamond Event! This year was one for the books. The celebration was top -notch as well as the prizes and cash. Congratulations to all the Diamond Event winners and a huge thank you to the Diamond Builders for their participation in the program. Next up was the 19th Annual Summit Awards & Casino night which was an all white themed party that was an absolute blast. There was a good turnout with many awards given and prizes won. Congratulations to all the agents and builders who took home awards! Rodney Rawls

HBA Associate V.P. Rawls Realty

As always, the monthly SMC meetings were informational and a great time for the real estate community to get together. We have the next SMC meeting coming up on April 5th. If you haven’t already, please RSVP for that! In the next quarter I hope we all stay busy, involved, and keep up the good work! Keep an eye out for any emails from

Rodney

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Priscilla’s Ponderings Whew.....we made it! Q1 has been packed with back to back award ceremonies, ending with the 19th Annual Summit Awards and Casino Night. Once again, I'd like to personally congratulate all of the award recipients. You all are amazing! Our industry and association is all the better because of you. Not to mention... you all looked fantastic in your all white!! Looking ahead to Q2, our amazing builders are pumping inventory into our market as quickly as they can. Now is the time to really get familiar with their product availability, communities, and incentives. One of the best ways to do so is coming to the monthly meetings. The next meeting is on April 5th at 9:30am. This meeting will be hosted by DR Horton in the Woodland Trail community in Richmond Hill. Make sure to RSVP as soon as possible. Priscilla Waldburg HBA Sales & Marketing Council Chairwoman The Trisha Cook Team, Keller Williams

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Lastly, we are always striving to be the biggest and best SMC in the country. As often as you can, encourage someone to come to an SMC meeting or join the SMC! Everyone should be a part of the Cool Kids Club!

Priscilla

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Government & Regulatory Affairs Update IMPACT FEES As reported last month, the City of Savannah did adopt Impact Fees with an effective date of July 1, 2024 and at this time the staff is working to put into place whatever will be needed to set up a complete new permitting program. One of their first steps is to create a web-link on the City of Savannah Website and that link is found here: https://www.savannahga.gov/impactfees While there is not much new information posted, this will be the site to look to in order to understand how this program will be managed by the City of Savannah.

GOVERNMENT AFFAIRS COMMITTEE Our speaker for our Monday, April 3rd Government Affairs Committee meeting will be Savannah Chatham Public School System School Board President Roger Moss. Mike Vaquer HBA Government & Regulatory Affairs Director

Roger Moss is originally from Chattanooga, Tennessee. He holds B.A. degree in interpersonal communications from Wheaton College in Wheaton, Illinois. He has over 20 years of experience in advertising, ranging from working with radio stations to marketing the whitewater venues for the 1996 Olympics. He is co- founder of the Savannah Children’s Choir.

His commitment to education led him to work with parents, educators, and stakeholders on the founding board of Savannah Classical Academy. When he is not founding and running non-profits Roger is a sought-after singer. He has performed with the Savannah Symphony, Hilton Head Symphony, Beaufort Symphony and Memphis Opera. He serves on the Chatham County Board of Health, Habersham YMCA, Savannah Repertory Theatre, and Savannah Philharmonic boards of directors. We hope to hear from President Moss about his plans moving forward with the

selection of a new Superintendent, ongoing work on new and revitalized schools, perhaps a sneak peak at the next round of eLOST, and insights on the impacts from the current inflow of Korean students, and impacts very large numbers of families coming to the region will have on both public and private education.

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Government & Regulatory Affairs Update (Continued) LEGISLATION We are a mere three days from the conclusion of the 2023 Session of the General Assembly, and by the time this is published, the members will have gone home…there will be winners and losers, and the sun will still come up……. The main legislative focus is HB 514 which focused on two distinct issues: Moratoria and fee application for certain sized housing. It sets a limit on a Moratorium to 180 days or less, and does not allow a subsequent Moratorium on the same issue to become effective until a minimum of 180 days has passed, unless there are certain “planning” activities underway. While this was changed in the House to only apply to single family residential developments –

significantly watering down the value of this restriction, the Senate restored the original language to apply to all residential developments. The second issue sets limits on the use of development fees, and allows local governments to “abate, exempt, or waive any fees…….that relate to single-family developments…..of less than 2,500 square feet”. We still are not certain how this language interfaces with the State Impact Fee Act, nor if this legislation will ultimately pass. HB 517 which focused on local design standards only received a hearing in the House with no further action. Two other separate items of interest were floated late in the session, and these also deal with Impact Fees for education in jurisdictions that experience more than a certain amount of growth over a specific period of time. This proposition has been attempted in years past by a few of the fastest growing counties surrounding Metro ATLANTA, but it never gained any traction.

ELECTIONS While 2023 is generally an off year for elections, several jurisdictions, including Pooler, and the City of Savannah are gearing up for elections. At this writing, all current member of Savannah’s City Council have announce their intention to run for another term, with the exception of At Large Alderwoman Kesha Carter Brown who will be challenging incumbent Mayor Van Johnson.

The municipal election for the City of Pooler will see seven positions open: Mayor and six (6) City Councilmembers. These are all non-partisan, at-large (city-wide) positions. We are several months away from actual qualifying for these seats with the election on Tuesday, November 7th. As we get closer we will provide more information on all of the elections in Chatham, Bryan, Effingham, and Liberty Counties, and in the fall we plan to have an pre-election roundtable reception/dinner where all candidates will be invited to deliver their “stump speech” to our members.

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DO BUSINESS WITH NAHB MEMBERS Do Business with an NAHB Member is an initiative aimed to foster relationships among Builder, Associate and Affiliate members. When NAHB members do business together, everyone benefits. Working together keeps things close to home, supports local building communities and ensures a strong housing market, now and in the future. NAHB members have a strong network of skilled workers at their fingertips. It’s time everyone takes advantage of it.

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IS YOUR COMPANY HIRING? Is your company hiring? Would you like to utilize our Job Board? If so, send Patty or Kailey your job posting along with contact information and let us get the word out for you!!! [email protected] [email protected] Check out the current listings on the Job Board!

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ASSOCIATE MEMBERS Lorenzo McDonald Jr. - A1 Home Inspectors Keri Martin - Hall, Galligan, Roberts & Shanlever, LLP Beth Cribbs-Larson - Realty Executives Chuck Feagain - TowneBank Mortgage

SMC MEMBERS Kyle Whitty - America’s Preferred Structural Warranty Aaron Sharp - BankSouth Mortgage Katy Kirby - BankSouth Mortgage Christopher Ray - DR Horton Nicholas Kreighbaum - eXp Realty Johnson Group Betty Brooks - Keller Williams Kindra Fletcher - Landmark 24 Homes Leon Payton - Landmark 24 Homes Sherry Payton - Landmark 24 Homes Gus Corp - Landmark 24 Homes Luann Zorn- Zipperer - Landmark 24 Homes Scott Partin - Luxe Real Estate Services

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NAHB Chairman’s Update—March 2023

NAHB welcomes 2023 NAHB Chairman Alicia Huey to her first video update as she shares her vision of a united Federation working for all members. Click here to visit the Chairman’s Update Video Series page.

FED RAISES INTEREST RATES BY 25 BASIS POINTS; CREDIT CONDITIONS TO TIGHTEN The Federal Reserve’s monetary policy committee raised the federal funds target rate by 25 basis points but indicated that it was moving to a more data dependent mode as markets digest incoming risks for banks. The Fed is balancing two economic risks: ongoing elevated inflation and emerging risks to the banking system. The health of the regional and community bank system is critical to the availability of builder and developer financing — for for-sale, for-rent and affordable housing construction. We expect these conditions to tighten and will continue to monitor lending conditions via NAHB industry surveys. Federal Reserve Chairman Jerome Powell noted that near-term uncertainty is high because of these risks, as well as impacts from policy actions taken to shore up liquidity. Today’s increase of the fed funds rate moved that target to an upper rate of 5%. The Fed’s projections indicate that additional increases may be in store to achieve the level of tightening necessary to ultimately bring inflation back — over time — to the Fed’s target of 2%. The “may” in the prior sentence is intentional, as the more dovish tone of the Fed’s communication moves away from prior statements that additional firming of monetary policy is required without question. The Fed noted: “The Committee will closely monitor incoming information and assess the implications for monetary policy. The Committee anticipates that some additional policy firming may be appropriate in order to attain a stance of monetary policy that is sufficiently restrictive to return inflation to 2 percent over time.” Acknowledging the issues affecting a few regional banks, the Committee wrote: “The U.S. banking system is sound and resilient. Recent developments are likely to result in tighter credit conditions for households and businesses and to weigh on economic activity, hiring, and inflation. The extent of these effects is uncertain. The Committee remains highly attentive to inflation risks.” These challenges will result in tighter credit conditions, which will slow the economy and reduce inflation. 14 | Savannah HomeBuilder

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NAHB RELEASES SALARY, BONUS AND BENEFIT DATA FOR 39 JOBS ACROSS THE

HOME BUILDING INDUSTRY Throughout the economy and across all sectors, millions of people have quit their jobs looking for better work-life balance, benefits, location or pay—a phenomenon now commonly referred to as the Great Resignation. These challenges have rendered recruitment and retention of human capital a pressing objective for most businesses, one that will help determine their success in the years ahead. The National Association of Home Builders (NAHB) recently released new industry averages on compensation and benefits for employees of single-family home building companies with the recent release of the Single-Family Builder Compensation Study, 2022 Edition. The study published by BuilderBooks, the publishing arm of NAHB, includes data collected on compensation and benefits for 39 common positions at single-family home building companies. Results from this survey provide single-family builders with current information that can be used to benchmark their employees’ level of compensation and benefits. The data was analyzed by region of the country, dollar volume, number of starts and number of employees on payroll. The findings are presented from two different perspectives: Across all 39 positions, giving a broad view of the full-time positions that currently exist at single-family building companies, as well as a comparison of average total compensation and benefits across positions; and also as a detailed view of each position’s average compensation and benefits. “This publication is an invaluable tool for any home builder,” said NAHB Chairman Alicia Huey, a custom home builder and developer from Birmingham, Ala. “Not only does it give builders a sneak peek into the average compensation and benefits at similarly sized businesses across the country, but it also serves as a benchmark and recruiting tool for hiring.” The Single-Family Builder Compensation Study, 2022 Edition is available for purchase in two formats—print ($149.95 Retail/$79.95 NAHB Member, ISBN 978-086718-800-04) and eBook ($89.99 Retail/$55.99 for NAHB Member, ISBN 978-086718-801-1) at BuilderBooks.com.

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BUILDING PERMITS BY STATE AND METRO AREAS ALL DATA IN THOUSANDS

SINGLEFAMILY YTD Feb-23 GEORGIA Albany, GA Athens-Clarke County, GA Atlanta-Sandy Springs-Roswell, GA Augusta-Richmond County, GA-SC Brunswick, GA Columbus, GA-AL Dalton, GA * Gainesville, GA Hinesville, GA Macon-Bibb County, GA Rome, GA Savannah, GA Valdosta, GA Warner Robins, GA

YTD Feb-22

5.906 0.016 0.113 2.945 0.437 0.076 0.078 0.045 0.147 0.079 0.064 0.042 0.419 0.154 0.157

8.456 0.034 0.137 4.845 0.741 0.085 0.218 0.069 0.222 0.129 0.097 0.043 0.450 0.210 0.245

MULTI-FAMILY YTD % CHG -30% -53% -18% -39% -41% -11% -64% -35% -34% -39% -34% -2% -7% -27% -36%

YEAR 2022 46.819 0.171 0.796 26.382 3.405 0.879 0.624 0.350 1.196 0.768 0.624 0.310 2.167 1.236 1.488

TOTAL

YTD Feb-23

YTD Feb-22

YTD % CHG

YEAR 2022

YTD Feb-23

5.118 0.055 4.162 0.082 0.080 0.025 0.003 0.016 -

3.429 0.015 0.265 2.277 0.092 0.016 0.063 0.009 0.074 0.362 0.025 -

49% -100% -79% 83% -100% -100% 30% 789% -66% 0% 0% 0% -99% -36% 0%

29.863 0.033 1.574 20.820 0.761 0.688 1.012 0.091 0.871 0.076 0.958 0.177 1.050

11.024 0.016 0.168 7.107 0.437 0.076 0.160 0.125 0.172 0.079 0.064 0.042 0.422 0.170 0.157

YTD Feb-22 11.885 0.049 0.402 7.122 0.833 0.101 0.281 0.078 0.296 0.129 0.097 0.043 0.812 0.235 0.245

YTD % CHG -7% -67% -58% 0% -48% -25% -43% 60% -42% -39% -34% -2% -48% -28% -36%

YEAR 2022 76.682 0.204 2.370 47.202 4.166 1.567 1.636 0.441 2.067 0.844 0.624 0.310 3.125 1.413 2.538

* Annual permit reporter only Prepared by Economics Department, NAHB. Source: Bureau of Census. For more information on Building Permits by state and metro area, go to http://www.census.gov/const/www/permitsindex.html Available at www.HousingEconomics.com.

FRAMING LUMBER PRICES Volatile prices of lumber products in recent years have caused the average price of a new single-family home to increase by more than $14,000. NAHB has been relentlessly working on all fronts with government officials to develop long-term solutions to lumber and supply-chain challenges that threaten housing affordability across the nation. The price tracker below provides an overview of the behaviors within the U.S. framing lumber pricing market. The information is sourced each week using the Random Lengths Framing Lumber Composite which is comprised using prices from the highest volume-producing regions of the U.S. and Canada. https://www.nahb.org/news-and-economics/housingeconomics/national-statistics/framing-lumber-prices

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2022 Diamond Event

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1st Place Winner of $25,000 Lachandra Bodison!

3rd Place Winner of $8,000 Sydney Marks

5th Place Winner of $2,800 Sandra Feitosa HomeBuildersofsavannah.com

2nd Place Winner of $12,500 Latasha Hall

4th Place Winner of $5,000 Emily Adams

On-Site Agent Winner of $2,500

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2022 Diamond Event Sponsors EXCLUSIVE DIAMOND SPONSOR

PHOTOBOOTH SPONSOR Savannah Blinds Shutters & Shades PRIVATE LABEL WINE SPONSORS Beacon New Homes

EXCLUSIVE SWAG BAG SPONSOR

Movement Mortgage

DR Horton

EMERALD SPONSORS

FLOOR DIAMOND SPONSOR

BankSouth Mortgage

Renasant Mortgage

Cambria

CHAMPAGNE WALL SPONSORS

Certainty Home Loans

Caliber Home Loans

Colony Bank Mortgage

New American Funding

McManamy Jackson Hollis

RUBY SPONSORS

SAPPHIRE SPONSORS

Ameris Bank

Dixon & Lasseter, Attorney at Law, P.C.

Coastal Custom Mortgage

Elevated Coastal Productions

Dream Finders Homes

Guild Mortgage

First Coast Mortgage

Logan Homes

Kirkland’s Flooring

Mungo Homes

Pulte Homes

Toler Law

GLAM CAM SPONSOR

Weiner Shearouse Weitz Greenberg & Shawe

Railyard Media

PEARL SPONSORS Brannen, Searcy & Smith, LLP

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2022 Diamond Event

HBA Annual spring Golf Tournament Recap The annual spring golf tournament was a perfect day for golf! We would like to thank our sponsors, golfers, and attendees for a successful tournament!

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Feeling Spicy—HBA Chili Cook-Off A

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REALTY HEALTHCARE FOR HBA MEMBERS Investing in Healthcare Coverage means Investing in what Matters Healthcare coverage is big decision that comes with a big cost, and Realty Healthcare takes that very seriously. When shopping for healthcare coverage, it is important to consider all your plan options and chose the one that best supports your lifestyle and price range. At Realty Healthcare we make it easy to pick a plan and understand exactly what you are getting! Our online platform is user friendly and flexible, giving you all your plan options all on a comparable interface. Most importantly, at Realty Healthcare we want everyone to have a clear understanding of all their plan offers. We have licensed consultants to help you and provide educational material for your team. No surprises, no confusion. Prioritize what matters and invest in yourself, your family, your colleague, and your company by choosing Realty Healthcare today.

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MARKETNSIGHT UPDATE A Huge Thank You to Augusta and Savannah! We were fortunate to be in Augusta and Savannah for our semiannual in-person MarketWatch events. We had great enthusiastic crowds, and the feedback has been very positive. We started these events in 2009, so we have been going to both cities for fourteen years now. We would like to thank everyone for allowing us to continue to visit and talk about the housing market. Also, these events would not be possible without our awesome sponsors. A big thank you to Colony Bank for sponsoring the Augusta event, and to BankSouth Mortgage for sponsoring the Savannah event! Even though our last survey of the 1,200 attendees at MarketWatch Atlanta showed that 77% still want to keep that event virtual, it is always a blast to get together in person when we have the opportunity. Pending Sales Mortgage rates hit 6.65% in the last week of February and continued their upward trajectory to 6.73% for the first week of March. The last time rates were above 6.5% was in November, at what has been the bottom to date. At that time, pending sales were down 45% against the previous year and down 33% against the benchmark year 2019. We will see what happens in the coming weeks, but it appears that some buyers are beginning to accept the current interest rate environment and making adjustments in price point or location to mitigate the rise in their monthly mortgage payment.Pending sales in the first week of March 2023 were down 23% year to year. Compared to 2019, pending sales were down 20%. Year to date, pending sales are down 22% from 2022 and down 12% from 2019. (See Chart 1.)

Supply and Demand Since the last week of January 2023, months of supply has remained unchanged at 1.7. Closings and inventory have stabilized in a seasonal fashion similar to the same period last year. We should see closings and inventory beginning to rise in April/ May for the spring selling season. Atlanta continues to need an additional 63,000 units of housing inventory over the next 12 months to reach 6 months of supply, which is equilibrium. (See Chart 2.) Our forecast is the same: we expect to see demand rise moderately into the spring selling season, and months of supply will not exceed 3 in the third and fourth quarters of 2023.

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MARKETNSIGHT UPDATE (CONTINUED) NAR and MarketNsight Two weeks ago, we said: “For the first three weeks of February, MarketNsight shows pendings down an average of 20% year to year. Unless the bottom falls out in the last week of February, we should see the NAR February pending sales numbers look very similar to January’s when they are released at the end of March – down 20% to 25% year to year. Remember, you heard it here first!”. The bottom did not fall out, and February pending sales were down 21% from 2022. We expect that the NAR February pending sales numbers will look very similar to January’s when they are released at the end of March – down 21% to 24% year to year. (See Table 1.) What About Price? When rates began rising a year ago, we maintained that there would be no collapse in prices, primarily due to the extreme lack of inventory. Now, we have proof that we were correct, and other national pundits are finally starting to come around. (https://your.marketnsight.com/3YJ1boX) We not only agree that prices have found a bottom, but we can also show it in the most recent data. Prices bottomed out in January when they were down 1% from the previous year. Prices were up 2% in February, and for the first week of March are up 7%. It is still early in the month, but the upward trend is clear. (See Chart 3.) In raising rates at the fastest pace in history, the Federal Reserve’s strategy has continued to drastically suppress inventory. The effect of this (we all learned in Economics 101) will be rising prices, exactly what they were trying to correct. The only long-term answer is more supply—period. Continued Indictment of the Fed Is anyone surprised that the Federal Reserve overcorrected on both sides of the pandemic? Using inaccurate and lagging data, they kept rates far too low for far too long, and now, to fight the inflation that they helped create, their answer has been possibly the most radical and destructive shock to the system in the history of the Fed. In what universe does that make sense? "Everything in moderation" doesn't seem to be a part of their lexicon.

And now, some of the unintended effects of their radical strategy are being seen in the closure of three large banks in just a few days. Here’s a great summary of the situation from an article this weekend: “[the SVB collapse] is emblematic of the financial cracks and unintended consequences to the fastest rate hikes since the 80s,” Wei Li, Global Chief Investment Strategist at BlackRock, said….” (https://your.marketnsight.com/3mTkONC) Some analysts expect the Fed to pause their rate hikes in the near term. This may be a good time for the FOMC to reflect on the downrange consequences of their policies. Despite the Fed’s recklessness, we believe the housing industry will be resilient through this. Demographically, the country still needs millions of units of housing, so we still have more demand than supply. We agree with the NAR when they say that housing has bottomed and will continue to see improvement, especially in the second half of the year. (https:// your.marketnsight.com/3JdBsiD) Thank you for being a MarketNsight customer!

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SCHOLARSHIPS AVAILABLE TO STUDENTS PURSUING DEGREES DIRECTLY RELATED TO THE BUILDING INDUSTRY The Founders Scholarship Fund—of the HBA of Greater Savannah The Home Builders Association of Greater Savannah is currently accepting applications for the 2023 Founders Scholarship. The Founders Scholarship Fund is a non-profit organization that is part of our local HBA. We distribute multiple scholarships annually to students who are pursuing a degree directly related to the building industry. A few examples of qualifying fields of study are architecture, building construction, building design, construction management, engineering, welding, plumbing, HVAC and electrical systems technology. There are two types of applications for our scholarship. 1)

For current high school seniors who plan to attend college in the fall of 2023

2)

For current college students who are in a related field of study

The application due date is Friday, April 14, 2023. Please read the requirements thoroughly and make sure all required documents accompany the application when submitted. Please note that applications will not be accepted if they are not 100% complete. Once received, the Founders Scholarship Committee will meet and review all applications. The scholarships will be awarded on merit, financial need, and field of study. Students will be notified directly if a scholarship is awarded. The following is a link to our website scholarship page: https://homebuildersofsavannah.com/scholarships If you or your students have any questions about the scholarship application you can reach our office at (912)354-6193. We hope to support deserving students achieve their educational dreams related to the building industry.

The HBA of Georgia also offers scholarships for students pursuing degrees in the building industry. See graphic to the right for more information!

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Building Better Businesses, Constructing Better Lives US Home Building Association ’s #1 Trusted Small Business Growth Firm Now that it’s a new year, and we all survived 2022, many of us have sat down to create New Years’ resolutions. Be it health, family, or business. We have all been around long enough to know that most don’t stick long-term, and unless we put the time in to create a smart, adequately researched, and timely plan, our chances for success drop significantly. That is why we formed our affinity partnership with Small Business Growth Partners (SBGP) and why an annual Business Plan of Actions (BPA) is included 100% with your HBA Member Benefits.

SBGP is a private national coaching firm and specializes in working with construction and trade companies. Over 40% of the country’s Home Builders Associations from the NAHB work exclusively with SBGP, and we feel fortunate to be one of them. They understand the building industry and have helped thousands of construction & trade companies across the country. Here are some of the most common results I’ve heard from members who implemented a BPA… • • • • • • •

A significant increase in gross & net margins Being able to breakthrough growth ceilings and achieve record volume numbers Creating clear roles and responsibilities between team members and stopping the blame game. Getting teams on the same page with a simple and effective planning system. Significant increases in sales conversion rates Considerable increases in employee morale Significantly reduced “fire-fighting” and getting pulled back into day-to-day operations

And most importantly, having substantially more money on the bottom line and truly feeling in control of your business. If you have not yet taken advantage of this HBAG Member Benefit, please do it now. I’ve included more info on the BPA, and Small Business Growth Partners. These folks are the real deal and have the experience and results to prove it.

Once again, a 2023 BPA is included 100% in your HBAG Members Benefits. To register for this member benefit, simply follow the steps below. 1. 2. 3.

Go to www.smallbusinessgrowthpartners.com Click on Redeem Your BPA in the landing page toolbar Fill out the short questionnaire

You can also click on the BPA Redemption Steps image on the following page, and that will take you to the registration page on their website as well.

Happy New Year to all of you and thank you for being a member of the Home Builders Association of Georgia. 36 | Savannah HomeBuilder

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Magazine Advertising Space Available The Savannah HomeBuilder magazine includes advertising space for each of you to advertise your company. We have four sizes available: Full Page, Half Page, Quarter Page and Business Card which will also click through to your current website, giving you more visibility. Contact Kailey for pricing information. Website advertising is also available! Contact [email protected]. E-mail Ad and link to: [email protected] Specs for Ad Space: Full Page: 8.25” x 10.75” Half Page: 8.25” x 5.375” Quarter Page: 4.125” x 5.375” Business Card: 3.5” x 2”

For more information, please contact: HBA of Greater Savannah 7116 Hodgson Memorial Drive Savannah, GA 31406 Phone: 912-354-6193

**Cover photo this issue courtesy of Jane at Home - Julie Howard for Timber Trails DC via Home Bunch – Photo by Stoffer Photography

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